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LUBRI

Active
Private limited companyfounded 20242 yrs activeDuffelsesteenweg 2, 2547 Lint, BelgiumKBO/BCE: BE 1013.356.624
Summary

The computed 12-month bankruptcy probability of LUBRI is 5.4% (elevated). The 2025 annual accounts show equity of €3,763 and a net result of -€1,237. Its solvency ranks better than 30% of 3757 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability25
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.97; short-term debt: 89.3% and cash: 45.6% of total assets), and 89.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LUBRI was incorporated on 10 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€3,763
Total assets
€35,159
Net result
-€1,237
Working capital
-€917

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €35,159
Fixed assets €4,680
Current assets €30,479
Equity and liabilities €35,159
Equity €3,763
Debt €31,396
Debt finances 89.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1,598
Cash flow
€394
Current ratio
0.97
Quick ratio
0.68
Debt to equity
8.34
ROE
-32.9%
ROA
-3.5%
Interest coverage
1.33
Debt ≤ 1 year
€31,396
Staff costs
€87,887

Peer companies

Historical observation

Of the 1,270 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
3.6% went bankrupt
2.0% stopped otherwise
93% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€35,159
Fixed assets21/28€4,680
Tangible fixed assets22/27€4,680
Plant, machinery and equipment23€4,680
Current assets29/58€30,479
Stocks and contracts in progress3€9,126
Stocks30/36€9,126
Amounts receivable within one year40/41€5,311
Other amounts receivable41€5,311
Cash at bank and in hand54/58€16,042
Equity and liabilities
Total equity and liabilities10/49€35,159
Equity10/15€3,763
Contributions10/11€5,000
Outside capital11€5,000
Other1109/19€5,000
Profit (loss) carried forward14-€1,237
Amounts payable17/49€31,396
Amounts payable within one year42/48€31,396
Current portion of amounts payable after more than one year42€2,549
Trade debts44€9,719
Suppliers440/4€9,719
Taxes, remuneration and social security45€19,129
Taxes450/3€9,346
Remuneration and social security454/9€9,783
Income statement Code2025
Remuneration, social security and pensions62€87,887
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,631
Other operating charges640/8€807
Gross operating margin9900€90,291
Operating profit (loss)9901-€33
Financial charges65/66B€1,203
Recurring financial charges65€1,203
Profit (loss) for the period before taxes9903-€1,237
Profit (loss) for the period9904-€1,237
Profit (loss) for the period to be appropriated9905-€1,237
Appropriation of the result
Profit (loss) to be appropriated9906-€1,237

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€87,887
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,631
Other operating charges640/8€807
Gross operating margin9900€90,291
Operating profit (loss)9901-€33
Financial charges65/66B€1,203
Recurring financial charges65€1,203
Profit (loss) for the period before taxes9903-€1,237
Profit (loss) for the period9904-€1,237
Profit (loss) for the period to be appropriated9905-€1,237
Line2025
Assets
Total assets20/58€35,159
Fixed assets21/28€4,680
Tangible fixed assets22/27€4,680
Plant, machinery and equipment23€4,680
Current assets29/58€30,479
Stocks and contracts in progress3€9,126
Stocks30/36€9,126
Amounts receivable within one year40/41€5,311
Other amounts receivable41€5,311
Cash at bank and in hand54/58€16,042
Equity and liabilities
Total equity and liabilities10/49€35,159
Equity10/15€3,763
Contributions10/11€5,000
Outside capital11€5,000
Other1109/19€5,000
Profit (loss) carried forward14-€1,237
Amounts payable17/49€31,396
Amounts payable within one year42/48€31,396
Current portion of amounts payable after more than one year42€2,549
Trade debts44€9,719
Suppliers440/4€9,719
Taxes, remuneration and social security45€19,129
Taxes450/3€9,346
Remuneration and social security454/9€9,783
Line2025
Profit (loss) for the period9904-€1,237
+ Depreciation and write-downs630€1,631
Operating cash flow (approximation)€394

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
292 m²
Building footprint
126 m²
Volume, LiDAR
1,144 m³
Parcel 11025D0122/00S000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LUBRI
Duffelsesteenweg 2, 2547 LintFood and beverage service activities
since 20242.364.203.269
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11025D0122/00S000 Flanders 292 m² 1 · 126 m² 12.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lint2.364.203.269
1 permission
Toelating · Eetgelegenheid · since 06-10-2024

Similar companies · same sector, comparable size

Of 14,005 companies in sector 56301 we hold annual accounts for 4,893. 2,464 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013356624
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.