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LUC ELECTRIC

Active
Private limited company (pre-2019)founded 201312 yrs activeKeizer Karellaan 584, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0543.368.561
Summary

LUC ELECTRIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,003 and a net result of €10,606. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
LUC ELECTRICActiveChecked score 72/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999
1 site
Size
€44,810turnover 2025
Equity
€16,003
Profit
€10,606
Financial health
72 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 15 d early0 of 4 deeds read
Why 72- 1 change of registered office in 24 months- Size: turnover €44,810, total assets €26,113+ Figures for FY 2025 (filed 16-03-2026)+ Liquidity: current ratio 2.58, cash €4,106Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 71% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 86+31
equity 61.3% of total assets
Liquidity 52+3
short-term debt 38.7% · cash 15.7%
Profitability 100+100
return on assets 40.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.7%▲ +6.7% vs 11-2024 01-2025: 0.7%▲ +7.2% vs 12-2024 02-2025: 0.7%▼ -7.1% vs 01-2025 03-2025: 0.8%▲ +15.1% vs 02-2025 04-2025: 1.1%▲ +47.8% vs 03-2025 05-2025: 1.2%▲ +6.3% vs 04-2025 06-2025: 1.2%● 0.0% vs 05-2025 07-2025: 1.2%● 0.0% vs 06-2025 08-2025: 1.1%▼ -9.1% vs 07-2025 09-2025: 3.1%▲ +190% vs 08-2025 10-2025: 3.1%▲ +0.9% vs 09-2025 11-2025: 3.1%▼ -1.3% vs 10-2025 12-2025: 3.3%▲ +4.8% vs 11-2025highest value 01-2026: 3.2%▼ -2.1% vs 12-2025 02-2026: 2.9%▼ -7.4% vs 01-2026 03-2026: 1.2%▼ -60.9% vs 02-2026 04-2026: 0.6%▼ -46.1% vs 03-2026 05-2026: 0.6%● 0.0% vs 04-2026 06-2026: 0.6%▼ -4.7% vs 05-2026lowest value 07-2026: 0.6%● 0.0% vs 06-2026lowest value 08-2026: 0.6%● 0.0% vs 07-2026lowest value 09-2026: 0.6%▲ +2.4% vs 08-2026 10-2026: 0.6%▲ +1.2% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Size: turnover €44,810, total assets €26,113 raises the probability for this profile
  • Figures for FY 2025 (filed 16-03-2026) lowers the probability
  • Liquidity: current ratio 2.58, cash €4,106 lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.44 in 2024; short-term debt: 38.7% and cash: 15.7% of total assets), and 38.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 67%, liquidity 46%, profitability 93%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Size: turnover €44,810, total assets €26,113
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 16-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.58, cash €4,106
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €16,003
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 16-03-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
on the day
2023
31 d early
2022
52 d early
2021
51 d early
2020
51 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 1 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-08-2026 close04-10-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €10,606
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 3 years of growth in a rowturnover 2025: €44,810 3 years View
  • Turnover 20256 fiscal years filed €44,810 View

By topic

Financials

Fiscal year
2025
Turnover
€44,810
Profit
€10,606
Solvency
61.3%
Turnover▲ 11.3%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-03-2027
  1. 16-03-2026Annual accounts filed
  2. 31-08-2025Back to profit
  3. 31-03-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
17-12-2013
Year ends
31-08
Peppol
Reachable for e-invoices
Go to Company details

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