Equity
€142,993 from €329,007 in 2021
Equity fell by 57% in 4 years.
LUCK
Overview
Lifetime
11 annual accounts with figures on one time axispeak €213,930 (2021)
€5,555▲ 8.6%
lowest -€18,789 (2023)
€13,714▲ €20,571
peak €329,007 (2021)
€142,993▼ 51.9%
€78,246▲ 592%
Board1 name since 2021
1 director
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Back to profit: €13,714Equity from €297,206 to €142,993Debts from €11,311 to €78,246
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 34,721 companies had the same profile as LUCK has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for LUCK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Amendment of the articles · Legal-form change · Resignations & appointments
Director in office: · General meeting of 30-12-2023 · Gazette deed
First establishment
Koning-Albertstraat 2, Lier
Incorporation
published on 11-08-2014 · Gazette deed
Official details
Source: KBO- Status
- Active since 24-07-2014Normal situation
- Activity
- “Het verwerven en beheren van onroerende goederen of zakelijke rechten daarop, in België of…” (deed in Dutch)From the articles, 9 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.235.390.0412500 Lier, since 31-07-2014
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €5,555▲ 8.6%
- ≈ €41,000estimated
- €13,714
- €142,993▼ 51.9%
- €221,239▼ 39.0%
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on LUCK
LUCK files the micro format. That format states no turnover. The gross margin fell from €27,957 in 2015 to €5,555 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 16-07-2026, 15 days before the deadline€5,555
▲ 8.6%
-€5,862
▲ €131
€13,714
▲ €20,571
€81,462
▼ 66.1%
64.6%
▼ 17.3 percentage points
3.13
▼ 19.13
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €41,000. Estimated: probably between €19,000 and €99,000.
Balance sheet
balance sheet total €221,239 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
221,239 | 362,806 | 358,804 | 377,209 | 392,894 | 218,837 | 234,329 | 252,418 | 268,956 | 285,227 | 319,889 | |
21/28 |
101,531 | 111,035 | 108,852 | 117,602 | 126,352 | 217,672 | 234,294 | 251,572 | 268,194 | 284,488 | - | |
22/27 |
101,531 | 111,035 | 108,852 | 117,602 | 126,352 | 217,672 | 234,294 | 251,572 | 268,194 | 284,488 | 301,672 | |
22 |
101,531 | 111,035 | 108,852 | 117,602 | 126,352 | 217,672 | 234,294 | 250,916 | 267,538 | 284,160 | 300,782 | |
23 |
- | - | - | - | - | - | - | 656 | 656 | 328 | 890 | |
29/58 |
119,708 | 251,771 | 249,952 | 259,607 | 266,543 | 1,165 | 34 | 846 | 762 | 739 | 18,217 | |
40/41 |
- | 111,362 | 72,214 | 49,010 | 10,460 | 1,118 | - | - | - | - | - | |
40 |
- | 11,311 | - | - | - | 1,118 | - | - | - | - | - | |
41 |
- | 100,050 | 72,214 | 49,010 | 10,460 | - | - | - | - | - | - | |
54/58 |
119,708 | 140,409 | 176,334 | 209,273 | 254,903 | 46 | 34 | 846 | 762 | 739 | 18,217 | |
490/1 |
- | - | 1,403 | 1,324 | 1,180 | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
