Skip to content

LUC PRODAN

Active
Private limited company (pre-2019)founded 199828 yrs activeFruitmarkt 5, 3600 Genk, BelgiumKBO/BCE: BE 0463.169.258
Summary

LUC PRODAN has been active since 1998 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show negative equity (-€127,582) and a net result of €7,992. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2023
Profitability98▲+48
Solvency0=
Growth58=
Track record92
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 9.1 against 0.96 in 2023; short-term debt: 11% and cash: 0.1% of total assets), but equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-389.2%
Return on assets
24.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 18626 sector peers (2025).
NBB · sector comparison
Position among 18626 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2023
on the day
2022
on the day
2021
395 d late
2020
109 d late
2019
475 d late
2018
840 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 260 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (4 of the last 5 filed years within 107 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline

History

On 15 April 1998, LUC PRODAN was incorporated.1 Total assets went from EUR 94,639 in 2019 to EUR 32,777 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€127,582▲ 16.7%
2023 · -€153,074
Total assets
€32,777▲ 8.0%
2023 · €30,361
Net result
€7,992
2023 · -€9,855
Working capital
€29,177
2023 · -€1,191
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232025
Operating result-€8,537▲ 64.5%-€18,679▼ 119%-€9,050▲ 51.6%-€8,663▲ 4.3%€9,243-
Net result-€18,007below the sector's middle half▲ 45.9%-€19,942below the sector's middle half▼ 10.7%-€11,207below the sector's middle half▲ 43.8%-€9,855below the sector's middle half▲ 12.1%€7,992within the sector's middle half-
Equity-€112,070below the sector's middle half▼ 19.1%-€132,012below the sector's middle half▼ 17.8%-€143,219below the sector's middle half▼ 8.5%-€153,074below the sector's middle half▼ 6.9%-€127,582below the sector's middle half-
Total assets€77,642within the sector's middle half▼ 18.0%€59,499below the sector's middle half▼ 23.4%€41,131below the sector's middle half▼ 30.9%€30,361below the sector's middle half▼ 26.2%€32,777below the sector's middle half-
Debt€189,712▲ 0.5%€191,511▲ 0.9%€184,350▼ 3.7%€183,435▼ 0.5%€160,359-
Working capital-€15,921below the sector's middle half▼ 53.6%-€28,524below the sector's middle half▼ 79.2%-€13,013below the sector's middle half▲ 54.4%-€1,191within the sector's middle half▲ 90.8%€29,177within the sector's middle half-
Solvency-144.3%below the sector's middle half▼ 44.9pp-221.9%below the sector's middle half▼ 77.5pp-348.2%below the sector's middle half▼ 126.3pp-504.2%below the sector's middle half▼ 156.0pp-389.2%below the sector's middle half-
Current ratio0.59below the sector's middle half▼ 0.090.44below the sector's middle half▼ 0.140.64below the sector's middle half▲ 0.190.96within the sector's middle half▲ 0.339.10above the sector's middle half-
Return on assets (ROA)-23.2%below the sector's middle half▲ 12.0pp-33.5%below the sector's middle half▼ 10.3pp-27.2%below the sector's middle half▲ 6.3pp-32.5%below the sector's middle half▼ 5.2pp24.4%above the sector's middle half-
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2020: -€8,537-€8,537Net result 2020: -€18,007-€18,007Operating result 2021: -€18,679-€18,679Net result 2021: -€19,942-€19,942Operating result 2022: -€9,050-€9,050Net result 2022: -€11,207-€11,207Operating result 2023: -€8,663-€8,663Net result 2023: -€9,855-€9,855Operating result 2025: €9,243€9,243Net result 2025: €7,992€7,99220202021202220232025-€20,000-€10,000€0€10,000Operating result 2022: -€9,050-€9,050Net result 2022: -€11,207-€11,200Operating result 2023: -€8,663-€8,660Net result 2023: -€9,855-€9,860Operating result 2025: €9,243€9,240Net result 2025: €7,992€7,990202220232025
The operating result is €9,243 in 2025, compared with -€8,663 in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2025 value · change against 2023
Debt to equity
-1.26▼
2023 · -1.20
Debt ≤ 1 year
€3,600▼
2023 · €31,553
Debt > 1 year
€156,759▲
2023 · €151,883
Income taxes
€1,138▼
2023 · €1,142
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.7% went bankrupt
5.3% stopped otherwise
92% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 38 lines
Balance sheet Code20232025
Assets
Total assets20/58€30,361€32,777▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€30,361€32,777▲
Amounts receivable within one year40/41€10,336€32,760▲
Trade receivables40€2,697-
Other amounts receivable41€7,639€32,760▲
Cash at bank and in hand54/58€80€17▼
Deferred charges and accrued income490/1€19,945-
Equity and liabilities
Total equity and liabilities10/49€30,361€32,777▲
Equity10/15-€153,074-€127,582▲
Contributions10/11€79,000€79,000=
Profit (loss) carried forward14-€232,074-€206,582▲
Amounts payable17/49€183,435€160,359▼
Amounts payable after more than one year17€151,883€156,759▲
