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LUC BAECK

Active Private limited companyfounded 1991active for 35 yearsZeedijk 121, 8620 NieuwpoortKBO/BCE: BE 0444.184.279 #8 oldest company in Nieuwpoort, Administrative and support services sector

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1991
peak €266,426 (2010)
€35,608▲ 29.1%
lowest -€5,757 (2019)
€21,145▲ 234%
peak €228,247 (2010)
€178,671▲ 13.4%
€1,876▼ 91.2%
peak 0.7 FTE (2018)
-not published
Board2 names since 1991
1 directorBaeck Luc
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €27,575 to €35,608Result from €6,337 to €21,145Equity from €157,526 to €178,671Debts from €21,387 to €1,876

Key points

from the 2025 annual accounts

Liquidity

94.41 was 8.00 in 2024

Short-term debts fell from €15,063 to €1,550.

Filings

34 annual accounts since 1991
AprilJune31 JulyOctober200020102020

Five of the last ten came late. The 2019 accounts came latest: 101 days after the end of the period.

Position in the sector

99.0%

Higher solvency than 95% of companies in office administrative support. Sector median 50.3% · 9,696 companies.

Checked score

95
Excellent
Financially stronger than 59% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.4 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: < 0.1%▼ -0.2 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 99.0% of total assets
60-3short-term debt 0.9% · cash 8.3%
67-6return on assets 11.7%

Score breakdown

raises risk
Size: total assets €180,548
lowers risk
Founded in 1991
Equity €178,671 (99.0% of total assets)
Figures for financial year 2025 (filed on 27-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 55% on liquidity, 35% on profitability and 60% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as LUC BAECK has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of LUC BAECK itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for LUC BAECK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 94.41 (8.0 in 2024), above the usual 1.5. Short-term debt is 0.9% and cash 8.3% of total assets. 1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €178,671 (99.0% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-07-2026)
NBB · annual accounts
raises risk · Size: total assets €180,548
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
24 days early
2023
29 days late
2022
13 days early
2021
3 days early
2020
27 days late
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BL
Baeck Luc
Director, since 23-05-1991
Board & ownership

Recent changes

Registered office moved from Zoersel to Nieuwpoort New registered office: zeedijk 121 app 1101 te 8620 Nieuwpoort · Previous registered office: Kerkhoflei 47, 2980 Zoersel · Board meeting of 18-07-2023 · Gazette deed
First establishment Zeedijk 121, Nieuwpoort
Change of role: Baeck, from manager to director “De uitoefening van de geneeskunde,specialisme algemene geneeskunde,door de arts aandeelhouder,met inachtname…” (deed in Dutch) · Gazette deed
Incorporation published on 08-06-1991 · Gazette deed
All 48 events

Comparable companies

same main activity, similar in size and age
Company
LUC BAECK Nieuwpoort €180,548 €35,608 99.0% -
DIPRO Antwerp €154,888 €35,106 59.6% -
MERVANCO Halen €202,176 €41,426 53.0% -
dh & h Bruges €228,623 €38,179 62.5% -
ART FORUM Antwerp €217,248 €56,117 78.9% -
ATELIER DE L'IMAGIER - TINYGALLERY Etterbeek €123,659 €29,973 79.9% -
ARTO Hasselt €238,145 €24,863 40.0% -

These companies have the same main activity as LUC BAECK: organisation of conventions and trade shows (NACE 82300). They are comparable in size and age: total assets between €124,000 and €238,000, founded between 1987 and 1994.

Official details

Source: KBO
Status
Active since 23-05-1991Normal situation
Activity
Organisation of conventions and trade showsNACE 82300
Joint committee
330.04Health institutions and services · annual accounts 2024
Establishment unit
2.356.327.0678620 Nieuwpoort, since 18-07-2023
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

≈ €81,000estimated
€180,548▲ 0.9%
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on LUC BAECK

LUC BAECK files the micro format. That format states no turnover. The gross margin fell from €69,768 in 2006 to €35,608 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LUC BAECK

What is the company number of LUC BAECK?
The company number of LUC BAECK is 0444.184.279. The VAT number is the same number with BE in front: BE 0444.184.279.
Where is LUC BAECK based?
The registered office is at Zeedijk 121, 8620 Nieuwpoort.Company details
What does LUC BAECK do?
According to the KBO register, the main activity is organisation of conventions and trade shows (NACE 82300).
What is the legal form of LUC BAECK?
LUC BAECK is a private limited company (BV).
When was LUC BAECK founded?
LUC BAECK was founded on 23-05-1991.
Is LUC BAECK still active?
Yes, LUC BAECK is an active enterprise in the KBO register.
How many employees does LUC BAECK have?
LUC BAECK had an average of 0.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does LUC BAECK fall under?
In its 2024 annual accounts, LUC BAECK states joint committee 330.04 (Health institutions and services).
What is the turnover of LUC BAECK?
The turnover in financial year 2025 is ≈ €81,000. This figure is estimated from the gross margin of €35,608 and 55 comparable companies (NACE 82). It probably lies between €59,000 and €120,000.
Is LUC BAECK profitable?
In financial year 2025, LUC BAECK made a profit of €21,145.
Where can I find the annual accounts of LUC BAECK?
LUC BAECK filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUC BAECK due?
LUC BAECK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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