LUC DE THAEY

Active

Private limited companyfounded 2004active for 21 yearsFrere Pachtersstraat 14, 9290 Berlare, BelgiumKBO/BCE: BE 0870.526.795

Summary

LUC DE THAEY has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €762,830 and a net result of €504,844. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 88% of 1,299 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

LUC DE THAEYActiveChecked score 95/100

Risk analysis Report Compare

Activity

General maintenance and repair of cars and light vans (up to 3.5 tonnes)

NACE 95311

1 site

Size

€911,480total assets 2025

Equity: €762,830
Profit: €504,844

Turnover not published (abbreviated format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts filed 28 days late3 of 6 deeds summarised

Why 95raises risk1 change of registered office in 24 monthslowers riskSize: total assets €911,480Figures for financial year 2025 (filed 28-08-2026)Equity €762,830 (83.7% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 84% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+18

equity 83.7% of total assets

Liquidity 64+16

short-term debt 15.8% · cash 14.4%

Profitability 100+85

return on assets 55.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,121 companies, NACE 95, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.4 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.1 percentage points vs 09-2025 11-2025: 1.4%▲ +0.5 percentage points vs 10-2025 12-2025: 1.7%▲ +0.3 percentage points vs 11-2025 01-2026: 2.9%▲ +1.2 percentage points vs 12-2025 02-2026: 3.0%▲ +0.1 percentage points vs 01-2026 03-2026: 3.7%▲ +0.7 percentage points vs 02-2026 04-2026: 6.0%▲ +2.3 percentage points vs 03-2026 05-2026: 6.0%● unchanged vs 04-2026 06-2026: 6.1%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 5.6%▼ -0.5 percentage points vs 06-2026 08-2026: 5.6%● unchanged vs 07-2026 09-2026: 0.1%▼ -5.5 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €70,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.93, compared with 0.64 in 2024, below 1; short-term debt: 15.8% and cash: 14.4% of total assets), and 16.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 92% on solvency, 65% on liquidity and 94% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises risk

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €911,480

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 28-08-2026)

NBB · annual accounts

Equity €762,830 (83.7% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €762,830

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

28 days late

2024

1 day early

2023

1 day early

2022

3 days early

2021

30 days early

2020

26 days late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €504,844
31-12-2025 Equity above €500,000equity €762,830 ▲196%

Key points

Positive: Equity rose in 2025from €257,986 to €762,830 ▲ 196% View
Positive: Among the best 5% on net resultsector median €29,229 · 1,295 companies €504,844 View
Total assets 20256 financial years filed €911,480 View

By topic

Financials

Financial year: 2025
Total assets: €911,480
Profit: €504,844
Solvency: 83.7%

Total assets▲ 102%

Net result

20192025

Go to Financials

Timeline

Events: 27
Since: 2006

05-03-2025Registered office
26-02-2025Amendment of the articles
30-10-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General maintenance and repair of cars and light…NACE 95311
Founded: 13-12-2004
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 5

Annual meeting: First Tuesday of June at 14:00
Purpose: “Het verlenen van advies,bijstand en knowhow in alle domeinen waarin de vennootschap…” (deed in Dutch)

Go to Articles of association

Key facts about LUC DE THAEY

What is the company number of LUC DE THAEY?: 0870.526.795. In Belgium the VAT number is the company number with BE in front: BE 0870.526.795.
Where is LUC DE THAEY based?: The registered office is at Frere Pachtersstraat 14, 9290 Berlare.Company details
What does LUC DE THAEY do?: According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of LUC DE THAEY?: Private limited company (BV).
When was LUC DE THAEY founded?: On 13-12-2004.
Is LUC DE THAEY still active?: Yes, LUC DE THAEY is an active enterprise in the KBO register.
How many employees does LUC DE THAEY have?: On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of LUC DE THAEY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is LUC DE THAEY profitable?: In financial year 2025, LUC DE THAEY made a profit of €504,844.
Where can I find the annual accounts of LUC DE THAEY?: LUC DE THAEY filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.