LT CONSULT
ActiveLT CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €26k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 29% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency57▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 2.15 in 2024; short-term debt: 22.4% and cash: 7.6% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
29.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
38 d early
2023
63 d early
2022
32 d early
2021
60 d early
2020
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 41.8%
2024 · €48k
2020: €20k
2021: €38k
2022: €59k
2023: €44k
2024: €48k
2020 → 2025
Total assets
€87k▼ 24.4%
2024 · €115k
2020: €33k
2021: €69k
2022: €83k
2023: €145k
2024: €115k
2020 → 2025
Net result
€26k▼ 5.8%
2024 · €28k
2020: €18k
2021: €18k
2022: €21k
2023: €42k
2024: €28k
2020 → 2025
Working capital
€916▼ 95.4%
2024 · €20k
2020: €19k
2021: €30k
2022: €52k
2023: €25k
2024: €20k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€59k▲ 55.6%€44k▼ 25.1%€48k▲ 9.5%€28k▼ 41.8%
Operating result€24k-€28k▲ 16.7%€54k▲ 88.8%€39k▼ 27.5%€37k▼ 6.2%
Net result€18k-€21k▲ 19.7%€42k▲ 100.0%€28k▼ 34.1%€26k▼ 5.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€67k▼ 14.3%
Current assets
€20k▼ 45.4%
Equity and liabilities €87k
Equity
€28k▼ 41.8%
Debt
€59k▼ 11.9%
The debt ratio rises from 58.2% to 67.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €50k
Cash flow
€39k▼
2024 · €39k
Solvency
32.2%▼
2024 · 41.8%
Current ratio
1.05▼
2024 · 2.15
Quick ratio
1.05▼
2024 · 2.15
Debt / equity
2.10▲
2024 · 1.39
ROE
92.9%▲
2024 · 57.5%
ROA
29.9%▲
2024 · 24.0%
Interest coverage
18.68▲
2024 · 13.54
Debt
€59k▼
2024 · €67k
Debt ≤ 1 year
€20k▲
2024 · €17k
Debt > 1 year
€40k▼
2024 · €50k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€87k▼
Fixed assets21/28€78k€67k▼
Tangible fixed assets22/27€78k€67k▼
Land and buildings22€36k€35k▼
Plant, machinery and equipment23€2k€965▼
Furniture and vehicles24€38k€29k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€37k€20k▼
Amounts receivable within one year40/41€28k€11k▼
Trade receivables40€23k€11k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€115k€87k▼
Equity10/15€48k€28k▼
Contributions10/11€2k€2k=
Reserves13€46k€26k▼
Distributable reserves133€46k€26k▼
Amounts payable17/49€67k€59k▼
Amounts payable after more than one year17€50k€40k▼
Financial debts170/4€50k€40k▼
Amounts payable within one year42/48€17k€20k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€80€3▼
Suppliers440/4€80€3▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€854€312▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€645€663▲
Gross operating margin9900€51k€50k▼
Operating profit (loss)9901€39k€37k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€35k€34k▼
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€28k€26k▼
Profit (loss) for the period to be appropriated9905€28k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€26k▼
Transfer from equity791/2€24k€46k▲
Transfer to equity691/2€28k€26k▼
To other reserves6921€28k€26k▼
Profit to be distributed694/7€24k€46k▲
Return on contributions (dividend)694€24k€46k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €42k ▲100%
Operating result €54k, net result €42k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €18k ▼3.6%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Depotstraat 462620 HemiksemGround area
140 m²
Building footprint
74 m²
Volume, LiDAR
469 m³
Parcel 11018C0303/00G020, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LT CONSULT
since 20202.303.905.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018C0303/00G020 | Flanders | 140 m² | 1 · 74 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,131 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.