LUCÉ CONCEPTS
ActiveSummary
LUCÉ CONCEPTS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57,416 and a net result of -€35,694. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 37948 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-4
Solvency61▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 0.87 in 2023; short-term debt: 15.4% of total assets), but 64% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36%
Return on assets
-22.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€35,694
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
29 d early
2022
29 d late
2021
30 d late
2020
61 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€57,416▼ 38.3%
2023 · €93,109
Total assets
€159,480▼ 23.1%
2023 · €207,256
Net result
-€35,694▼ 49.6%
2023 · -€23,858
Working capital
€13,508
2023 · -€7,432
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€22,614€146,123-€40,248-€23,163▲ 42.5%-€27,630▼ 19.3%
Net result-€24,464below the sector's middle half€110,529above the sector's middle half-€38,532below the sector's middle half-€23,858below the sector's middle half▲ 38.1%-€35,694below the sector's middle half▼ 49.6%
Equity€44,971within the sector's middle half▼ 35.2%€155,500within the sector's middle half▲ 246%€116,968within the sector's middle half▼ 24.8%€93,109within the sector's middle half▼ 20.4%€57,416within the sector's middle half▼ 38.3%
Total assets€292,766within the sector's middle half▲ 17.1%€309,730within the sector's middle half▲ 5.8%€244,832within the sector's middle half▼ 21.0%€207,256within the sector's middle half▼ 15.3%€159,480within the sector's middle half▼ 23.1%
Debt€214,904▲ 46.7%€122,550▼ 43.0%€97,395▼ 20.5%€84,888▼ 12.8%€74,016▼ 12.8%
Working capital-€17,825€56,091-€3,372-€7,432▼ 120%€13,508
Solvency15.4%below the sector's middle half▼ 12.4pp50.2%within the sector's middle half▲ 34.8pp47.8%within the sector's middle half▼ 2.4pp44.9%within the sector's middle half▼ 2.8pp36.0%within the sector's middle half▼ 8.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27,630 in 2024 against €23,163 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €159,480
Fixed assets
€121,354 ▼ 22.5%
Current assets
€38,126 ▼ 24.8%
Equity and liabilities €159,480
Equity
€57,416 ▼ 38.3%
Provisions
€28,048 ▼ 4.1%
Debt
€74,016 ▼ 12.8%
Debt's share of the balance-sheet total rises from 41.0% to 46.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€24,948▼
2023 · -€7,279
Cash flow
-€33,011▼
2023 · -€7,974
Current ratio
1.55▲
2023 · 0.87
Debt to equity
1.29▲
2023 · 0.91
ROE
-62.2%▼
2023 · -25.6%
ROA
-22.4%▼
2023 · -11.5%
Interest coverage
-2.21▼
2023 · -1.52
Debt ≤ 1 year
€24,618▼
2023 · €58,150
Debt > 1 year
€49,173▲
2023 · €26,738
Income taxes
€408▼
2023 · €587
Staff costs
€108▼
2023 · €170
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €150 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €170 | €108 | ▼ 36.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,374 | €13,624 | €16,128 | €15,884 | €2,682 | ▼ 83.1% |
| Other operating charges640/8 | - | €8,005 | €2,634 | €3,028 | €2,135 | ▼ 29.5% |
| Non-recurring operating charges66A | - | €11,262 | - | - | €11,501 | - |
| Gross operating margin9900 | -€10,419 | €179,014 | -€21,486 | -€4,081 | -€11,204 | ▼ 175% |
| Operating profit (loss)9901 | -€22,614 | €146,123 | -€40,248 | -€23,163 | -€27,630 | ▼ 19.3% |
| Financial income75/76B | - | €2,984 | €3,487 | €3,454 | €2,437 | ▼ 29.5% |
| Recurring financial income75 | €1,718 | €2,984 | €3,487 | €3,454 | €2,437 | ▼ 29.5% |
| Financial charges65/66B | - | €3,555 | €2,390 | €4,773 | €11,303 | ▲ 137% |
| Recurring financial charges65 | €4,602 | €3,555 | €2,390 | €4,773 | €11,303 | ▲ 137% |
| Profit (loss) for the period before taxes9903 | -€25,498 | €145,552 | -€39,152 | -€24,482 | -€36,497 | ▼ 49.1% |
| Transfer from deferred taxes780 | - | €1,211 | €1,211 | €1,211 | €1,211 | = |
| Income taxes67/77 | €177 | €36,233 | €592 | €587 | €408 | ▼ 30.6% |
| Profit (loss) for the period9904 | -€24,464 | €110,529 | -€38,532 | -€23,858 | -€35,694 | ▼ 49.6% |
| Transfer from tax-exempt reserves789 | - | €2,351 | €2,351 | €2,351 | €2,351 | = |
| Profit (loss) for the period to be appropriated9905 | -€22,113 | €112,881 | -€36,181 | -€21,507 | -€33,342 | ▼ 55.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €292,766 | €309,730 | €244,832 | €207,256 | €159,480 | ▼ 23.1% |
| Fixed assets21/28 | €176,353 | €158,315 | €167,833 | €156,538 | €121,354 | ▼ 22.5% |
| Tangible fixed assets22/27 | €176,353 | €157,865 | €167,383 | €156,088 | €120,904 | ▼ 22.5% |
