Turnover
≈ €83,000 estimated
The accounts state no turnover.
Luc de Bruyn
Lifetime
9 annual accounts with figures on one time axispeak €28,995 (2017)
€12,324▲ 57.1%
lowest -€1,575 (2022)
€9,232▲ €10,099
peak €20,196 (2021)
€15,415▲ 37.8%
€27,045▲ 511%
Board1 name since 2021
1 directorde BRUYN Luc Yvan Jean
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €7,845 to €12,324Back to profit: €9,232Equity from €11,183 to €15,415Debts from €4,430 to €27,045Investments €22,265Cash from €5,832 to €10,372
Key points
from the 2025 annual accountsInvestments
€28,155 32.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.80 was 1.74 in 2024
Short-term debts rose from €4,430 to €16,464.
Checked score
83
Excellent
Financially stronger than 64% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025lowest value
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.5%▼ -0.1 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.6%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 1.0%▲ +0.3 percentage points vs 07-2026
09-2026: 1.2%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.6%▼ -0.6 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No main activity registered
lowers risk
Size: total assets €42,460
Liquidity: current ratio 0.80, cash €10,372
Founded in 2016
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 36% of them on solvency, 59% on liquidity, 77% on profitability and 84% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Luc de Bruyn has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Luc de Bruyn itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Luc de Bruyn. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.8 (1.74 in 2024), below 1. Short-term debt is 38.8% and cash 24.4% of total assets. 63.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 days early
2024
58 days early
2023
7 days early
2022
4 days early
2021
3 days early
2020
20 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 8 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: de BRUYN Luc Yvan Jean, from statutory manager to director
“La constitution et la valorisation d'un patrimoine immobilier, tant en immeubles qu'en droits immobiliers…” (deed in French) · 100 shares · General meeting of 10-03-2023 · Gazette deed
First establishment
Rue du Marais (Silly) 33, Silly
Incorporation
published on 21-03-2016 · Gazette deed
Official details
Source: KBO- Status
- Active since 17-03-2016Normal situation
- Activity
- “La constitution et la valorisation d'un patrimoine immobilier, tant en immeubles qu'en droits immobiliers…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.252.526.5757830 Silly, since 28-04-2016
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €42,460▲ 172%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Luc de Bruyn
Luc de Bruyn files the abbreviated format. That format states no turnover. The gross margin fell from €28,995 in 2017 to €12,324 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Luc de Bruyn
- What is the company number of Luc de Bruyn?
- The company number of Luc de Bruyn is 0650.553.462. The VAT number is the same number with BE in front: BE 0650.553.462.
- Where is Luc de Bruyn based?
- The registered office is at Rue du Marais (Silly) 33, 7830 Silly.Company details
- What is the legal form of Luc de Bruyn?
- Luc de Bruyn is a private limited company (BV).
- When was Luc de Bruyn founded?
- Luc de Bruyn was founded on 17-03-2016.
- Is Luc de Bruyn still active?
- Yes, Luc de Bruyn is an active enterprise in the KBO register.
- What is the turnover of Luc de Bruyn?
- The turnover in financial year 2025 is ≈ €83,000. This figure is estimated from the gross margin of €12,324 and 2,720 comparable companies of the same size. It probably lies between €35,000 and €210,000. It is a rough estimate.Financials
- Is Luc de Bruyn profitable?
- In financial year 2025, Luc de Bruyn made a profit of €9,232.
- Where can I find the annual accounts of Luc de Bruyn?
- Luc de Bruyn filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Luc de Bruyn due?
- Luc de Bruyn must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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