LUBIXOL
ActiveThe computed 12-month bankruptcy probability of LUBIXOL is 3.2% (moderate). The 2025 annual accounts show equity of €99k and a net result of €-22k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 18024 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency97▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.32 in 2024), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
-12.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
40 d late
2024
49 d late
2023
132 d late
2022
92 d late
2021
54 d late
2020
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€292k
EBIT margin
9.0%
Net result
€-22k
2024 · €26k
2020: €3k
2021: €33k
2022: €19k
2023: €22k
2024: €26k
2020 → 2025
Working capital
€85k▼ 22.4%
2024 · €109k
2020: €21k
2021: €54k
2022: €57k
2023: €82k
2024: €109k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€292k
Equity€54k-€73k▲ 34.6%€95k▲ 29.8%€121k▲ 26.9%€99k▼ 18.4%
Operating result€45k-€26k▼ 41.3%€30k▲ 12.2%€36k▲ 23.5%€-24k
Net result€33k-€19k▼ 43.3%€22k▲ 16.1%€26k▲ 17.2%€-22k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24k after €36k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€16k▼ 22.7%
Current assets
€158k▼ 17.6%
Equity and liabilities €174k
Equity
€99k▼ 18.4%
Debt
€76k▼ 17.8%
The debt ratio rises from 43.2% to 43.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-18k▼
2024 · €41k
Cash flow
€-16k▼
2024 · €30k
Solvency
56.6%▼
2024 · 56.8%
Current ratio
2.16▼
2024 · 2.32
Quick ratio
2.16▼
2024 · 2.32
Debt / equity
0.77▲
2024 · 0.76
ROE
-22.5%▼
2024 · 21.2%
ROA
-12.8%▼
2024 · 12.0%
Interest coverage
-19.83▼
2024 · 28.00
Debt
€76k▼
2024 · €92k
Debt ≤ 1 year
€73k▼
2024 · €82k
Debt > 1 year
€3k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€174k▼
Fixed assets21/28€21k€16k▼
Tangible fixed assets22/27€21k€15k▼
Furniture and vehicles24€21k€15k▼
Financial fixed assets28-€2k
Current assets29/58€191k€158k▼
Amounts receivable within one year40/41€171k€138k▼
Trade receivables40€147k€110k▼
Other amounts receivable41€24k€28k▲
Cash at bank and in hand54/58€21k€19k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€213k€174k▼
Equity10/15€121k€99k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€100k€78k▼
Amounts payable17/49€92k€76k▼
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€82k€73k▼
Current portion of amounts payable after more than one year42€292€3k▲
Trade debts44€67k€53k▼
Suppliers440/4€67k€53k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Other amounts payable47/48€699€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€42k€-16k▼
Operating profit (loss)9901€36k€-24k▼
Financial income75/76B€325€3k▲
Recurring financial income75€325€2k▲
Non-recurring financial income76B-€1k
Financial charges65/66B€1k€911▼
Recurring financial charges65€1k€911▼
Profit (loss) for the period before taxes9903€35k€-22k▼
Income taxes67/77€10k-
Profit (loss) for the period9904€26k€-22k▼
Profit (loss) for the period to be appropriated9905€26k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€78k▼
Profit (loss) brought forward from the previous period14P€75k€100k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
31-12
Financial
Weakest financial yearnet €-22k ▼187%
Net result drops to €-22k, the lowest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 49 days late
2024
31-12
Financial
Equity above €100kEq €121k ▲26.9%
5 profitable years in a row build equity to €121k.
10-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 132 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 54 days late
2021
31-12
Financial
Highest result since 2020net €33k ▲1159%
Operating result €45k, net result €33k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-11-2024
Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mellerystraat 661020 BrusselGround area
613 m²
Building footprint
610 m²
Volume, LiDAR
3,845 m³
Parcel 21818B0447/00M000, Brussels · tallest building 14.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUXIBOL
since 20192.290.261.654
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818B0447/00M000 | Brussels | 613 m² | 1 · 610 m² | 14.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BTI Services
BE 0793.977.860
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MANU FUEL TARGET
BE 0842.180.922
Ottignies-Louvain-la-Neuve · Eq €98k
ELNI
BE 0743.371.178
Genk · Eq €100k
Q8S BDC
BE 0802.843.165
Seraing · Eq €100k
FUEL MARKET
BE 0741.528.970
Saint-Hubert · Eq €101k
Of 1,260 companies in sector 47300 we hold annual accounts for 944. 784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2019
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.