LUC AILLIET
ActiveLUC AILLIET has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €11k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+7
Solvency88▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 3.56 in 2024; short-term debt: 13% and cash: 41.5% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €94k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-09-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
6 d early
2022
5 d early
2021
2 d late
2020
34 d early
2019
16 d early
2018
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 13.2%
2024 · €83k
2018: €270k
2019: €137k
2020: €133k
2021: €133k
2022: €80k
2024: €83k
2018 → 2025
Total assets
€149k▲ 8.2%
2024 · €138k
2018: €374k
2019: €187k
2020: €232k
2021: €216k
2022: €155k
2024: €138k
2018 → 2025
Net result
€11k▲ 347%
2024 · €2k
2018: €13k
2019: €-133k
2020: €-4k
2021: €39
2022: €-53k
2024: €2k
2018 → 2025
Working capital
€42k▲ 65.5%
2024 · €26k
2018: €286k
2019: €80k
2020: €61k
2021: €77k
2022: €20k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€133k-€133k=€80k▼ 39.6%€83k▲ 3.0%€94k▲ 13.2%
Operating result€-1k-€1k€-51k€4k€12k▲ 233%
Net result€-4k-€39€-53k€2k€11k▲ 347%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 233% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€87k▼ 14.7%
Current assets
€62k▲ 73.5%
Equity and liabilities €149k
Equity
€94k▲ 13.2%
Debt
€55k▲ 0.6%
The debt ratio falls from 40.0% to 37.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €28k
Cash flow
€35k▲
2024 · €27k
Solvency
62.8%▲
2024 · 60.0%
Current ratio
3.19▼
2024 · 3.56
Quick ratio
3.19▼
2024 · 3.56
Debt / equity
0.59▼
2024 · 0.67
ROE
11.6%▲
2024 · 2.9%
ROA
7.3%▲
2024 · 1.8%
Interest coverage
80.18▲
2024 · 33.27
Debt
€55k▲
2024 · €55k
Debt ≤ 1 year
€19k▲
2024 · €10k
Debt > 1 year
€35k▼
2024 · €45k
Income taxes
€665▲
2024 · €424
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€149k▲
Fixed assets21/28€102k€87k▼
Tangible fixed assets22/27€102k€87k▼
Land and buildings22€69k€59k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€19k€16k▼
Current assets29/58€36k€62k▲
Cash at bank and in hand54/58€36k€62k▲
Equity and liabilities
Total equity and liabilities10/49€138k€149k▲
Equity10/15€83k€94k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€64k€75k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€60k€71k▲
Amounts payable17/49€55k€55k▲
Amounts payable after more than one year17€45k€35k▼
Financial debts170/4€45k€35k▼
Amounts payable within one year42/48€10k€19k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45-€3k
Remuneration and social security454/9-€3k
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€444€267▼
Gross operating margin9900€29k€36k▲
Operating profit (loss)9901€4k€12k▲
Financial income75/76B€97-
Recurring financial income75€97-
Financial charges65/66B€847€452▼
Recurring financial charges65€847€452▼
Profit (loss) for the period before taxes9903€3k€12k▲
Income taxes67/77€424€665▲
Profit (loss) for the period9904€2k€11k▲
Profit (loss) for the period to be appropriated9905€2k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Transfer to equity691/2€2k€11k▲
To other reserves6921€2k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Back to profitnet €39
Net result €39 after 2 loss-making years.
30-09
Financial
Liquidity times 5current ratio 21.33
Current ratio from 4.13 to 21.33; short-term debt falls from €19k to €4k.
27-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-133k ▼1104%
Net result drops to €-133k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
19-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfwindgatenstraat 629000 GentGround area
700 m²
Building footprint
287 m²
Volume, LiDAR
3,943 m³
Parcel 44804D2563/00A008, Flanders · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Chiropraxiecentrum Gent
since 20012.301.847.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2563/00A008 | Flanders | 700 m² | 1 · 286 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 96 EUR awarded · 96 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 96 EUR | 96 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2001
Fiscal year end31-03
Activities, NACEBEL
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/2322944