LUC HENDRICKX
ActiveLUC HENDRICKX has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €12k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+19
Solvency65▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.21 in 2024; short-term debt: 20.8% and cash: 9% of total assets), and 59.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
17 d early
2023
30 d late
2022
14 d early
2021
13 d early
2020
26 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 9.5%
2024 · €124k
2018: €122k
2019: €115k
2020: €121k
2021: €145k
2022: €177k
2023: €196k
2024: €124k
2018 → 2025
Total assets
€335k▼ 17.5%
2024 · €406k
2018: €322k
2019: €280k
2020: €253k
2021: €239k
2022: €249k
2023: €389k
2024: €406k
2018 → 2025
Net result
€12k▲ 275%
2024 · €3k
2018: €116k
2019: €-7k
2020: €7k
2021: €24k
2022: €68k
2023: €19k
2024: €3k
2018 → 2025
Working capital
€14k▼ 45.7%
2024 · €25k
2018: €4k
2019: €-13k
2020: €-17k
2021: €6k
2022: €79k
2023: €55k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€177k▲ 21.7%€196k▲ 11.0%€124k▼ 37.1%€135k▲ 9.5%
Operating result€38k-€99k▲ 164%€34k▼ 65.8%€9k▼ 72.5%€26k▲ 180%
Net result€24k-€68k▲ 183%€19k▼ 71.5%€3k▼ 83.9%€12k▲ 275%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 180% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335k
Fixed assets
€252k▼ 3.3%
Current assets
€83k▼ 42.7%
Equity and liabilities €335k
Equity
€135k▲ 9.5%
Debt
€200k▼ 29.3%
The debt ratio falls from 69.6% to 59.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €17k
Cash flow
€20k▲
2024 · €11k
Solvency
40.4%▲
2024 · 30.4%
Current ratio
1.19▼
2024 · 1.21
Quick ratio
1.19▼
2024 · 1.21
Debt / equity
1.48▼
2024 · 2.29
ROE
8.7%▲
2024 · 2.5%
ROA
3.5%▲
2024 · 0.8%
Interest coverage
4.21▲
2024 · 2.32
Debt
€200k▼
2024 · €282k
Debt ≤ 1 year
€70k▼
2024 · €121k
Debt > 1 year
€127k▼
2024 · €159k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€406k€335k▼
Fixed assets21/28€260k€252k▼
Tangible fixed assets22/27€260k€252k▼
Land and buildings22€253k€247k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€146k€83k▼
Amounts receivable after more than one year29€26k€14k▼
Trade receivables290€26k€0▼
Other amounts receivable291-€14k
Amounts receivable within one year40/41€86k€11k▼
Trade receivables40€13k€0▼
Other amounts receivable41€73k€11k▼
Current investments50/53€15k€0▼
Cash at bank and in hand54/58€11k€30k▲
Deferred charges and accrued income490/1€8k€28k▲
Equity and liabilities
Total equity and liabilities10/49€406k€335k▼
Equity10/15€124k€135k▲
Contributions10/11€6k€6k=
Reserves13€117k€129k▲
Distributable reserves133€117k€129k▲
Profit (loss) carried forward14€176€216▲
Amounts payable17/49€282k€200k▼
Amounts payable after more than one year17€159k€127k▼
Financial debts170/4€159k€127k▼
Amounts payable within one year42/48€121k€70k▼
Current portion of amounts payable after more than one year42€12k€22k▲
Trade debts44€23k€18k▼
Suppliers440/4€23k€18k▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€76k€17k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€19k€38k▲
Operating profit (loss)9901€9k€26k▲
Financial income75/76B€4k€780▼
Recurring financial income75€4k€780▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€6k€19k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€3k€12k▲
Profit (loss) for the period to be appropriated9905€3k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€12k▲
Profit (loss) brought forward from the previous period14P€143€176▲
Transfer from equity791/2€76k€0▼
Transfer to equity691/2€3k€12k▲
To other reserves6921€3k€12k▲
Profit to be distributed694/7€76k€0▼
Return on contributions (dividend)694€76k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €177k ▲21.7%
3 profitable years in a row build equity to €177k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼106%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostergeest 292180 AntwerpenGround area
231 m²
Building footprint
71 m²
Volume, LiDAR
581 m³
Parcel 11364F0264/00Y005, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUC HENDRICKX
since 20092.176.903.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0264/00Y005 | Flanders | 231 m² | 1 · 71 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN LANGENHOVE H.
BE 0417.946.868
Nazareth-De Pinte · Eq €135k
Davy Goffinghs Schilder & Afwerking
BE 0757.736.086
Landen · Eq €135k
C.V.B.
BE 0447.089.430
Anhée · Eq €135k
AERIS
BE 0717.629.457
Roeselare · Eq €136k
ATELIERS KLEINERMANN
BE 0658.782.230
Braine-l'Alleud · Eq €137k
Of 914 companies in sector 43333 we hold annual accounts for 400. 330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2009
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43341Painting of buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:schilderw.luc.hendrickx@skynet.be
Phone:0476/609.925