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LUC SWILLEN

Active
Private limited companyfounded 2020active for 6 yearsHoegaardsesteenweg(OPV) 31, 3360 Bierbeek, BelgiumKBO/BCE: BE 0755.857.157
Summary

LUC SWILLEN has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,456 and a net result of -€4,644. Equity has been growing by about 13% per year since 2021. Its solvency ranks better than 95% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 08-10-2020 Normal situation
Activity
General construction of other non-residential buildings NACE 41003and 2 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2021
Establishment unit
2.308.801.027 3360 Bierbeek, since 08-10-2020
Financial year end
31 December
Peppol
Reachable since 06-05-2024

Board and ownership

Board
  • Decoster Marie-JoséeDirector · since 02-10-2020
  • Swillen LucDirector · since 02-10-2020

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€2,548
▼ 92.8%
Turnover
≈ €31,000
estimated
Loss
€4,644
Equity
€138,456
▼ 3.2%
Total assets
€147,414
▼ 7.2%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020lowers riskLiquidity: current ratio 14.00, cash €75,347Equity €138,456 (93.9% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 93.9% of total assets
Liquidity 100=
short-term debt 6.1% · cash 51.1%
Profitability 34-47
return on assets -3.2%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.4%▼ -0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.0 (9.32 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 51.1% of total assets. 6.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 99% on liquidity, 21% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 14.00, cash €75,347
NBB · annual accounts
lowers risk · Equity €138,456 (93.9% of total assets)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
42 days early
2024
3 days early
2023
40 days late
2022
31 days early
2021
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 8 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in construction of buildingssector median 42.9% · 9,394 companies 93.9% View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as LUC SWILLEN: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €78,100 and €182,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
LUC SWILLEN Bierbeek€147,414€2,548
IMMO HAM SUR HEURE SANTE Gembloux€133,694€2,867
ADAM COMPANY Châtelet€78,141€2,794
LE RÊVE A BÂTIR Lessines€103,608€4,073
All Project Solution Liège€182,329€2,287
Steemans Tielt-Winge€147,787-€34,586
WATREMEZ Binche€128,302€1,308
Full comparison

Key facts about LUC SWILLEN

What is the company number of LUC SWILLEN?
The company number of LUC SWILLEN is 0755.857.157. The VAT number is the same number with BE in front: BE 0755.857.157.
Where is LUC SWILLEN based?
The registered office is at Hoegaardsesteenweg(OPV) 31, 3360 Bierbeek.Company details
What does LUC SWILLEN do?
According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of LUC SWILLEN?
The legal form of LUC SWILLEN is Private limited company (BV).
When was LUC SWILLEN founded?
LUC SWILLEN was founded on 08-10-2020.
Is LUC SWILLEN still active?
Yes, LUC SWILLEN is an active enterprise in the KBO register.
How many employees does LUC SWILLEN have?
LUC SWILLEN had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does LUC SWILLEN fall under?
In its 2021 annual accounts, LUC SWILLEN states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of LUC SWILLEN?
The turnover in financial year 2025 is ≈ €31,000. This figure is estimated from the gross margin of €2,548 and 281 comparable companies (NACE 410). It probably lies between €16,000 and €58,000. It is a rough estimate.
Is LUC SWILLEN profitable?
In financial year 2025, LUC SWILLEN made a loss of €4,644.
Where can I find the annual accounts of LUC SWILLEN?
LUC SWILLEN filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUC SWILLEN due?
LUC SWILLEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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