Luc Desnyder

Active

Private limited companyfounded 20242 yrs activeLaar 214, 2180 Antwerpen, BelgiumKBO/BCE: BE 1007.666.088

Summary

Luc Desnyder has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €553,760 and a net result of €308,986. The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Luc DesnyderActiveChecked score 99/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€638,288total assets 2025

Equity: €553,760
Profit: €308,986

Turnover not published (abridged schema)

Financial health

99 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 22 d early0 of 1 deed read

Why 99- Founded in 2024+ Size: total assets €638,288+ Liquidity: current ratio 6.71, cash €397,362+ No main activity registeredShow the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Better than 88% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 86.8% of total assets

Liquidity 98+6

short-term debt 13.2% · cash 62.3%

Profitability 100=

return on assets 48.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2025: 2.4% 05-2025: 2.4%● 0.0% vs 04-2025 06-2025: 2.5%▲ +2.5% vs 05-2025highest value 07-2025: < 0.1%▼ -98.1% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%▼ -2.1% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.1% vs 02-2026 04-2026: < 0.1%▲ +2.1% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +4.1% vs 05-2026 07-2026: 0.1%▲ +17.6% vs 06-2026 08-2026: < 0.1%▼ -28.3% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -2.3% vs 09-2026lowest value

Size: total assets €638,288 lowers the probability for this profile
Liquidity: current ratio 6.71, cash €397,362 lowers the probability
Founded in 2024 raises the probability for this profile
No main activity registered lowers the probability

Credit up to €50,000 at 30 days only on tighter terms

Liquidity ample (current ratio 6.71 against 4.26 in 2024; short-term debt: 13.2% and cash: 62.3% of total assets), and 13.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 89%, profitability 90%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €638,288

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 6.71, cash €397,362

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

22 d early

2024

34 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage