LUCA CONSTRUCT
ActiveThe file of LUCA CONSTRUCT contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.2% (low). The 2025 annual accounts show equity of €83,637 and a net result of €1,238. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 59% of 7900 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-1
Solvency77▼-1
Growth52=
Track record85
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.07 against 2.11 in 2024; short-term debt: 48.3% and cash: 0.1% of total assets), and 48.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
60 d late
2023
19 d late
2022
22 d late
2021
22 d late
2020
2 d late
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#9 oldest company in Sint-Joost-ten-Node, Construction sector
Turnover
€0
Total assets
€161,926▲ 3.6%
2024 · €156,362
Net result
€1,238▼ 27.7%
2024 · €1,712
Working capital
€83,637▲ 1.5%
2024 · €82,399
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€0
Operating result€2,383▲ 32.5%€1,201▼ 49.6%€4,384▲ 265%€3,153▼ 28.1%€2,309▼ 26.8%
Net result€1,344▲ 75.9%€1,034▼ 23.1%€3,197▲ 209%€1,712▼ 46.4%€1,238▼ 27.7%
Equity€76,457▲ 1.8%€77,490▲ 1.4%€80,687▲ 4.1%€82,399▲ 2.1%€83,637▲ 1.5%
Total assets€123,490▼ 2.7%€117,103▼ 5.2%€130,089▲ 11.1%€156,362▲ 20.2%€161,926▲ 3.6%
Debt€47,033▼ 9.2%€39,612▼ 15.8%€49,401▲ 24.7%€73,963▲ 49.7%€78,289▲ 5.8%
Working capital€75,316▲ 2.6%€76,945▲ 2.2%€80,687▲ 4.9%€82,399▲ 2.1%€83,637▲ 1.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €161,926
Equity
€83,637 ▲ 1.5%
Debt
€78,289 ▲ 5.8%
Debt's share of the balance-sheet total rises from 47.3% to 48.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.07▼
2024 · 2.11
Debt to equity
0.94▲
2024 · 0.90
ROE
1.5%▼
2024 · 2.1%
ROA
0.8%▼
2024 · 1.1%
Debt ≤ 1 year
€78,289▲
2024 · €73,963
Income taxes
€820▼
2024 · €1,189
Staff costs
€128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €0 | - | - |
| Remuneration, social security and pensions62 | €176 | - | - | - | €128 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €595 | €595 | €545 | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €13,607 | - | €12,315 | - | - | - |
| Other operating charges640/8 | €1,236 | €762 | €3,022 | €149 | - | - |
| Gross operating margin9900 | €17,998 | €2,559 | €20,266 | €3,301 | €2,437 | ▼ 26.2% |
| Operating profit (loss)9901 | €2,383 | €1,201 | €4,384 | €3,153 | €2,309 | ▼ 26.8% |
| Financial income75/76B | - | - | €0 | €2 | - | - |
| Recurring financial income75 | - | - | €0 | €2 | - | - |
| Financial charges65/66B | €59 | €168 | €139 | €253 | €251 | ▼ 0.8% |
| Recurring financial charges65 | €59 | €168 | €139 | €253 | €251 | ▼ 0.8% |
| Profit (loss) for the period before taxes9903 | €2,325 | €1,034 | €4,244 | €2,901 | €2,058 | ▼ 29.1% |
| Income taxes67/77 | €981 | - | €1,047 | €1,189 | €820 | ▼ 31.0% |
| Profit (loss) for the period9904 | €1,344 | €1,034 | €3,197 | €1,712 | €1,238 | ▼ 27.7% |
| Profit (loss) for the period to be appropriated9905 | €1,344 | €1,034 | €3,197 | €1,712 | €1,238 | ▼ 27.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,490 | €117,103 | €130,089 | €156,362 | €161,926 | ▲ 3.6% |
| Fixed assets21/28 | €1,141 | €545 | €0 | €0 | - | - |
| Tangible fixed assets22/27 | €1,141 | €545 | €0 | €0 | - | - |
| Plant, machinery and equipment23 | €0 | €0 | €0 | €0 | - | - |
| Furniture and vehicles24 | €1,141 | €545 | €0 | €0 | - | - |
| Current assets29/58 | €122,349 | €116,557 | €130,089 | €156,362 | €161,926 | ▲ 3.6% |
| Amounts receivable within one year40/41 | €121,689 | €114,998 | €127,766 | €151,396 | €160,306 | ▲ 5.9% |
| Trade receivables40 | €116,964 | €111,739 | €83,445 | €109,833 | €118,430 | ▲ 7.8% |
| Other amounts receivable41 | €4,724 | €3,259 | €44,320 | €41,563 | €41,876 | ▲ 0.8% |
| Cash at bank and in hand54/58 | €661 | €1,559 | €927 | €4,967 | €139 | ▼ 97.2% |
| Deferred charges and accrued income490/1 | - | - | €1,396 | €0 | €1,481 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,490 | €117,103 | €130,089 | €156,362 | €161,926 | ▲ 3.6% |
| Equity10/15 | €76,457 | €77,490 | €80,687 | €82,399 | €83,637 | ▲ 1.5% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Capital10 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Issued capital100 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Non-distributable reserves130/1 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Legal reserve130 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Profit (loss) carried forward14 | €55,557 | €56,590 | €59,787 | €61,499 | €62,737 | ▲ 2.0% |
| Amounts payable17/49 | €47,033 | €39,612 | €49,401 | €73,963 | €78,289 | ▲ 5.8% |
| Amounts payable within one year42/48 | €47,033 | €39,612 | €49,401 | €73,963 | €78,289 | ▲ 5.8% |
| Trade debts44 | €16,281 | €15,884 | €23,079 | €34,745 | €25,606 | ▼ 26.3% |
| Suppliers440/4 | €16,281 | €15,884 | €23,079 | €34,745 | €25,606 | ▼ 26.3% |
| Taxes, remuneration and social security45 | €0 | €0 | €0 | €1,667 | - | - |
| Taxes450/3 | €0 | €0 | €0 | €1,667 | - | - |
| Other amounts payable47/48 | €30,752 | €23,728 | €26,322 | €37,550 | €52,683 | ▲ 40.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,344 | €1,034 | €3,197 | €1,712 | €1,238 | ▼ 27.7% |
| + Depreciation and write-downs630 | €595 | €595 | €545 | - | - | - |
| Operating cash flow (approximation) | €1,939 | €1,629 | €3,742 | €1,712 | €1,238 | ▼ 27.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | €899 | -€632 | €4,040 | -€4,827 | ▼ 219% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €3,197 ▲209%
Operating result €4,384, net result €3,197, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Weakest financial yearnet €764 ▼69.3%
Net result drops to €764, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 83 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
08-09
Bankruptcy
Bankruptcy reversal
Tribunal de commerce francophone de Bruxelles
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2000
Ground area
238 m²
Building footprint
207 m²
Volume, LiDAR
4,533 m³
Parcel 21572B0480/00K000, Brussels · tallest building 24.7 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
-
since 20002.160.496.044
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0480/00K000 | Brussels | 238 m² | 1 · 207 m² | 24.6 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 6,242 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-10-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473074443
Registered
15-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.