LUCAGRO
ActiveLUCAGRO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €946k and a net result of €105k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency100=
Growth63=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 97.53 against 92.73 in 2024; short-term debt: 1% and cash: 7.4% of total assets), and 1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
11%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
51 d early
2023
47 d early
2022
39 d early
2021
57 d early
2020
53 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€144k=
2022 · €144k
2019: €144k
2020: €144k
2021: €144k
2022: €144k
2019 → 2023
EBIT margin
84.6%▼ 7.4pp
2022 · 92.0%
2019: 74.9%
2020: 95.8%
2021: 94.1%
2022: 92.0%
2019 → 2023
Net result
€105k▲ 10.4%
2024 · €95k
2018: €64k
2019: €77k
2020: €98k
2021: €102k
2022: €69k
2023: €117k
2024: €95k
2018 → 2025
Working capital
€930k▲ 13.2%
2024 · €821k
2018: €283k
2019: €360k
2020: €457k
2021: €560k
2022: €607k
2023: €720k
2024: €821k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€144k-€144k=€144k=
Equity€560k-€628k▲ 12.3%€746k▲ 18.7%€841k▲ 12.7%€946k▲ 12.5%
Operating result€136k-€133k▼ 2.2%€122k▼ 8.1%€119k▼ 2.1%€124k▲ 4.2%
Net result€102k-€69k▼ 33.0%€117k▲ 71.2%€95k▼ 19.1%€105k▲ 10.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €956k
Fixed assets
€16k▼ 17.0%
Current assets
€939k▲ 13.1%
Equity and liabilities €956k
Equity
€946k▲ 12.5%
Debt
€10k▲ 7.6%
The debt ratio stays at 1.0%.
Key figures and ratios
EBITDA
€131k▲
2024 · €126k
Cash flow
€111k▲
2024 · €101k
Solvency
99.0%=
2024 · 98.9%
Current ratio
97.53▲
2024 · 92.73
Quick ratio
97.53▲
2024 · 92.73
Debt / equity
0.01▼
2024 · 0.01
ROE
11.1%▼
2024 · 11.3%
ROA
11.0%▼
2024 · 11.2%
Interest coverage
4080.49▲
2024 · 2283.33
Debt
€10k▲
2024 · €9k
Debt ≤ 1 year
€10k▲
2024 · €9k
Income taxes
€32k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€850k€956k▲
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€11k€9k▼
Current assets29/58€830k€939k▲
Amounts receivable after more than one year29€17k€17k=
Other amounts receivable291€17k€17k=
Amounts receivable within one year40/41€21k€43k▲
Trade receivables40-€15k
Other amounts receivable41€21k€28k▲
Current investments50/53€738k€805k▲
Cash at bank and in hand54/58€52k€71k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€850k€956k▲
Equity10/15€841k€946k▲
Contributions10/11€12k€12k=
Reserves13€828k€933k▲
Distributable reserves133€828k€933k▲
Profit (loss) carried forward14€641€570▼
Amounts payable17/49€9k€10k▲
Amounts payable within one year42/48€9k€10k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€885€873▼
Non-recurring operating charges66A€58-
Gross operating margin9900€127k€131k▲
Operating profit (loss)9901€119k€124k▲
Financial income75/76B€6k€12k▲
Recurring financial income75€6k€12k▲
Financial charges65/66B€55€32▼
Recurring financial charges65€55€32▼
Profit (loss) for the period before taxes9903€125k€137k▲
Income taxes67/77€30k€32k▲
Profit (loss) for the period9904€95k€105k▲
Profit (loss) for the period to be appropriated9905€95k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€106k▲
Profit (loss) brought forward from the previous period14P€570€641▲
Transfer to equity691/2€95k€105k▲
To other reserves6921€95k€105k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
State Gazette act
RestructuringDemerger · Corporate purpose · Accounting effect9 facts ▸
State Gazette act
Restructuring
Demerger · Corporate purpose · Accounting effect9 facts ▸
- Demerger, partieel splitsingsvoorstel door overneming, 3019
- Corporate purpose, Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer, valorisatie en in stand houden van eigen onroerende goedere…
- Corporate purpose, Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer en in stand houden van eigen onroerende goederen... [full te…
- Accounting effect, 2026-04-01
- Auditor appointment, CALLENS VANDELANOTTE
- No employee transfer, Geen werknemers en dienstverleners worden overgedragen overeenkomstig CAO nr. 32bis
- No real estate transfer, Geen onroerende goederen worden overgedragen
- No cash consideration, Geen opleg in geld wordt betaald
- Share registration, De 3.019 nieuwe aandelen zullen op naam luiden en zullen dezelfde rechten hebben als de thans bestaande aandelen in Verkrijgende Vennootschap
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2018net €117k ▲71.2%
Net result €117k, the highest in the series.
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Equity above €500kEq €560k ▲22.4%
4 profitable years in a row build equity to €560k.
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Liquidity doublescurrent ratio 32.55
Current ratio from 16.17 to 32.55; short-term debt falls from €19k to €11k.
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 499860 OosterzeleGround area
1,108 m²
Building footprint
243 m²
Volume, LiDAR
1,138 m³
Parcel 44023A0216/00B000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUCAGRO
since 20142.232.981.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44023A0216/00B000 | Flanders | 1,108 m² | 1 · 243 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Callens VandelanotteCurrent Auditor | 14-07-2026 → present |
Structure & network
Acquisitions and mergers
2 transactionsReceived a contribution from:SANLUC INTERNATIONAL NV
Contributed a business line to:SANLUC INTERNATIONAL NV
Similar companies · same sector, comparable size
NICK BEHEER
BE 0849.522.040
Antwerpen · Eq €946k
KAMUT ENTERPRISES OF EUROPE
BE 0460.845.515
Oudenaarde · Eq €946k
EPOS
BE 0825.687.259
Houthalen-Helchteren · Eq €946k
ASSRA
BE 0471.505.221
Gistel · Eq €945k
YOTTA
BE 0671.677.191
Frasnes-lez-Anvaing · Eq €944k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2014
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.