| Land and buildings22 | - | €94,220 | €118,805 | €117,744 | €116,684 | ▼ 0.9% |
| Plant, machinery and equipment23 | - | €2,410 | €2,043 | €1,676 | €1,309 | ▼ 21.9% |
| Furniture and vehicles24 | - | €61,236 | €46,535 | €36,667 | €2,912 | ▼ 92.1% |
| Financial fixed assets28 | - | €450 | €450 | €450 | €450 | = |
| Current assets29/58 | €116,414 | €151,415 | €76,999 | €50,718 | €38,126 | ▼ 24.8% |
| Stocks and contracts in progress3 | €22,747 | €15,603 | €5,274 | - | - | - |
| Stocks30/36 | - | €15,603 | €5,274 | - | - | - |
| Amounts receivable within one year40/41 | €48,463 | €103,810 | €69,125 | €47,092 | €36,453 | ▼ 22.6% |
| Trade receivables40 | - | €985 | €812 | €394 | €1,748 | ▲ 343% |
| Other amounts receivable41 | - | €102,826 | €68,313 | €46,698 | €34,705 | ▼ 25.7% |
| Current investments50/53 | €1,436 | €1,436 | €1,436 | €1,436 | €1,436 | = |
| Cash at bank and in hand54/58 | €42,890 | €28,906 | - | - | - | - |
| Deferred charges and accrued income490/1 | - | €1,660 | €1,164 | €2,190 | €237 | ▼ 89.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €292,766 | €309,730 | €244,832 | €207,256 | €159,480 | ▼ 23.1% |
| Equity10/15 | €44,971 | €155,500 | €116,968 | €93,109 | €57,416 | ▼ 38.3% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €65,463 | €135,500 | €133,149 | €130,797 | €128,446 | ▼ 1.8% |
| Non-distributable reserves130/1 | - | €1,552 | €1,552 | €1,552 | €1,552 | = |
| Reserves not available under the articles1311 | - | €1,552 | €1,552 | €1,552 | €1,552 | = |
| Tax-exempt reserves132 | - | €61,559 | €59,208 | €56,856 | €54,505 | ▼ 4.1% |
| Distributable reserves133 | - | €72,388 | €72,388 | €72,388 | €72,388 | = |
| Profit (loss) carried forward14 | -€40,492 | - | -€36,181 | -€57,688 | -€91,030 | ▼ 57.8% |
| Provisions and deferred taxes16 | €32,891 | €31,680 | €30,470 | €29,259 | €28,048 | ▼ 4.1% |
| Deferred taxes168 | - | €31,680 | €30,470 | €29,259 | €28,048 | ▼ 4.1% |
| Amounts payable17/49 | €214,904 | €122,550 | €97,395 | €84,888 | €74,016 | ▼ 12.8% |
| Amounts payable after more than one year17 | €80,666 | €27,226 | €16,798 | €26,738 | €49,173 | ▲ 83.9% |
| Financial debts170/4 | - | €27,226 | €16,798 | €26,738 | €11,173 | ▼ 58.2% |
| Other amounts payable178/9 | - | - | - | - | €38,000 | - |
| Amounts payable within one year42/48 | €134,238 | €95,324 | €80,372 | €58,150 | €24,618 | ▼ 57.7% |
| Current portion of amounts payable after more than one year42 | - | €10,052 | €10,428 | €39,929 | €8,751 | ▼ 78.1% |
| Financial debts43 | - | - | €11,625 | €12,553 | €11,028 | ▼ 12.1% |
| Credit institutions430/8 | - | - | €11,625 | €12,553 | €11,028 | ▼ 12.1% |
| Trade debts44 | €7,989 | €48,004 | €20,459 | €3,454 | €2,805 | ▼ 18.8% |
| Suppliers440/4 | - | €48,004 | €20,459 | €3,454 | €2,805 | ▼ 18.8% |
| Taxes, remuneration and social security45 | - | €36,233 | €36,825 | €1,179 | €999 | ▼ 15.3% |
| Taxes450/3 | - | €36,233 | €36,825 | €1,179 | €999 | ▼ 15.3% |
| Other amounts payable47/48 | - | €1,035 | €1,035 | €1,035 | €1,035 | = |
| Accrued charges and deferred income492/3 | - | - | €225 | - | €225 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€24,464 | €110,529 | -€38,532 | -€23,858 | -€35,694 | ▼ 49.6% |
| + Depreciation and write-downs630 | €10,374 | €13,624 | €16,128 | €15,884 | €2,682 | ▼ 83.1% |
| Operating cash flow (approximation) | -€14,090 | €124,153 | -€22,405 | -€7,974 | -€33,011 | ▼ 314% |
| Investment in fixed assets (approximation) | - | €4,413 | -€25,645 | -€4,589 | €32,501 | ▲ 808% |
| Change in cash | - | -€13,985 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet -€38,532
Net result drops to -€38,532, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €110,529
Net result €110,529 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €155,500 ▲246%
Equity rises from €44,971 to €155,500.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2,739
Net result €2,739 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.02
Current ratio from 0.31 to 1.02.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2002
Ground area
1,718 m²
Building footprint
224 m²
Volume, LiDAR
906 m³
Parcel 72024B0885/00D000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lucé Concepts
since 20022.101.627.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024B0885/00D000 | Flanders | 1,718 m² | 1 · 224 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 38,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476927224
Also
9925:BE0476927224
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.