LUC LYBAERT

Active

Private limited companyfounded 199233 yrs activeBommelsrede(HEU) 35, 9070 Destelbergen, BelgiumKBO/BCE: BE 0448.720.416

Summary

The computed 12-month bankruptcy probability of LUC LYBAERT is 5.4% (elevated). For LUC LYBAERT, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€9,176) and a net result of €36,321. Equity is growing by ~12.7% per year across the filed fiscal years. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LUC LYBAERTActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€94,045total assets 2022

Equity: -€9,176
Profit: €36,321

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 5.4%

2022 figures too old to score

Structure

Accounts 794 d overdue0 of 1 deed read

Signals- Figures for FY 2022 (filed 01-12-2023)- 3 financial years not filed after the legal deadline; latest accounts 123 days late; 3 of the last 3 late- Two or more financial years not filed- Filed more than 90 days late+ Founded in 1992+ Size: total assets €94,045Show the evidence

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2022 · tick = 2021

Average

Solvency 15+15

equity -9.8% of total assets

Liquidity 32+24

short-term debt 58.7% · cash 10.1%

Profitability 100+61

return on assets 38.6%

Bankruptcy probability, 12 months

5.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.3%lowest value 12-2024: 6.2%▲ +18.5% vs 11-2024 01-2025: 9.5%▲ +52.8% vs 12-2024highest value 02-2025: 8.7%▼ -8.8% vs 01-2025 03-2025: 9.2%▲ +5.7% vs 02-2025 04-2025: 8.8%▼ -3.8% vs 03-2025 05-2025: 8.3%▼ -6.1% vs 04-2025 06-2025: 8.3%● 0.0% vs 05-2025 07-2025: 8.3%● 0.0% vs 06-2025 08-2025: 9.0%▲ +8.8% vs 07-2025 09-2025: 9.0%● 0.0% vs 08-2025 10-2025: 9.0%● 0.0% vs 09-2025 11-2025: 9.0%● 0.0% vs 10-2025 12-2025: 9.0%● 0.0% vs 11-2025 01-2026: 5.6%▼ -37.5% vs 12-2025 02-2026: 5.6%● 0.0% vs 01-2026 03-2026: 5.6%● 0.0% vs 02-2026 04-2026: 5.6%● 0.0% vs 03-2026 05-2026: 5.6%● 0.0% vs 04-2026 06-2026: 5.6%● 0.0% vs 05-2026 07-2026: 5.6%● 0.0% vs 06-2026 08-2026: 5.4%▼ -5.0% vs 07-2026 09-2026: 5.4%● 0.0% vs 08-2026 10-2026: 5.4%● 0.0% vs 09-2026

Figures for FY 2022 (filed 01-12-2023) raises the probability
Founded in 1992 lowers the probability for this profile
Size: total assets €94,045 lowers the probability for this profile
3 financial years not filed after the legal deadline; latest accounts 123 days late; 3 of the last 3 late raises the probability

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

Figures for FY 2022 (filed 01-12-2023)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1992

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Size: total assets €94,045

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

3 financial years not filed after the legal deadline; latest accounts 123 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline03-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-12-2023, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

123 d late

2021

200 d late

2019

195 d late

2018

561 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 4 accounts on average 270 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage