LUCKIE
ActiveSummary
LUCKIE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371,940 and a net result of -€7,127. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45▲+18
Solvency96=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.09 in 2024; short-term debt: 16.2% and cash: 1.8% of total assets), and 28.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€7,127
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
10 d late
2023
5 d early
2022
on the day
2021
3 d early
2020
51 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€371,940▼ 1.9%
2024 · €379,067
Total assets
€521,835▼ 2.4%
2024 · €534,817
Net result
-€7,127▲ 55.0%
2024 · -€15,846
Working capital
€18,881▲ 143%
2024 · €7,772
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,001▼ 21.6%€325,485▲ 16,169%-€8,451-€16,018▼ 89.5%-€7,369▲ 54.0%
Net result€1,158below the sector's middle half▼ 28.4%€247,869above the sector's middle half▲ 21,309%-€7,929below the sector's middle half-€15,846below the sector's middle half▼ 99.9%-€7,127below the sector's middle half▲ 55.0%
Equity€154,973within the sector's middle half▲ 0.8%€402,842above the sector's middle half▲ 160%€394,913above the sector's middle half▼ 2.0%€379,067above the sector's middle half▼ 4.0%€371,940above the sector's middle half▼ 1.9%
Total assets€210,144within the sector's middle half▼ 0.3%€487,316within the sector's middle half▲ 132%€538,084above the sector's middle half▲ 10.4%€534,817above the sector's middle half▼ 0.6%€521,835above the sector's middle half▼ 2.4%
Debt€55,171▼ 3.0%€15,828▼ 71.3%€76,176▲ 381%€91,331▲ 19.9%€88,058▼ 3.6%
Working capital-€38,512below the sector's middle half▼ 96.8%€155,919above the sector's middle half€5,154within the sector's middle half▼ 96.7%€7,772within the sector's middle half▲ 50.8%€18,881within the sector's middle half▲ 143%
Solvency73.7%within the sector's middle half▲ 0.7pp82.7%above the sector's middle half▲ 8.9pp73.4%within the sector's middle half▼ 9.3pp70.9%within the sector's middle half▼ 2.5pp71.3%within the sector's middle half▲ 0.4pp
Current ratio0.27below the sector's middle half▼ 0.3712.77above the sector's middle half▲ 12.501.07within the sector's middle half▼ 11.701.09within the sector's middle half▲ 0.021.22within the sector's middle half▲ 0.13
Return on assets (ROA)0.6%below the sector's middle half▼ 0.2pp50.9%above the sector's middle half▲ 50.3pp-1.5%below the sector's middle half▼ 52.3pp-3.0%below the sector's middle half▼ 1.5pp-1.4%below the sector's middle half▲ 1.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,369 in 2025 against €16,018 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €521,835
Fixed assets
€418,484 ▼ 5.0%
Current assets
€103,351 ▲ 9.5%
Equity and liabilities €521,835
Equity
€371,940 ▼ 1.9%
Provisions
€61,837 ▼ 4.0%
Debt
€88,058 ▼ 3.6%
Debt's share of the balance-sheet total falls from 17.1% to 16.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14,601▲
2024 · €5,708
Cash flow
€14,843▲
2024 · €5,880
Debt to equity
0.24▼
2024 · 0.24
ROE
-1.9%▲
2024 · -4.2%
Interest coverage
3.30▲
2024 · 1.40
Debt ≤ 1 year
€84,470▼
2024 · €86,590
Income taxes
€522▲
2024 · €270
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €338,271 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,607 | €14,628 | €15,895 | €21,726 | €21,970 | ▲ 1.1% |
