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LUCA ET PAPA

Active
Private limited company (pre-2019)founded 2011active for 15 yearsAvenue Paul Pastur 384, 6032 Charleroi, BelgiumKBO/BCE: BE 0833.947.602

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LUCA ET PAPA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €401,857 and a net result of -€101,811. Equity has been growing by about 27% per year since 2018. Its solvency ranks better than 69% of 4,785 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 22-02-2011 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 1 other
Establishment unit
2.227.273.715 6032 Charleroi, since 22-02-2011
Financial year end
31 December
Peppol
Reachable since 02-01-2026

Board and ownership

Board

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€304,242
▼ 10.2%
Turnover
≈ €870,000
estimated
Loss
€101,811
▲ 304%
Equity
€401,857
▼ 20.2%
Total assets
€827,447
▼ 17.7%
Staff
8.3 FTE
▼ 29.7%
Filed on 30-07-2026, 1 day before the deadlineat the National Bank
Score breakdownraises riskLoss of €101,811, the second in a row (financial year 2025)1 change of registered office in 24 monthsSector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 3.08, cash €436,152Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 50% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 74-1
equity 48.6% of total assets
Liquidity 87=
short-term debt 30.4% · cash 52.7%
Profitability 3-15
return on assets -12.3%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.3%▲ +0.2 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%▼ -0.2 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.7%● unchanged vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026highest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.08 (3.01 in 2024), above the usual 1.5. Short-term debt is 30.4% and cash 52.7% of total assets. However, 51.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 67% of them on solvency, 89% on liquidity, 18% on profitability and 25% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €101,811, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 3.08, cash €436,152
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€101,811
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
41 days early
2023
28 days early
2022
10 days late
2021
46 days early
2020
46 days early
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from -€25,223 to -€101,811 ▼ 304% View
  • Caution: Lower net result than 95% of companies in food and beverage servicesector median €10,390 · 4,780 companies -€101,811 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€101,811 View

Comparable companies

These companies have the same main activity as LUCA ET PAPA: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €778,000 and €985,000, founded between 2008 and 2011.

CompanyTotal assetsGross margin
LUCA ET PAPA Charleroi€827,447€304,242
STEPAGELS Aalst€864,216€312,038
KHANS Antwerpen€950,650€290,868
Thomas Invest Sint-Truiden€837,475€299,543
EMERA Zedelgem€777,799€281,960
IMI Mechelen€984,867€276,173
't Rond Punt Overijse Overijse€780,867€294,028
Full comparison

Documents

Annual accounts at the NBB

All 15 annual accounts

Articles and registers

Key facts about LUCA ET PAPA

What is the company number of LUCA ET PAPA?
The company number of LUCA ET PAPA is 0833.947.602. The VAT number is the same number with BE in front: BE 0833.947.602.
Where is LUCA ET PAPA based?
The registered office is at Avenue Paul Pastur 384, 6032 Charleroi.Company details
What does LUCA ET PAPA do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of LUCA ET PAPA?
The legal form of LUCA ET PAPA is Private limited company (pre-2019) (BVBA).
When was LUCA ET PAPA founded?
LUCA ET PAPA was founded on 22-02-2011.
Is LUCA ET PAPA still active?
Yes, LUCA ET PAPA is an active enterprise in the KBO register.
How many employees does LUCA ET PAPA have?
LUCA ET PAPA had an average of 8.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LUCA ET PAPA?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €304,242 and 35 comparable companies (NACE 56112). It probably lies between €720,000 and €960,000. In financial year 2024 turnover was €1.6m.
Is LUCA ET PAPA profitable?
In financial year 2025, LUCA ET PAPA made a loss of €101,811.
Where can I find the annual accounts of LUCA ET PAPA?
LUCA ET PAPA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LUCA ET PAPA due?
LUCA ET PAPA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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