221,239 | 362,806 | 358,804 | 377,209 | 392,894 | 218,837 | 234,329 | 252,418 | 268,956 | 285,227 | 319,889 | |
10/15 |
142,993 | 297,206 | 304,063 | 322,852 | 329,007 | 180,705 | 197,454 | 212,303 | 218,906 | 224,954 | 233,737 | |
10/11 |
100,000 | 267,927 | 267,927 | 267,927 | 267,927 | 267,927 | 267,927 | 267,927 | 267,927 | 267,927 | - | |
10 |
- | - | - | - | - | - | - | - | - | - | 267,927 | |
100 |
- | - | - | - | - | - | 267,927 | 267,927 | 267,927 | 267,927 | 267,927 | |
13 |
42,993 | 162,866 | 163,072 | 163,072 | 163,072 | 20,019 | 20,019 | 20,019 | 20,019 | 20,019 | 20,019 | |
132 |
- | 162,866 | 163,072 | 163,072 | 163,072 | - | - | - | - | - | - | |
133 |
42,993 | - | - | - | - | 20,019 | 20,019 | 20,019 | 20,019 | 20,019 | 20,019 | |
14 |
- | -133,587 | -126,936 | -108,147 | -101,992 | -107,241 | -90,492 | -75,643 | -69,040 | -62,992 | -54,209 | |
16 |
- | 54,289 | 54,357 | 54,357 | 59,356 | 10,783 | 16,454 | 22,013 | 27,464 | 32,808 | 38,047 | |
160/5 |
- | - | - | - | 4,998 | 10,783 | 16,454 | 22,013 | 27,464 | 32,808 | 38,047 | |
163 |
- | - | - | - | 4,998 | 10,783 | 16,454 | 22,013 | 27,464 | 32,808 | - | |
168 |
- | 54,289 | 54,357 | 54,357 | 54,357 | - | - | - | - | - | - | |
17/49 |
78,246 | 11,311 | 384 | - | 4,532 | 27,349 | 20,421 | 18,102 | 22,586 | 27,465 | 48,105 | |
17 |
40,000 | - | - | - | - | - | - | - | - | - | - | |
170/4 |
40,000 | - | - | - | - | - | - | - | - | - | - | |
42/48 |
38,246 | 11,311 | 384 | - | 2,532 | 19,849 | 17,621 | 18,102 | 22,586 | 27,465 | 48,105 | |
44 |
826 | 11,311 | 384 | - | 2,532 | 2,931 | 5,881 | 2,962 | 4,199 | - | 1,173 | |
440/4 |
826 | 11,311 | 384 | - | 2,532 | 2,931 | 5,881 | 2,962 | 4,199 | - | 1,173 | |
45 |
31,329 | - | - | - | - | - | - | - | - | - | - | |
450/3 |
31,329 | - | - | - | - | - | - | - | - | - | - | |
47/48 |
6,091 | - | - | - | - | 16,918 | 11,740 | 15,140 | 18,387 | 27,465 | 46,932 | |
492/3 |
- | - | - | - | 2,000 | 7,500 | 2,800 | - | - | - | - | |
| Income statement | ||||||||||||
9900 |
5,555 | 5,116 | -5,408 | 1,335 | 213,930 | 2,821 | 5,190 | 12,757 | 13,014 | 11,244 | 27,957 | |
630 |
9,504 | 9,129 | 8,750 | 8,750 | 8,750 | 16,622 | 17,278 | 16,622 | 16,294 | 17,184 | 28,331 | |
640/8 |
1,912 | 1,979 | 1,649 | 1,619 | 2,251 | 2,221 | 2,069 | 2,030 | 1,998 | 1,954 | 5,598 | |
9901 |
-5,862 | -5,992 | -15,807 | -9,033 | 202,929 | -16,021 | -14,157 | -5,894 | -5,278 | -7,894 | -5,972 | |
75/76B |
2,786 | 5,220 | 3,204 | 2,050 | 328 | - | - | - | - | - | - | |
75 |
2,786 | 5,220 | 3,204 | 2,050 | 328 | - | - | - | - | - | - | |
65/66B |
6,170 | 6,153 | 6,187 | -828 | 597 | 728 | 692 | 709 | 770 | 889 | - | |
65 |
6,170 | 6,153 | 6,187 | -828 | 597 | 728 | 692 | 709 | 770 | 889 | 1,341 | |
9903 |
-9,245 | -6,925 | -18,789 | -6,155 | 202,660 | -16,749 | -14,849 | -6,603 | -6,048 | -8,783 | -7,313 | |
780 |
54,289 | 69 | - | - | - | - | - | - | - | - | - | |