| Other operating charges640/8 | - | €6,936 | €5,885 | €9,352 | €8,209 | ▼ 12.2% |
| Gross operating margin9900 | €20,487 | €347,049 | €13,328 | €15,060 | €22,810 | ▲ 51.5% |
| Operating profit (loss)9901 | €2,001 | €325,485 | -€8,451 | -€16,018 | -€7,369 | ▲ 54.0% |
| Financial income75/76B | - | €637 | €1,120 | €1,949 | €2,600 | ▲ 33.4% |
| Recurring financial income75 | €283 | €637 | €1,120 | €1,949 | €2,600 | ▲ 33.4% |
| Financial charges65/66B | - | €773 | €1,365 | €4,084 | €4,419 | ▲ 8.2% |
| Recurring financial charges65 | €888 | €773 | €1,365 | €4,084 | €4,419 | ▲ 8.2% |
| Profit (loss) for the period before taxes9903 | €1,395 | €325,349 | -€8,696 | -€18,153 | -€9,187 | ▲ 49.4% |
| Transfer from deferred taxes780 | - | €774 | €1,651 | €2,576 | €2,583 | ▲ 0.2% |
| Transfer to deferred taxes680 | - | €69,421 | €0 | - | - | - |
| Income taxes67/77 | €238 | €8,833 | €884 | €270 | €522 | ▲ 93.7% |
| Profit (loss) for the period9904 | €1,158 | €247,869 | -€7,929 | -€15,846 | -€7,127 | ▲ 55.0% |
| Transfer from tax-exempt reserves789 | - | €2,323 | €4,952 | €7,729 | €7,748 | ▲ 0.2% |
| Transfer to tax-exempt reserves689 | - | €208,263 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1,158 | €41,930 | -€2,976 | -€8,117 | €621 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €210,144 | €487,316 | €538,084 | €534,817 | €521,835 | ▼ 2.4% |
| Fixed assets21/28 | €195,640 | €318,149 | €460,016 | €440,455 | €418,484 | ▼ 5.0% |
| Tangible fixed assets22/27 | €193,787 | €316,296 | €458,163 | €438,602 | €417,481 | ▼ 4.8% |
| Land and buildings22 | - | €306,368 | €436,215 | €420,544 | €403,278 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | €5,890 | €18,813 | €15,607 | €12,020 | ▼ 23.0% |
| Furniture and vehicles24 | - | €4,038 | €3,135 | €2,451 | €2,183 | ▼ 10.9% |
| Financial fixed assets28 | €1,853 | €1,853 | €1,853 | €1,853 | €1,003 | ▼ 45.9% |
| Current assets29/58 | €14,503 | €169,167 | €78,068 | €94,362 | €103,351 | ▲ 9.5% |
| Amounts receivable after more than one year29 | - | €35,000 | €53,000 | €66,000 | €66,000 | = |
| Other amounts receivable291 | - | €35,000 | €53,000 | €66,000 | €66,000 | = |
| Amounts receivable within one year40/41 | €1,670 | €1,797 | €1,188 | €2,294 | €22,576 | ▲ 884% |
| Trade receivables40 | - | €970 | €63 | €432 | €432 | = |
| Other amounts receivable41 | - | €827 | €1,125 | €1,861 | €22,144 | ▲ 1,090% |
| Cash at bank and in hand54/58 | €945 | €130,710 | €22,211 | €22,298 | €9,549 | ▼ 57.2% |
| Deferred charges and accrued income490/1 | - | €1,660 | €1,669 | €3,770 | €5,226 | ▲ 38.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €210,144 | €487,316 | €538,084 | €534,817 | €521,835 | ▼ 2.4% |
| Equity10/15 | €154,973 | €402,842 | €394,913 | €379,067 | €371,940 | ▼ 1.9% |
| Contributions10/11 | €95,000 | €95,000 | €95,000 | €95,000 | €95,000 | = |
| Capital10 | - | €95,000 | €95,000 | €95,000 | €95,000 | = |
| Issued capital100 | - | €95,000 | €95,000 | €95,000 | €95,000 | = |
| Reserves13 | €38,714 | €244,653 | €239,701 | €231,972 | €224,224 | ▼ 3.3% |
| Non-distributable reserves130/1 | - | €9,500 | €9,500 | €9,500 | €9,500 | = |
| Legal reserve130 | - | €9,500 | €9,500 | €9,500 | €9,500 | = |
