LUC DEHEM
ActiveLUC DEHEM has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €9k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-25
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 20.24 against 23.23 in 2024; short-term debt: 4.9% and cash: 47.6% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
6.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €138k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d early
2023
63 d early
2022
25 d early
2021
44 d early
2020
60 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 7.4%
2024 · €128k
2018: €217k
2019: €231k
2020: €234k
2021: €241k
2022: €251k
2023: €118k
2024: €128k
2018 → 2025
Total assets
€145k▲ 8.1%
2024 · €134k
2018: €221k
2019: €254k
2020: €250k
2021: €251k
2022: €256k
2023: €121k
2024: €134k
2018 → 2025
Net result
€9k▼ 10.4%
2024 · €11k
2018: €25k
2019: €14k
2020: €4k
2021: €7k
2022: €10k
2023: €2k
2024: €11k
2018 → 2025
Working capital
€138k▲ 7.4%
2024 · €128k
2018: €216k
2019: €223k
2020: €227k
2021: €234k
2022: €247k
2023: €118k
2024: €128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€241k-€251k▲ 4.2%€118k▼ 53.2%€128k▲ 9.0%€138k▲ 7.4%
Operating result€8k-€15k▲ 97.0%€3k▼ 83.4%€15k▲ 470%€12k▼ 17.3%
Net result€7k-€10k▲ 45.1%€2k▼ 79.7%€11k▲ 412%€9k▼ 10.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €145k
Equity
€138k▲ 7.4%
Debt
€7k▲ 24.1%
The debt ratio rises from 4.3% to 4.9%. Equity and debt are higher.
Key figures and ratios
Solvency
95.1%▼
2024 · 95.7%
Current ratio
20.24▼
2024 · 23.23
Quick ratio
20.24▼
2024 · 23.23
Debt / equity
0.05▲
2024 · 0.04
ROE
6.9%▼
2024 · 8.2%
ROA
6.5%▼
2024 · 7.9%
Debt
€7k▲
2024 · €6k
Debt ≤ 1 year
€7k▲
2024 · €6k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€145k▲
Current assets29/58€134k€145k▲
Amounts receivable within one year40/41€4k€749▼
Trade receivables40€2k€60▼
Other amounts receivable41€1k€689▼
Current investments50/53€73k€74k▲
Cash at bank and in hand54/58€56k€69k▲
Deferred charges and accrued income490/1€855€1k▲
Equity and liabilities
Total equity and liabilities10/49€134k€145k▲
Equity10/15€128k€138k▲
Contributions10/11€13k€13k=
Reserves13€115k€125k▲
Distributable reserves133€115k€125k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€6k€7k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€1k=
Gross operating margin9900€16k€13k▼
Operating profit (loss)9901€15k€12k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Non-recurring financial income76B-€26
Financial charges65/66B€975€2k▲
Recurring financial charges65€975€2k▲
Profit (loss) for the period before taxes9903€16k€14k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼79.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boogstraat 58940 WervikGround area
745 m²
Building footprint
122 m²
Volume, LiDAR
615 m³
Parcel 33029F0166/00N000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Boogstraat 5, 8940 Wervik
since 19972.080.321.782
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029F0166/00N000 | Flanders | 745 m² | 1 · 122 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Marcotty
BE 0808.430.761
Wavre · Eq €138k
EnERJI HVAC
BE 0702.987.308
Mons · Eq €138k
JK Group
BE 0760.508.308
Tienen · Eq €137k
GERDI VANHUYSE
BE 0463.893.392
Anzegem · Eq €138k
CAVDAR
BE 0460.770.190
Brussel · Eq €138k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1997
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
46643Wholesale of electrical equipment, including installation materials
47552Retail sale of lighting equipment
47592Retail trade
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.