680 |
- | - | - | - | 54,357 | - | - | - | - | - | - | |
67/77 |
31,329 | - | - | - | - | - | - | - | - | - | - | |
9904 |
13,714 | -6,857 | -18,789 | -6,155 | 148,302 | -16,749 | -14,849 | -6,603 | -6,048 | -8,783 | -7,313 | |
789 |
162,866 | 206 | - | - | - | - | - | - | - | - | - | |
689 |
- | - | - | - | 163,072 | - | - | - | - | - | - | |
9905 |
176,580 | -6,651 | -18,789 | -6,155 | -14,770 | -16,749 | -14,849 | -6,603 | -6,048 | -8,783 | -7,313 | |
| Appropriation of the result | ||||||||||||
9906 |
42,993 | -133,587 | -126,936 | -108,147 | -122,011 | -107,241 | -90,492 | -75,643 | -69,040 | -62,992 | -54,209 | |
14P |
-133,587 | -126,936 | -108,147 | -101,992 | -107,241 | - | - | - | - | - | -46,896 | |
791/2 |
- | - | - | - | 20,019 | - | - | - | - | - | - | |
691/2 |
42,993 | - | - | - | - | - | - | - | - | - | - | |
6921 |
42,993 | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 16-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 16-07-2026 | 2026-00297867 | |
| 31-12-2024 | micro format | 30-08-2025 | 2025-00449202 | |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00422070 | |
| 31-12-2022 | micro format | 25-06-2023 | 2023-00154591 | |
| 31-12-2021 | micro format | 23-07-2022 | 2022-20214567 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-61200587 | |
| 31-12-2019 | micro format | 31-08-2020 | 2020-48000474 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-55300314 | |
| 31-12-2017 | micro format | 27-09-2018 | 2018-65800396 | |
| 31-12-2016 | micro format | 29-08-2017 | 2017-50200276 | |
| 31-12-2015 | abbreviated format | 31-08-2016 | 2016-53600218 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3,642 | 3,137 | -7,057 | -284 | 211,678 | 601 | 3,121 | 10,728 | 11,016 | 9,290 | 22,359 | ||
| 23,218 | 2,272 | -10,040 | 2,595 | 157,052 | -127 | 2,429 | 10,019 | 10,246 | 8,401 | 21,018 | ||
| 0 | 11,311 | 0 | 0 | -82,571 | 0 | 0 | 0 | 0 | 1 | 330,003 | ||
| -20,702 | -35,925 | -32,939 | -45,630 | 254,856 | 12 | -812 | 85 | 23 | -17,478 | - | ||
| 81,462 | 240,460 | 249,568 | - | 264,011 | -18,685 | -17,586 | -17,256 | -21,824 | -26,726 | -29,888 | ||
| 64.6% | 81.9% | 84.7% | 85.6% | 83.7% | 82.6% | 84.3% | 84.1% | 81.4% | 78.9% | 73.1% | ||
| 3.13 | 22.26 | - | - | - | 0.06 | 0.00 | 0.05 | 0.03 | 0.03 | 0.38 | ||
| 0.55 | 0.04 | 0.00 | - | 0.01 | 0.15 | 0.10 | 0.09 | 0.10 | 0.12 | 0.21 | ||
| 9.6% | -2.3% | -6.2% | -1.9% | 45.1% | -9.3% | -7.5% | -3.1% | -2.8% | -3.9% | -3.1% | ||
| 6.2% | -1.9% | -5.2% | -1.6% | 37.7% | -7.7% | -6.3% | -2.6% | -2.2% | -3.1% | -2.3% | ||
| 0.59 | 0.51 | -1.14 | 0.34 | over 100 | - | - | - | - | - | 16.67 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €11,311 | - | - | - |
| €9,504 | €9,129 | €8,750 | €8,750 | €8,750 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on LUCK
The operating result for 2025 is a loss of €5,862, smaller than the loss of €5,992 in 2024.
