LTB
ActiveThe computed 12-month bankruptcy probability of LTB is 2.9% (moderate). The 2024 annual accounts show negative equity (€-48k) and a net result of €-79k. Its solvency ranks better than 17% of 15868 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-75
Solvency12▼-30
Growth32
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 1.21 in 2023; short-term debt: 110.3% and cash: 2.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-13%
Return on assets
-21.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-48k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
96 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-48k
2023 · €32k
2023: €32k
2023 → 2024
Total assets
€367k▲ 101%
2023 · €182k
2023: €182k
2023 → 2024
Net result
€-79k
2023 · €28k
2023: €28k
2023 → 2024
Working capital
€-38k
2023 · €32k
2023: €32k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€32k-€-48k
Operating result€38k-€-71k
Net result€28k-€-79k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €71k after €38k in 2023.
Key figures and ratios
Solvency
-13.0%▼
2023 · 17.4%
Current ratio
0.91▼
2023 · 1.21
Quick ratio
0.17▼
2023 · 1.01
Debt / equity
-8.72▼
2023 · 4.76
ROA
-21.6%▼
2023 · 15.2%
Debt
€415k▲
2023 · €151k
Debt ≤ 1 year
€405k▲
2023 · €151k
Staff costs
€68k▲
2023 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€182k€367k▲
Current assets29/58€182k€367k▲
Stocks and contracts in progress3€31k€299k▲
Stocks30/36€31k€299k▲
Amounts receivable within one year40/41€123k€60k▼
Trade receivables40€120k-
Other amounts receivable41€3k€60k▲
Cash at bank and in hand54/58€29k€8k▼
Deferred charges and accrued income490/1-€590
Equity and liabilities
Total equity and liabilities10/49€182k€367k▲
Equity10/15€32k€-48k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€28k€-52k▼
Amounts payable17/49€151k€415k▲
Amounts payable within one year42/48€151k€405k▲
Trade debts44€5k€316k▲
Suppliers440/4€5k€316k▲
Advances received on contracts in progress46€127k-
Taxes, remuneration and social security45€18k€81k▲
Taxes450/3€11k€70k▲
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€2k€8k▲
Accrued charges and deferred income492/3-€10k
Income statement
Code20232024
Remuneration, social security and pensions62€60k€68k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€100k€-712▼
Operating profit (loss)9901€38k€-71k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€79€8k▲
Recurring financial charges65€79€8k▲
Profit (loss) for the period before taxes9903€38k€-79k▼
Income taxes67/77€10k-
Profit (loss) for the period9904€28k€-79k▼
Profit (loss) for the period to be appropriated9905€28k€-79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-52k▼
Profit (loss) brought forward from the previous period14P-€28k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
NBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-01-2026
Resigned as Director
Location & real-estate footprint
1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
171 m²
Building footprint
159 m²
Volume, LiDAR
1,359 m³
2 parcels, Brussels, Flanders · tallest building 16.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Luttrebruglaan 10, 1190 Vorst
since 20222.337.858.762
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
| 21007A0062/00F015 | Brussels | 77 m² | 1 · 77 m² | 16.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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DANNAT
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HUNG KEE
BE 0445.777.851
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La Véri
BE 0782.483.063
Kortrijk · Eq €31k
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2022
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
47110Non-specialised retail sale with food, beverages or tobacco predominating
47111Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.