LUCALOT
ActiveLUCALOT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €324k and a net result of €-100k. Equity is growing by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 7974 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2024
12 d late
2023
23 d early
2022
56 d late
2021
66 d late
2020
31 d late
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€324k▼ 35.0%
2024 · €499k
2018: €35k
2019: €82k
2020: €94k
2021: €89k
2022: €92k
2023: €294k
2024: €499k
2018 → 2025
Net result
€-100k
2024 · €205k
2018: €29k
2019: €47k
2020: €11k
2021: €-5k
2022: €3k
2023: €202k
2024: €205k
2018 → 2025
Total assets
€389k▼ 39.7%
2024 · €645k
2018: €75k
2019: €130k
2020: €153k
2021: €136k
2022: €142k
2023: €338k
2024: €645k
2018 → 2025
Solvency
83.4%▲ 6.1pp
2024 · 77.3%
2018: 47.1%
2019: 63.1%
2020: 61.3%
2021: 65.2%
2022: 64.9%
2023: 86.9%
2024: 77.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€92k▲ 3.6%€294k▲ 219%€499k▲ 69.7%€324k▼ 35.0%
Operating result€1k-€8k▲ 411%€89k▲ 1,081%€-92k€-48k▲ 47.9%
Net result€-5k-€3k€202k▲ 6,179%€205k▲ 1.4%€-100k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €92k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€221k▲ 11.9%
Current assets
€168k▼ 62.4%
Equity and liabilities €389k
Equity
€324k▼ 35.0%
Debt
€65k▼ 55.8%
The debt ratio falls from 22.7% to 16.6%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
83.4%▲
2024 · 77.3%
ROE
-30.9%▼
2024 · 41.1%
ROA
-25.8%▼
2024 · 31.7%
Debt
€65k▼
2024 · €146k
Debt ≤ 1 year
€34k▼
2024 · €146k
Debt > 1 year
€31k
Income taxes
€99▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€645k€389k▼
Fixed assets21/28€197k€221k▲
Tangible fixed assets22/27€10k€83k▲
Land and buildings22€9k€82k▲
Furniture and vehicles24€1k€878▼
Financial fixed assets28€187k€138k▼
Current assets29/58€448k€168k▼
Amounts receivable within one year40/41€185k€51k▼
Trade receivables40€111k€5▼
Other amounts receivable41€74k€51k▼
Cash at bank and in hand54/58€260k€106k▼
Deferred charges and accrued income490/1€3k€11k▲
Equity and liabilities
Total equity and liabilities10/49€645k€389k▼
Equity10/15€499k€324k▼
Contributions10/11€6k€6k=
Reserves13€493k€418k▼
Distributable reserves133€493k€418k▼
Profit (loss) carried forward14-€-100k
Amounts payable17/49€146k€65k▼
Amounts payable after more than one year17-€31k
Financial debts170/4-€31k
Amounts payable within one year42/48€146k€34k▼
Current portion of amounts payable after more than one year42-€12k
Trade debts44€83k€69▼
Suppliers440/4€83k€69▼
Taxes, remuneration and social security45€46k€21k▼
Taxes450/3€41k€21k▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€678€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-90k€-44k▲
Operating profit (loss)9901€-92k€-48k▲
Financial income75/76B€320k€0▼
Recurring financial income75€320k€0▼
Financial charges65/66B€3k€52k▲
Recurring financial charges65€3k€3k▲
Non-recurring financial charges66B-€49k
Profit (loss) for the period before taxes9903€226k€-100k▼
Income taxes67/77€21k€99▼
Profit (loss) for the period9904€205k€-100k▼
Profit (loss) for the period to be appropriated9905€205k€-100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€205k€-100k▼
Transfer from equity791/2-€74k
Transfer to equity691/2€205k-
To other reserves6921€205k-
Profit to be distributed694/7-€74k
Return on contributions (dividend)694-€74k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-100k ▼149%
Net result drops to €-100k, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2018net €205k ▲1.4%
Net result €205k, the highest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 8current ratio 4.89
Current ratio from 0.58 to 4.89; short-term debt falls from €50k to €44k.
31-12
Financial
Equity above €200kEq €294k ▲219%
2 profitable years in a row build equity to €294k.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 66 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kastanjedreef 533090 OverijseGround area
1,099 m²
Building footprint
154 m²
Volume, LiDAR
955 m³
Parcel 23062N0042/00L002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUCALOT
since 20182.277.916.623
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0042/00L002 | Flanders | 1,099 m² | 1 · 154 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DECO INTERIEUR
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SWAVER
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WJ PROJECTS
BE 0772.514.631
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HOLDING SCHYNS
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Jasenko Ibrahimovic
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2018
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.