LUC PETIT
ActiveLUC PETIT has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407k and a net result of €176k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency52▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.07 in 2024; short-term debt: 26.3% and cash: 16.9% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
11.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €407k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
21 d early
2023
17 d early
2022
21 d early
2021
6 d late
2020
30 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€14k
EBIT margin
-1.6%
Net result
€176k▲ 56.2%
2024 · €113k
2018: €4k
2019: €-70
2020: €-77k
2021: €-17k
2022: €33k
2023: €68k
2024: €113k
2018 → 2025
Working capital
€2k▼ 89.3%
2024 · €15k
2018: €413k
2019: €385k
2020: €139k
2021: €-28k
2022: €-55k
2023: €-39k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€163k▲ 25.9%€231k▲ 41.8%€344k▲ 48.8%€407k▲ 18.4%
Operating result€-3k-€51k€83k▲ 62.6%€171k▲ 107%€271k▲ 58.2%
Net result€-17k-€33k€68k▲ 103%€113k▲ 65.6%€176k▲ 56.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€1.10M▼ 1.4%
Current assets
€397k▲ 67.7%
Equity and liabilities €1.50M
Equity
€407k▲ 18.4%
Debt
€1.09M▲ 7.9%
The debt ratio falls from 74.7% to 72.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€373k▲
2024 · €259k
Cash flow
€278k▲
2024 · €201k
Solvency
27.1%▲
2024 · 25.3%
Current ratio
1.00▼
2024 · 1.07
Quick ratio
1.00▼
2024 · 1.07
Debt / equity
2.69▼
2024 · 2.95
ROE
43.2%▲
2024 · 32.8%
ROA
11.7%▲
2024 · 8.3%
Interest coverage
32.99▲
2024 · 23.06
Debt
€1.09M▲
2024 · €1.01M
Debt ≤ 1 year
€395k▲
2024 · €221k
Debt > 1 year
€686k▼
2024 · €785k
Income taxes
€84k▲
2024 · €47k
Staff costs
€49k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.50M▲
Formation expenses20€450€0▼
Fixed assets21/28€1.12M€1.10M▼
Tangible fixed assets22/27€1.12M€1.10M▼
Land and buildings22€574k€538k▼
Plant, machinery and equipment23€483k€453k▼
Furniture and vehicles24€63k€113k▲
Current assets29/58€237k€397k▲
Amounts receivable within one year40/41€22k€25k▲
Trade receivables40€4k€3k▼
Other amounts receivable41€17k€22k▲
Current investments50/53€118k€118k=
Cash at bank and in hand54/58€94k€253k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.50M▲
Equity10/15€344k€407k▲
Contributions10/11€100k€100k=
Reserves13€244k€307k▲
Distributable reserves133€244k€307k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€1.01M€1.09M▲
Amounts payable after more than one year17€785k€686k▼
Financial debts170/4€785k€686k▼
Amounts payable within one year42/48€221k€395k▲
Current portion of amounts payable after more than one year42€135k€155k▲
Trade debts44€12k€14k▲
Suppliers440/4€12k€14k▲
Taxes, remuneration and social security45€55k€113k▲
Taxes450/3€47k€104k▲
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€19k€113k▲
Accrued charges and deferred income492/3€7k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€44k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€102k▲
Other operating charges640/8€12k€8k▼
Gross operating margin9900€315k€430k▲
Operating profit (loss)9901€171k€271k▲
Financial income75/76B€197€668▲
Recurring financial income75€197€668▲
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€160k€260k▲
Income taxes67/77€47k€84k▲
Profit (loss) for the period9904€113k€176k▲
Profit (loss) for the period to be appropriated9905€113k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€176k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€113k
Transfer to equity691/2€113k€176k▲
To other reserves6921€113k€176k▲
Profit to be distributed694/7-€113k
Return on contributions (dividend)694-€113k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €176k ▲56.2%
Operating result €271k, net result €176k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €231k ▲41.8%
2 profitable years in a row build equity to €231k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €33k
Net result €33k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €163k ▲25.9%
Equity rises from €129k to €163k.
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-77k
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 222.69
Current ratio from 58.69 to 222.69; short-term debt falls from €7k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sluizeken 329620 ZottegemGround area
3,592 m²
Building footprint
360 m²
Volume, LiDAR
1,862 m³
Parcel 41035A0293/00K000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sluizeken 32, 9620 Zottegem
since 19902.050.205.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41035A0293/00K000 | Flanders | 3,592 m² | 1 · 360 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676001UMCBTQYG9D444
Similar companies · same sector, comparable size
CARWASH WILDEMEERSCH BRUGGE
BE 0873.537.260
Brugge · Eq €405k
CARROSSERIE JANSSENS EN ZONEN
BE 0436.364.297
Heist-op-den-Berg · Eq €412k
DE WATERTOREN
BE 0890.463.958
Waregem · Eq €401k
ALAIN HOHO
BE 0475.831.421
Visé · Eq €400k
Carwash Club
BE 0806.263.010
Pelt · Eq €398k
Of 3,211 companies in sector 95316 we hold annual accounts for 753. 374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-1990
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
47820Retail sale of motor vehicle parts and accessories
47783Retail trade
47784Retail trade
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.