Financials
- Fiscal year
- 2025
- Total assets
- €113,984
- Profit
- €15,472
- Solvency
- 30.2%
Total assets▲ 7.0%
Net result
20182025
LUCKILY
ActiveSummary
LUCKILY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,457 and a net result of €15,472. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 4059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Design of textile patterns, clothing, jewellery, furniture and decorative items
NACE 74111NACE 74101
1 site
Size
€113,984total assets 2025
- Equity
- €34,457
- Profit
- €15,472
Turnover not published (abridged schema)
Structure
Accounts filed 56 d late0 of 3 deeds read
Why 87- Latest accounts 56 days late; 1 of the last 3 late+ Sector Other professional, scientific and technical activities (NACE 74)+ Liquidity: current ratio 0.97, cash €59,862+ Size: total assets €113,984Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
55-35
equity 30.2% of total assets
Liquidity
63-21
short-term debt 69.8% · cash 52.5%
Profitability
86-2
return on assets 13.6%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%● 0.0% vs 12-2024
02-2025: 0.1%▼ -3.3% vs 01-2025
03-2025: 0.1%● 0.0% vs 02-2025
04-2025: 0.1%▲ +13.6% vs 03-2025
05-2025: 0.1%▲ +7.5% vs 04-2025
06-2025: 0.1%▼ -2.8% vs 05-2025
07-2025: 0.1%▲ +24.3% vs 06-2025
08-2025: < 0.1%▼ -47.1% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -2.2% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%▲ +4.4% vs 03-2026
05-2026: < 0.1%▲ +2.1% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +6.3% vs 06-2026
08-2026: 0.1%▲ +178% vs 07-2026
09-2026: 0.2%▲ +35.9% vs 08-2026
10-2026: 0.2%▲ +9.3% vs 09-2026highest value
- Latest accounts 56 days late; 1 of the last 3 late raises the probability
- Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
- Liquidity: current ratio 0.97, cash €59,862 lowers the probability
- Size: total assets €113,984 lowers the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.67 in 2024; short-term debt: 69.8% and cash: 52.5% of total assets), and 69.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 35%, liquidity 54%, profitability 62%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
56 d late
2024
23 d early
2023
26 d early
2022
28 d early
2021
30 d early
2020
29 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2019
- Next accounts
- by 31-07-2027
- 25-09-2026Annual accounts filed
- 08-07-2025Annual accounts filed
- 05-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Design of textile patterns, clothing, jewellery, furniture and…NACE 74111
- Founded
- 17-08-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.