Financial debts170/4€151,883€156,759▲
Amounts payable within one year42/48€31,553€3,600▼
Financial debts43€24€0▼
Credit institutions430/8€24€0▼
Trade debts44€6,373€1,344▼
Suppliers440/4€6,373€1,344▼
Taxes, remuneration and social security45€2,361€2,256▼
Taxes450/3€2,361€2,256▼
Other amounts payable47/48€22,794€0▼
Income statement Code20232025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,332-
Other operating charges640/8€0-
Gross operating margin9900€9,669€9,243▼
Operating profit (loss)9901-€8,663€9,243▲
Financial charges65/66B€50€113▲
Recurring financial charges65€50€113▲
Profit (loss) for the period before taxes9903-€8,713€9,129▲
Income taxes67/77€1,142€1,138▼
Profit (loss) for the period9904-€9,855€7,992▲
Profit (loss) for the period to be appropriated9905-€9,855€7,992▲
Appropriation of the result
Profit (loss) to be appropriated9906-€232,074-€206,582▲
Profit (loss) brought forward from the previous period14P-€222,219-€214,574▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232025Change
Non-recurring operating income76A----€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,332€18,332€18,332€18,332--
Other operating charges640/8--€1,010€0--
Gross operating margin9900€10,789-€347€10,292€9,669€9,243-
Operating profit (loss)9901-€8,537-€18,679-€9,050-€8,663€9,243-
Financial charges65/66B-€98€95€50€113-
Recurring financial charges65€94€98€95€50€113-
Profit (loss) for the period before taxes9903-€8,630-€18,777-€9,144-€8,713€9,129-
Income taxes67/77€9,376€1,165€2,063€1,142€1,138-
Profit (loss) for the period9904-€18,007-€19,942-€11,207-€9,855€7,992-
Profit (loss) for the period to be appropriated9905-€18,007-€19,942-€11,207-€9,855€7,992-
Line20202021202220232025Change
Assets
Total assets20/58€77,642€59,499€41,131€30,361€32,777-
Fixed assets21/28€54,996€36,664€18,332€0--
Tangible fixed assets22/27€54,996€36,664€18,332€0--
Furniture and vehicles24-€36,664€18,332€0--
Current assets29/58€22,647€22,836€22,800€30,361€32,777-
Amounts receivable within one year40/41€2,697€2,697€2,697€10,336€32,760-
Trade receivables40-€2,697€2,697€2,697--
Other amounts receivable41---€7,639€32,760-
Cash at bank and in hand54/58€4€193€157€80€17-
Deferred charges and accrued income490/1-€19,945€19,945€19,945--
Equity and liabilities
Total equity and liabilities10/49€77,642€59,499€41,131€30,361€32,777-
Equity10/15-€112,070-€132,012-€143,219-€153,074-€127,582-
Contributions10/11-€79,000€79,000€79,000€79,000-
Profit (loss) carried forward14-€191,070-€211,012-€222,219-€232,074-€206,582-
Amounts payable17/49€189,712€191,511€184,350€183,435€160,359-
Amounts payable after more than one year17€151,145€140,151€148,538€151,883€156,759-
Financial debts170/4-€140,151€148,538€151,883€156,759-
Amounts payable within one year42/48€38,568€51,360€35,813€31,553€3,600-
Financial debts43-€3€1€24€0-
Credit institutions430/8-€3€1€24€0-
Trade debts44€4,779€16,414€11,798€6,373€1,344-
Suppliers440/4-€16,414€11,798€6,373€1,344-
Taxes, remuneration and social security45-€12,149€1,219€2,361€2,256-
Taxes450/3-€12,149€1,219€2,361€2,256-
Other amounts payable47/48-€22,794€22,794€22,794€0-
Line20202021202220232025Change
Profit (loss) for the period9904-€18,007-€19,942-€11,207-€9,855€7,992-
+ Depreciation and write-downs630€18,332€18,332€18,332€18,332--
Operating cash flow (approximation)€325-€1,610€7,125€8,477€7,992-
Investment in fixed assets (approximation)-€0€0€0--
Change in cash-€189-€36-€77--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial Back to profitnet €7,992
Net result €7,992 after 5 loss-making years.
30-06
Financial Liquidity times 9current ratio 9.10
Current ratio from 0.96 to 9.10; short-term debt falls from €31,553 to €3,600.
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
02-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 395 days late
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
18-06
KBO administration Strikeout withdrawal
event 20-05-2021
20-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
20-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 475 days late
20-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 840 days late
20-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 1205 days late
2017
11-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
18-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
218 m²
Building footprint
131 m²
Volume, LiDAR
1,023 m³
Parcel 71016I0586/00N003, Flanders · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Luc Prodan
Fruitmarkt 5, 3600 GenkWallpapering and laying of floor and wall coverings in other materials
since 19982.087.515.620
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71016I0586/00N003 Flanders 218 m² 1 · 131 m² 14.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 531 companies in sector 47530 we hold annual accounts for 323. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-1998
Fiscal year end30-06
Activities, NACEBEL 2025
47530Retail trade
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.