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LUCERVIUM

Active
Private limited companyfounded 20241 yr activeSint-Hathebrandstraat 30, 2640 Mortsel, BelgiumKBO/BCE: BE 1016.516.151
Summary

LUCERVIUM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€1,477) and a net result of -€3,477. Its solvency ranks better than 5% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LUCERVIUM was incorporated on 22 November 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€1,477
Total assets
€2,254
Net result
-€3,477
Working capital
-€1,769

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €2,254
Fixed assets €293
Current assets €1,961
Key figures and ratios
2024 value
Debt
€3,730
Debt ≤ 1 year
€3,730
Ratios withheld: a balance sheet total of €2,254 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€2,254
Fixed assets21/28€293
Tangible fixed assets22/27€293
Plant, machinery and equipment23€293
Current assets29/58€1,961
Amounts receivable within one year40/41€421
Other amounts receivable41€421
Cash at bank and in hand54/58€1,540
Equity and liabilities
Total equity and liabilities10/49€2,254
Equity10/15-€1,477
Contributions10/11€2,000
Profit (loss) carried forward14-€3,477
Amounts payable17/49€3,730
Amounts payable within one year42/48€3,730
Trade debts44€1,965
Suppliers440/4€1,965
Other amounts payable47/48€1,765
Income statement Code2024
Other operating charges640/8€387
Gross operating margin9900-€3,077
Operating profit (loss)9901-€3,464
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903-€3,477
Profit (loss) for the period9904-€3,477
Profit (loss) for the period to be appropriated9905-€3,477
Appropriation of the result
Profit (loss) to be appropriated9906-€3,477

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€387
Gross operating margin9900-€3,077
Operating profit (loss)9901-€3,464
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903-€3,477
Profit (loss) for the period9904-€3,477
Profit (loss) for the period to be appropriated9905-€3,477
Line2024
Assets
Total assets20/58€2,254
Fixed assets21/28€293
Tangible fixed assets22/27€293
Plant, machinery and equipment23€293
Current assets29/58€1,961
Amounts receivable within one year40/41€421
Other amounts receivable41€421
Cash at bank and in hand54/58€1,540
Equity and liabilities
Total equity and liabilities10/49€2,254
Equity10/15-€1,477
Contributions10/11€2,000
Profit (loss) carried forward14-€3,477
Amounts payable17/49€3,730
Amounts payable within one year42/48€3,730
Trade debts44€1,965
Suppliers440/4€1,965
Other amounts payable47/48€1,765
Line2024
Profit (loss) for the period9904-€3,477
Operating cash flow (approximation)-€3,477

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
404 m²
Building footprint
116 m²
Volume, LiDAR
771 m³
Parcel 11513C0142/00G007, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUCERVIUM
Sint-Hathebrandstraat 30, 2640 MortselArtisanal bread and fresh pastry making
since 20242.366.665.089
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11513C0142/00G007 Flanders 404 m² 1 · 116 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mortsel2.366.665.089
1 permission
Toelating · Bakkerij · since 16-12-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
10712Artisanal bread and fresh pastry making
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016516151
Also 9925:BE1016516151

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.