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LTIM CONSULT

Active
Private limited companyfounded 199233 yrs activeRue Bruyère Saint-Pierre(MJ) 78, 7050 Jurbise, BelgiumKBO/BCE: BE 0448.506.422
Summary

LTIM CONSULT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €160,864 and a net result of €7,561. Equity is growing by ~50.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 19384 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
LTIM CONSULTActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
#2 oldest company in Jurbise, Real estate sector1 site
Size
€511,661total assets 2024
Equity
€160,864
Profit
€7,561
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2024
Bankruptcy chance 12 m
0.4%
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 56Capped at 59: a confirmed filing finding- 1 financial year not filed after the legal deadline; latest accounts 152 days late; 3 of the last 3 late- Figures for FY 2024 (filed 30-12-2025)+ Founded in 1992+ Liquidity: current ratio 3.67, cash €174,171Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 61% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 56+4
equity 31.4% of total assets
Liquidity 92+13
short-term debt 10.3% · cash 34.0%
Profitability 53+10
return on assets 1.5%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -5.8% vs 12-2024 02-2025: 0.2%▲ +0.5% vs 01-2025 03-2025: 0.2%▲ +2.1% vs 02-2025 04-2025: 0.2%▼ -3.5% vs 03-2025 05-2025: 0.2%▼ -2.6% vs 04-2025 06-2025: 0.2%▼ -1.1% vs 05-2025lowest value 07-2025: 0.2%▲ +14.6% vs 06-2025 08-2025: 0.3%▲ +48.6% vs 07-2025 09-2025: 0.3%▲ +10.8% vs 08-2025 10-2025: 0.4%▲ +18.9% vs 09-2025 11-2025: 0.5%▲ +10.4% vs 10-2025 12-2025: 0.6%▲ +38.2% vs 11-2025highest value 01-2026: 0.2%▼ -61.3% vs 12-2025 02-2026: 0.2%▼ -6.5% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -3.5% vs 03-2026 05-2026: 0.2%▲ +1.8% vs 04-2026 06-2026: 0.2%▼ -8.0% vs 05-2026 07-2026: 0.2%▲ +8.7% vs 06-2026 08-2026: 0.3%▲ +41.3% vs 07-2026 09-2026: 0.4%▲ +11.0% vs 08-2026 10-2026: 0.4%▲ +19.0% vs 09-2026
  • Founded in 1992 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 152 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 3.67, cash €174,171 lowers the probability
  • Figures for FY 2024 (filed 30-12-2025) raises the probability
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.67 against 3.86 in 2023; short-term debt: 10.3% and cash: 34% of total assets), but 68.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 50%, liquidity 92%, profitability 44%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 152 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 3.67, cash €174,171
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 30-12-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
152 d late
2023
61 d late
2022
91 d late
2021
61 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 81 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €7,561
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Jurbise, Real estate sectorin the Checked rankings #2 View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Active since 1992founded 16-10-1992 33 years View

By topic

Financials

Fiscal year
2024
Total assets
€511,661
Profit
€7,561
Solvency
31.4%
Total assets▼ 8.6%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 30-12-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 30-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
16-10-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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