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LUC CUVEELE

Active
Private limited companyfounded 1989active for 37 yearsBosbessenlaan 10, 3110 Rotselaar, BelgiumKBO/BCE: BE 0437.038.052

From the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LUC CUVEELE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,445 and a net result of -€6,006. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 91% of 13,692 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
LUC CUVEELEActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 15-03-1989 Normal situation
Legal form
Private limited company
Registered office
Bosbessenlaan 10, 3110 Rotselaar
Activity
Wholesale of non-electrical household articles NACE 46494and 3 others
Establishment unit
2.042.859.590 3110 Rotselaar, since 10-04-1989
Financial year end
31 December
Peppol
Reachable since 18-12-2025
Company details

Who decides

Board
Shareholders
Board & ownership

How it is doing

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€10,784
Turnover
≈ €110,000
estimated
Loss
€6,006
▼ 68.1%
Equity
€103,445
▼ 13.4%
Total assets
€113,573
▼ 6.9%
2025 accounts 28 days early
Filed on 03-07-2026at the National Bank
Financials
Why 96raises riskLoss of €6,006, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 9.86, cash €93,432Equity €103,445 (91.1% of total assets)Founded in 1989Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.1% of total assets
Liquidity 100=
short-term debt 8.9% · cash 82.3%
Profitability 62+62
return on assets -5.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 9.86, compared with 36.89 in 2024, above the usual 1.5; short-term debt: 8.9% and cash: 82.3% of total assets), and 8.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 98% on liquidity, 46% on profitability and 23% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 9.86, cash €93,432
NBB · annual accounts
lowers risk · Equity €103,445 (91.1% of total assets)
NBB · annual accounts
raises risk · Loss of €6,006, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,006
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
31 days early
2023
40 days early
2022
38 days early
2021
37 days early
2020
32 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Among the best 9% on solvencysector median 40.6% · 13,692 companies 91.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€6,006 View

Documents

Annual accounts at the NBB

All 36 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about LUC CUVEELE

What is the company number of LUC CUVEELE?
0437.038.052. In Belgium the VAT number is the company number with BE in front: BE 0437.038.052.
Where is LUC CUVEELE based?
The registered office is at Bosbessenlaan 10, 3110 Rotselaar.Company details
What does LUC CUVEELE do?
According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
What is the legal form of LUC CUVEELE?
Private limited company (BV).
When was LUC CUVEELE founded?
On 15-03-1989.
Is LUC CUVEELE still active?
Yes, LUC CUVEELE is an active enterprise in the KBO register.
What is the turnover of LUC CUVEELE?
≈ €110,000 in financial year 2025. Estimated from the gross margin of €10,784: probably between €61,000 and €430,000, based on 41 comparable companies, NACE 464. A rough estimate.Financials
Is LUC CUVEELE profitable?
In financial year 2025, LUC CUVEELE made a loss of €6,006.
Where can I find the annual accounts of LUC CUVEELE?
LUC CUVEELE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LUC CUVEELE due?
By 31-07-2027, for financial year 2026.Timeline

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