LTS INVEST
ActiveSummary
LTS INVEST has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €611k and a net result of €25k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency91▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 2.75 in 2024; short-term debt: 12.3% and cash: 27.8% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
2.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
28 d late
2022
29 d late
2021
29 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€611k▲ 4.2%
2024 · €586k
2019: €492k
2020: €569k
2021: €570k
2022: €557k
2023: €568k
2024: €586k
2019 → 2025
Total assets
€928k▼ 6.1%
2024 · €989k
2019: €1.09M
2020: €1.14M
2021: €1.08M
2022: €1.00M
2023: €947k
2024: €989k
2019 → 2025
Net result
€25k▲ 37.5%
2024 · €18k
2019: €20k
2020: €77k
2021: €-2k
2022: €-13k
2023: €11k
2024: €18k
2019 → 2025
Working capital
€227k▲ 1.7%
2024 · €223k
2019: €192k
2020: €315k
2021: €294k
2022: €249k
2023: €245k
2024: €223k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€570k-€557k▼ 2.2%€568k▲ 2.0%€586k▲ 3.2%€611k▲ 4.2%
Operating result€14k-€-4k€26k€33k▲ 29.4%€44k▲ 31.9%
Net result€-2k-€-13k▼ 608%€11k€18k▲ 61.3%€25k▲ 37.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €928k
Fixed assets
€587k ▼ 8.0%
Current assets
€341k ▼ 2.8%
Equity and liabilities €928k
Equity
€611k ▲ 4.2%
Provisions
€6k ▼ 11.1%
Debt
€311k ▼ 21.4%
Debt's share of the balance-sheet total falls from 40.0% to 33.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €82k
Cash flow
€76k▲
2024 · €66k
Current ratio
2.99▲
2024 · 2.75
Debt to equity
0.51▼
2024 · 0.68
ROE
4.1%▲
2024 · 3.1%
ROA
2.7%▲
2024 · 1.8%
Interest coverage
7.51▼
2024 · 8.27
Debt ≤ 1 year
€114k▼
2024 · €128k
Debt > 1 year
€197k▼
2024 · €268k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€989k€928k▼
Fixed assets21/28€638k€587k▼
Tangible fixed assets22/27€558k€507k▼
Land and buildings22€488k€454k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€69k€52k▼
Financial fixed assets28€80k€80k=
Current assets29/58€351k€341k▼
Amounts receivable within one year40/41€85k€80k▼
Trade receivables40€33k€24k▼
Other amounts receivable41€52k€57k▲
Cash at bank and in hand54/58€264k€258k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€989k€928k▼
Equity10/15€586k€611k▲
Contributions10/11€19k€19k=
Reserves13€65k€90k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€28k€25k▼
Distributable reserves133€37k€65k▲
Profit (loss) carried forward14€502k€502k=
Provisions and deferred taxes16€7k€6k▼
Deferred taxes168€7k€6k▼
Amounts payable17/49€396k€311k▼
Amounts payable after more than one year17€268k€197k▼
Financial debts170/4€268k€197k▼
Amounts payable within one year42/48€128k€114k▼
Current portion of amounts payable after more than one year42€68k€71k▲
Trade debts44€15k€13k▼
Suppliers440/4€15k€13k▼
Taxes, remuneration and social security45€37k€28k▼
Taxes450/3€23k€21k▼
Remuneration and social security454/9€14k€7k▼
Other amounts payable47/48€8k€2k▼
Accrued charges and deferred income492/3€180€0▼
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€51k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€86k€100k▲
Operating profit (loss)9901€33k€44k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€26k€36k▲
Transfer from deferred taxes780€778€778=
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€18k€25k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€21k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€523k€530k▲
Profit (loss) brought forward from the previous period14P€502k€502k=
Transfer to equity691/2€21k€28k▲
To other reserves6921€21k€28k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
31-03
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
31-03
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
31-03
Financial
Highest result since 2019net €77k ▲287%
Operating result €131k, net result €77k, both a record.
31-03
Financial
Equity above €500kEq €569k ▲15.6%
2 profitable years in a row build equity to €569k.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 178531 HarelbekeGround area
3,984 m²
Building footprint
270 m²
Volume, LiDAR
1,425 m³
Parcel 34004B0254/00S000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rijksweg 17, 8531 Harelbeke
since 20012.093.164.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34004B0254/00S000 | Flanders | 3,984 m² | 1 · 270 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 57 EUR awarded · 57 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 57 EUR | 57 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 11,063 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2000
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.