Lucendi Consulting
ActiveLucendi Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €502k and a net result of €167k. Its solvency ranks better than 85% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 7.55 against 3.12 in 2024; short-term debt: 12.6% and cash: 19.1% of total assets), and 12.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
29.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
37 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€502k▲ 49.8%
2024 · €335k
2024: €335k
2024 → 2025
Total assets
€574k▲ 19.5%
2024 · €481k
2024: €481k
2024 → 2025
Net result
€167k▲ 7.3%
2024 · €156k
2024: €156k
2024 → 2025
Working capital
€474k▲ 53.3%
2024 · €309k
2024: €309k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€335k-€502k▲ 49.8%
Operating result€219k-€230k▲ 4.8%
Net result€156k-€167k▲ 7.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€28k▲ 8.8%
Current assets
€546k▲ 20.1%
Equity and liabilities €574k
Equity
€502k▲ 49.8%
Debt
€72k▼ 50.4%
The debt ratio falls from 30.3% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€230k
Cash flow
€167k
Solvency
87.4%▲
2024 · 69.7%
Current ratio
7.55▲
2024 · 3.12
Quick ratio
7.55▲
2024 · 3.12
Debt / equity
0.14▼
2024 · 0.43
ROE
33.3%▼
2024 · 46.4%
ROA
29.1%▼
2024 · 32.4%
Interest coverage
777.57
Debt
€72k▼
2024 · €146k
Debt ≤ 1 year
€72k▼
2024 · €146k
Income taxes
€72k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€481k€574k▲
Fixed assets21/28€26k€28k▲
Tangible fixed assets22/27€26k€28k▲
Furniture and vehicles24€26k€28k▲
Current assets29/58€455k€546k▲
Amounts receivable within one year40/41€90k€36k▼
Trade receivables40€75k€30k▼
Other amounts receivable41€15k€7k▼
Current investments50/53€265k€400k▲
Cash at bank and in hand54/58€100k€110k▲
Equity and liabilities
Total equity and liabilities10/49€481k€574k▲
Equity10/15€335k€502k▲
Contributions10/11€3k€3k=
Reserves13€333k€500k▲
Distributable reserves133€333k€500k▲
Amounts payable17/49€146k€72k▼
Amounts payable within one year42/48€146k€72k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€142k€69k▼
Taxes450/3€142k€69k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€418
Other operating charges640/8€164€520▲
Gross operating margin9900€219k€230k▲
Operating profit (loss)9901€219k€230k▲
Financial income75/76B€3k€10k▲
Recurring financial income75€3k€10k▲
Financial charges65/66B€49€296▲
Recurring financial charges65€49€296▲
Profit (loss) for the period before taxes9903€222k€239k▲
Income taxes67/77€66k€72k▲
Profit (loss) for the period9904€156k€167k▲
Profit (loss) for the period to be appropriated9905€156k€167k▲
Appropriation of the result
Profit (loss) to be appropriated9906€156k€167k▲
Transfer to equity691/2€156k€167k▲
To other reserves6921€156k€167k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 7.55
Current ratio from 3.12 to 7.55; short-term debt falls from €146k to €72k.
30-09
Financial
Equity above €500kEq €502k ▲49.8%
2 profitable years in a row build equity to €502k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gijzelaarsstraat 252000 AntwerpenGround area
913 m²
Building footprint
471 m²
Volume, LiDAR
7,693 m³
Parcel 11811L3705/00F004, Flanders · tallest building 45.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lucendi Consulting
since 20222.357.591.532
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3705/00F004 | Flanders | 913 m² | 1 · 471 m² | 45.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,588 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2022
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
68321Property management for co-owned buildings (syndics)
68322Real estate activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.lucendi-consulting.be