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LUC TORFS

Active
Private limited companyfounded 200719 yrs activeMolenstraat 205A, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0886.042.342
Summary

LUC TORFS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113,986 and a net result of €44,632. Equity is growing by ~52.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 15377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
LUC TORFSActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€435,051total assets 2024
Equity
€113,986
Profit
€44,632
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2024
Bankruptcy chance 12 m
0.3%
Structure
Accounts 65 d overdue0 of 4 deeds read
Why 84- Figures for FY 2024 (filed 11-07-2025)- 1 financial year not filed after the legal deadline; 2 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €435,051Show the evidence

Checked score

Score 2024
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 34% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 51+16
equity 26.2% of total assets
Liquidity 26+12
short-term debt 66.7% · cash 8.8%
Profitability 71+6
return on assets 10.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -0.6% vs 12-2024 02-2025: 0.2%▲ +5.2% vs 01-2025 03-2025: 0.2%▲ +11.0% vs 02-2025 04-2025: 0.2%▲ +0.5% vs 03-2025 05-2025: 0.2%▲ +8.4% vs 04-2025 06-2025: 0.2%▲ +10.0% vs 05-2025 07-2025: 0.3%▲ +29.0% vs 06-2025highest value 08-2025: 0.1%▼ -74.3% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +6.3% vs 01-2026 03-2026: 0.1%▲ +11.8% vs 02-2026 04-2026: 0.1%▼ -1.1% vs 03-2026 05-2026: 0.1%▲ +9.6% vs 04-2026 06-2026: 0.1%▲ +1.9% vs 05-2026 07-2026: 0.1%▲ +15.2% vs 06-2026 08-2026: 0.2%▲ +85.1% vs 07-2026 09-2026: 0.2%▲ +9.4% vs 08-2026 10-2026: 0.3%▲ +16.3% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Figures for FY 2024 (filed 11-07-2025) raises the probability
  • Size: total assets €435,051 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; 2 of the last 3 late raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.34 in 2023; short-term debt: 66.7% and cash: 8.8% of total assets), and 73.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 27%, liquidity 7%, profitability 20%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 11-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €435,051
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 15377 sector peers (2024).
NBB · sector comparison
Position among 15377 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
65 d late
2022
61 d late
2021
92 d late
2020
87 d late
2019
108 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 65 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · FounderFounding capital · Name clause
  2. General meeting · Other statementNet-asset statement · Auditor appointment
  3. Other statement · Capital conversionPower of attorney · Statutes…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €44,632 7 years View
  • Among the largest 17% on gross marginsector median €70,080 · 15,367 companies €198,098 View

By topic

Financials

Fiscal year
2024
Total assets
€435,051
Profit
€44,632
Solvency
26.2%
Total assets▼ 37.4%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 25-08-2026Incorporation · Founder
  2. 14-07-2026General meeting · Other statement
  3. 18-03-2026Other statement · Capital conversion
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
02-01-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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