| Tax-exempt reserves132 | - | €208,189 | €203,237 | €195,508 | €187,761 | ▼ 4.0% |
| Distributable reserves133 | - | €26,964 | €26,964 | €26,964 | €26,964 | = |
| Profit (loss) carried forward14 | €21,259 | €63,189 | €60,212 | €52,095 | €52,716 | ▲ 1.2% |
| Provisions and deferred taxes16 | - | €68,646 | €66,996 | €64,419 | €61,837 | ▼ 4.0% |
| Deferred taxes168 | - | €68,646 | €66,996 | €64,419 | €61,837 | ▼ 4.0% |
| Amounts payable17/49 | €55,171 | €15,828 | €76,176 | €91,331 | €88,058 | ▼ 3.6% |
| Amounts payable within one year42/48 | €53,015 | €13,248 | €72,914 | €86,590 | €84,470 | ▼ 2.4% |
| Financial debts43 | - | €0 | €70,000 | €80,323 | €80,000 | ▼ 0.4% |
| Credit institutions430/8 | - | €0 | €70,000 | €80,323 | €80,000 | ▼ 0.4% |
| Trade debts44 | €1,305 | €4,398 | €384 | €4,857 | €2,212 | ▼ 54.5% |
| Suppliers440/4 | - | €4,398 | €384 | €4,857 | €2,212 | ▼ 54.5% |
| Taxes, remuneration and social security45 | - | €8,850 | €1,180 | €190 | €493 | ▲ 159% |
| Taxes450/3 | - | €8,850 | €1,180 | €190 | €493 | ▲ 159% |
| Other amounts payable47/48 | - | €0 | €1,349 | €1,220 | €1,765 | ▲ 44.7% |
| Accrued charges and deferred income492/3 | - | €2,580 | €3,262 | €4,741 | €3,588 | ▼ 24.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,158 | €247,869 | -€7,929 | -€15,846 | -€7,127 | ▲ 55.0% |
| + Depreciation and write-downs630 | €11,607 | €14,628 | €15,895 | €21,726 | €21,970 | ▲ 1.1% |
| Operating cash flow (approximation) | €12,765 | €262,497 | €7,966 | €5,880 | €14,843 | ▲ 152% |
| Investment in fixed assets (approximation) | - | -€137,137 | -€157,762 | -€2,165 | €1 | ▲ 100% |
| Change in cash | - | €129,765 | -€108,499 | €87 | -€12,749 | ▼ 14,696% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Weakest financial yearnet -€15,846
Net result drops to -€15,846, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €247,869 ▲21,309%
Operating result €325,485, net result €247,869, both a record.
30-06
Financial
Liquidity times 47current ratio 12.77
Current ratio from 0.27 to 12.77; short-term debt falls from €53,015 to €13,248.
30-06
Financial
Equity above €200,000Eq €402,842 ▲160%
3 profitable years in a row build equity to €402,842.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €1,617
Net result €1,617 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1988
Ground area
2,510 m²
Building footprint
285 m²
Volume, LiDAR
1,866 m³
Parcel 44502C0883/00C000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gegelaarsdreef 15, 9880 Aalter
since 19882.036.078.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0883/00C000 | Flanders | 2,510 m² | 1 · 285 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 3,273 EUR awarded · 3,273 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,395 EUR | 2,395 EUR |
| 2023 | 1 | 878 EUR | 878 EUR |
Similar companies · same sector, comparable size
COLUMBUS ir.
BE 0896.113.615
Gavere · Eq €371,924
B. Canivet Consulting
BE 0777.534.380
Watermaal-Bosvoorde · Eq €371,890
Hrms
BE 0879.628.068
Bredene · Eq €372,028
BEER INVEST
BE 0479.208.110
Schilde · Eq €371,793
ID Interior-Design
BE 0539.939.018
Lochristi · Eq €372,111
Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 36,844 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-12-1987
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.