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LUC ROYMANS PHOTOGRAPHY

Active
Private limited companyfounded 2009active for 17 yearsVan Cortbeemdelei 153, 2100 Antwerpen, BelgiumKBO/BCE: BE 0809.895.560

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LUC ROYMANS PHOTOGRAPHY has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,985 and a net result of €111. Equity has been shrinking by about 8.4% per year since 2019. Its solvency ranks better than 49% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 18-02-2009 Normal situation
Activity
Photography, excluding press photography NACE 74201and 1 other
Establishment unit
2.176.995.348 2100 Antwerpen, since 10-02-2009
Financial year end
31 March
Peppol
Reachable since 10-07-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2025
Gross margin
€14,047
▲ 1.9%
Turnover
≈ €88,000
estimated
Profit
€111
Equity
€19,985
▲ 0.6%
Total assets
€40,942
▼ 24.8%
2026 accounts not filed, 1 day past the deadline
Filed on 31-10-2025PDF
Score breakdownraises riskFigures for financial year 2025 (filed on 04-11-2025)lowers riskLiquidity: current ratio 1.39, cash €18,632Sector: Other professional, scientific and technical activities (NACE 74)Founded in 2009Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 74+13
equity 48.8% of total assets
Liquidity 74+9
short-term debt 51.2% · cash 45.5%
Profitability 69+4
return on assets 0.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,429 companies, NACE 74, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.3%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 0.1%▼ -0.2 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.09 in 2024), below the usual 1.5. Short-term debt is 51.2% and cash 45.5% of total assets. 51.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 51% of them on solvency, 65% on liquidity, 38% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.39, cash €18,632
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 04-11-2025)
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
on the day
2024
28 days early
2023
4 days early
2022
on the day
2021
41 days early
2020
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 16 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as LUC ROYMANS PHOTOGRAPHY: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €29,100 and €51,700, founded between 2004 and 2012.

CompanyTotal assetsGross margin
LUC ROYMANS PHOTOGRAPHY Antwerpen€40,942€14,047
SIMPLY HOME DESIGN Sankt Vith€40,719€15,975
LA STATION STUDIO PHOTOGRAPHIQUE Ans€45,741€14,055
VisionAirHD Kapellen€33,720€13,861
LIGHTHEAD Antwerpen€51,652€14,331
FOTOCLOET Oosterzele€38,379€17,919
MULTICOPIE BERNARD Charleroi€29,070€12,654
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Articles and registers

Key facts about LUC ROYMANS PHOTOGRAPHY

What is the company number of LUC ROYMANS PHOTOGRAPHY?
The company number of LUC ROYMANS PHOTOGRAPHY is 0809.895.560. The VAT number is the same number with BE in front: BE 0809.895.560.
Where is LUC ROYMANS PHOTOGRAPHY based?
The registered office is at Van Cortbeemdelei 153, 2100 Antwerpen.Company details
What does LUC ROYMANS PHOTOGRAPHY do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of LUC ROYMANS PHOTOGRAPHY?
The legal form of LUC ROYMANS PHOTOGRAPHY is Private limited company (BV).
When was LUC ROYMANS PHOTOGRAPHY founded?
LUC ROYMANS PHOTOGRAPHY was founded on 18-02-2009.
Is LUC ROYMANS PHOTOGRAPHY still active?
Yes, LUC ROYMANS PHOTOGRAPHY is an active enterprise in the KBO register.
What is the turnover of LUC ROYMANS PHOTOGRAPHY?
The turnover in financial year 2025 is ≈ €88,000. This figure is estimated from the gross margin of €14,047 and 41 comparable companies (NACE 74). It probably lies between €43,000 and €180,000. It is a rough estimate.Financials
Is LUC ROYMANS PHOTOGRAPHY profitable?
In financial year 2025, LUC ROYMANS PHOTOGRAPHY made a profit of €111.
Where can I find the annual accounts of LUC ROYMANS PHOTOGRAPHY?
LUC ROYMANS PHOTOGRAPHY filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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