Investments
€7,837 1.7 × depreciation
Green is investment, beige is depreciation.
Luc Nagels Consulting
Lifetime
6 annual accounts with figures on one time axispeak €91,796 (2021)
€7,090▼ 44.6%
lowest -€32,125 (2020)
€878▼ 90.2%
peak €53,601 (2021)
€40,063▲ 2.2%
€19,289▲ 6.7%
Board1 name since 2019
1 directorLuc NAGELS
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €12,787 to €7,090Result from €8,941 to €878
Key points
from the 2025 annual accountsFilings
6 annual accounts 2 late
The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
€878
Lower net result than 88% of companies in veterinary activities. Sector median €30,862 · 1,599 companies.
Checked score
94
Excellent
Financially stronger than 52% of micro companies in veterinary activities (NACE 75)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,971 companies (NACE 75, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Veterinary activities (NACE 75)
Liquidity: current ratio 3.43, cash €36,704
Size: total assets €59,352
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 75, micro). It does better than 68% of them on solvency, 83% on liquidity, 19% on profitability and 37% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as Luc Nagels Consulting has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of Luc Nagels Consulting itself is lower: < 0.1% within 12 months. It rests on far more data about Luc Nagels Consulting than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for Luc Nagels Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.43 (3.8 in 2024), above the usual 1.5. Short-term debt is 25.8% and cash 61.8% of total assets. 32.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €40,063
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
12 days late
2023
41 days early
2022
52 days early
2021
44 days early
2020
58 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 75), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 52 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0725730838
Reappointment: Luc Nagels (director)
“Het uitvoeren van prestaties in de klinische biologie,het verlenen van beheersbijstand,raadgevingen in de…” (deed in Dutch) · General meeting of 04-12-2023 · Gazette deed
Incorporation
Founder: Luc NAGELS · Founding capital of €50,000, 500 shares, €15,000 paid up · Appointment: Luc NAGELS (manager) · published on 30-04-2019 · Gazette deed
First establishment
Annie M.G. Schmidtstraat 8, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Luc Nagels Consulting Hasselt | €59,352 | €7,090 | 67.5% | - |
| Ulysse Management Theux | €49,339 | €6,855 | 89.3% | - |
| DAP De Wolf Ranst | €71,457 | €8,699 | 54.8% | - |
| Dierenarts Smits Antwerp | €60,182 | €8,636 | 66.4% | - |
| LIVICO Zutendaal | €68,624 | €5,614 | 15.8% | - |
| Dierenarts Charlotte Voeren | €52,874 | €9,021 | 75.9% | - |
| Vétérinaire Collinge Bertrix | €56,399 | €10,134 | 48.9% | - |
These companies have the same main activity as Luc Nagels Consulting: veterinary services (NACE 75000). They are comparable in size and age: total assets between €49,300 and €71,500, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 26-04-2019Normal situation
- Activity
- Veterinary servicesNACE 75000
- Establishment unit
- 2.291.049.6313511 Hasselt, since 26-04-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2025
Insights on Luc Nagels Consulting
Luc Nagels Consulting files the micro format. That format states no turnover. The gross margin rose from -€16,401 in 2020 to €7,090 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Luc Nagels Consulting
- What is the company number of Luc Nagels Consulting?
- The company number of Luc Nagels Consulting is 0725.730.838. The VAT number is the same number with BE in front: BE 0725.730.838.
- Where is Luc Nagels Consulting based?
- The registered office is at Annie M.G. Schmidtstraat 8, 3511 Hasselt.Company details
- What does Luc Nagels Consulting do?
- According to the KBO register, the main activity is veterinary services (NACE 75000).
- What is the legal form of Luc Nagels Consulting?
- Luc Nagels Consulting is a private limited company (BV).
- When was Luc Nagels Consulting founded?
- Luc Nagels Consulting was founded on 26-04-2019.
- Is Luc Nagels Consulting still active?
- Yes, Luc Nagels Consulting is an active enterprise in the KBO register.
- What is the turnover of Luc Nagels Consulting?
- The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €7,090 and 6,297 comparable companies of the same size. It probably lies between €25,000 and €130,000. It is a rough estimate.Financials
- Is Luc Nagels Consulting profitable?
- In financial year 2025, Luc Nagels Consulting made a profit of €878.
- Where can I find the annual accounts of Luc Nagels Consulting?
- Luc Nagels Consulting filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Luc Nagels Consulting due?
- Luc Nagels Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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