LUCIA HEYLEN ARCHITECTEN
ActiveLUCIA HEYLEN ARCHITECTEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €60k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.55 against 6.95 in 2024), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
13.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
60 d late
2023
30 d late
2022
60 d late
2021
16 d late
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€396k▲ 17.8%
2024 · €337k
2020: €59k
2021: €180k
2022: €221k
2023: €266k
2024: €337k
2020 → 2025
Total assets
€446k▲ 17.4%
2024 · €380k
2020: €104k
2021: €267k
2022: €358k
2023: €315k
2024: €380k
2020 → 2025
Net result
€60k▼ 14.6%
2024 · €70k
2020: €54k
2021: €121k
2022: €41k
2023: €46k
2024: €70k
2020 → 2025
Working capital
€275k▲ 6.8%
2024 · €258k
2020: €38k
2021: €96k
2022: €136k
2023: €189k
2024: €258k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€221k▲ 22.9%€266k▲ 20.7%€337k▲ 26.3%€396k▲ 17.8%
Operating result€177k-€62k▼ 65.2%€66k▲ 7.9%€97k▲ 46.4%€78k▼ 20.3%
Net result€121k-€41k▼ 65.9%€46k▲ 10.8%€70k▲ 53.8%€60k▼ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€121k▲ 53.8%
Current assets
€325k▲ 7.9%
Equity and liabilities €446k
Equity
€396k▲ 17.8%
Debt
€50k▲ 14.3%
The debt ratio falls from 11.4% to 11.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€84k▼
2024 · €103k
Cash flow
€67k▼
2024 · €76k
Solvency
88.9%▲
2024 · 88.6%
Current ratio
6.55▼
2024 · 6.95
Quick ratio
6.55▼
2024 · 6.95
Debt / equity
0.12▼
2024 · 0.13
ROE
15.1%▼
2024 · 20.8%
ROA
13.4%▼
2024 · 18.5%
Interest coverage
91.41▼
2024 · 91.65
Debt
€50k▲
2024 · €43k
Debt ≤ 1 year
€50k▲
2024 · €43k
Income taxes
€24k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€380k€446k▲
Fixed assets21/28€79k€121k▲
Tangible fixed assets22/27€79k€75k▼
Furniture and vehicles24€79k€75k▼
Financial fixed assets28-€46k
Current assets29/58€301k€325k▲
Amounts receivable after more than one year29€46k€92k▲
Other amounts receivable291€46k€92k▲
Amounts receivable within one year40/41€43k€65k▲
Trade receivables40€31k€52k▲
Other amounts receivable41€11k€13k▲
Cash at bank and in hand54/58€188k€162k▼
Deferred charges and accrued income490/1€24k€6k▼
Equity and liabilities
Total equity and liabilities10/49€380k€446k▲
Equity10/15€337k€396k▲
Contributions10/11€5k€5k=
Reserves13€332k€391k▲
Distributable reserves133€332k€391k▲
Amounts payable17/49€43k€50k▲
Amounts payable within one year42/48€43k€50k▲
Trade debts44€12k€14k▲
Suppliers440/4€12k€14k▲
Taxes, remuneration and social security45€28k€30k▲
Taxes450/3€28k€30k▲
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€33-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€104k€86k▼
Operating profit (loss)9901€97k€78k▼
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€1k€923▼
Recurring financial charges65€1k€923▼
Profit (loss) for the period before taxes9903€100k€84k▼
Income taxes67/77€30k€24k▼
Profit (loss) for the period9904€70k€60k▼
Profit (loss) for the period to be appropriated9905€70k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€60k▼
Transfer to equity691/2€70k€60k▼
To other reserves6921€70k€60k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.88
Current ratio from 1.99 to 4.88; short-term debt falls from €137k to €49k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €41k ▼65.9%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €221k ▲22.9%
3 profitable years in a row build equity to €221k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Highest result since 2020net €121k ▲124%
Operating result €177k, net result €121k, both a record.
31-12
Financial
Equity above €150kEq €180k ▲205%
2 profitable years in a row build equity to €180k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtmarkt 73800 Sint-TruidenGround area
357 m²
Building footprint
229 m²
Volume, LiDAR
1,695 m³
Parcel 71053H0371/00A000, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUCIA HEYLEN ARCHITECTEN
since 20192.296.490.935
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0371/00A000 | Flanders | 357 m² | 1 · 229 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 4,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.