Debt's share of the balance-sheet total rises from 3.1% to 35.4%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, last change in 2024Director
in office according to the deed of 31-01-2024
listed in the 2025 annual accounts, filed on 16-07-2026
Mandates through the years
1 name, the dashed line is todayDirector
Boardmandate already running before its first mention
Mandates as a list
-
- Director, since before 31-12-2021
Control
Capital
- Contribution
- €100,000
- Source
- 2025 annual accounts
Articles of association
deed of 31-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 09:00
Network & group
No group
LUCK has no parent and no holdings in its annual accounts. is the only director. LUCK shares no director with another company.
Timeline
Timeline
18 events since 2014Board
Filings
Financial
Establishments
2014201620182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 15 days before the deadline
2025
Back to profit net €13,714 The net result is €13,714, after 3 loss-making years.
Annual accounts 2024 filed PDFmicro format · 30 days late
2024
Annual accounts 2023 filed PDFmicro format · 31 days late
Amendment of the articles · Legal-form change · Resignations & appointmentsDirector in office: · General meeting of 30-12-20234 points ▸
- General meeting, 30-12-2023
- 97 shares
- Registered office clause, Koning-Albertstraat 2, 2500 Lier
- Power of attorney,
- The deed holds 5 more points.
2023
Weakest financial year net -€18,789 The net result drops to -€18,789, the lowest from 2015 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 36 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 8 days before the deadline
2021
Back to profit net €148,302 The net result is €148,302, after 6 loss-making years.
Liquidity more than 1794 times current ratio 105.29 The current ratio rises from 0.06 to 105.29. Short-term debt falls from €19,849 to €2,532.
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Annual accounts 2019 filed PDFmicro format · 31 days late
2019
Annual accounts 2018 filed PDFmicro format · 30 days late
2018
Annual accounts 2017 filed PDFmicro format · 58 days late
2017
Annual accounts 2016 filed PDFmicro format · 29 days late
2016
Annual accounts 2015 filed PDFabbreviated format · 31 days late
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0556.976.869
- VAT number
- BE 0556.976.869
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-07-2014
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 09:00deed of 31-01-2024 (in Dutch)
- Peppol
- Not found in the Peppol Directory
- Name
- LUCK in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 31-01-2024 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verwerven en beheren van onroerende goederen of zakelijke rechten daarop, in België of in het buitenland; Het vormen en beheren van een…”deed of 31-01-2024 (in Dutch)
9 activities
- Het verwerven en beheren van onroerende goederen of zakelijke rechten daarop, in België of in het buitenland
- Het vormen en beheren van een roerend patrimonium bestaande uit lichamelijke of onlichamelijke roerende goederen
- Het huren, verhuren, in erfpacht of gebruik nemen van onroerende en/of roerende goederen
- Het deelnemen in vennootschappen, bedrijven of associaties door inbreng, participatie, voorschotten
- Het toestaan van leningen, kredietopeningen, kasvoorschotten aan derden (gereglementeerde bankfuncties of spaarkasfuncties niet inbegrepen)
- Het waarnemen, bekleden en uitoefenen van mandaten en functies van bestuur en/of controle in en over vennootschappen of bedrijven, behorende tot de groep van aanverwante bedrijven en/of sectoren
- Het optreden als gevolmachtigde van derden
- Het verlenen van borgstellingen in voordeel van derden
- Participaties nemen onder alle vormen in andere vennootschappen en het aanvaarden en waarnemen van bestuursmandaten in andere vennootschappen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Koning-Albertstraat 2 registered office 2500 Lier 68110 Buying and selling of own real estate | 31-07-2014 | 2.235.390.041 |
Buildings and parcels at the address
- Ground area
- 462 m²
- Buildings
- 232 m²
- Volume, LiDAR
- 2,501 m³
- Tallest building
- 14.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12021G0834/00K000 | 462 m² | 1 · 232 m² | 14.9 m · 4 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.