LSLiving
ActiveSummary
LSLiving has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,593 and a net result of -€15,334. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 18% of 9268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-1
Solvency26▼-8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.13 in 2024; short-term debt: 97.9% and cash: 22.1% of total assets), and 99% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€15,334
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9268 sector peers (2025).
NBB · sector comparisonPosition among 9268 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
18 d late
2023
35 d early
2022
on the day
2021
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 company by total assets in Duffel, Real estate sector
Equity
€35,593▼ 30.1%
2024 · €50,928
Total assets
€3.6m▲ 561%
2024 · €537,444
Net result
-€15,334▼ 5.2%
2024 · -€14,582
Working capital
€75,238▲ 19.4%
2024 · €62,987
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,828-€5,540€20,126▲ 263%€10,659▼ 47.0%-€1,875
Net result-€12,470-€710€17,270▲ 2,333%-€14,582-€15,334▼ 5.2%
Equity€47,530-€48,240▲ 1.5%€65,510▲ 35.8%€50,928▼ 22.3%€35,593▼ 30.1%
Total assets€2.1m-€63,613▼ 96.9%€694,958▲ 992%€537,444▼ 22.7%€3.6m▲ 561%
Debt€2.0m-€15,374▼ 99.2%€629,449▲ 3,994%€486,517▼ 22.7%€3.5m▲ 623%
Working capital€46,367-€46,788▲ 0.9%€64,443▲ 37.7%€62,987▼ 2.3%€75,238▲ 19.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,875 after €10,659 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3.6m
Equity
€35,593 ▼ 30.1%
Debt
€3.5m ▲ 623%
Debt's share of the balance-sheet total rises from 90.5% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,409▼
2024 · €11,259
Cash flow
-€14,867▼
2024 · -€13,982
Current ratio
1.02▼
2024 · 1.13
Quick ratio
0.25▲
2024 · 0.15
Debt to equity
98.82▲
2024 · 9.55
ROE
-43.1%▼
2024 · -28.6%
ROA
-0.4%▲
2024 · -2.7%
Interest coverage
-0.11▼
2024 · 0.45
Debt ≤ 1 year
€3.5m▲
2024 · €473,991
Income taxes
€358▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €733 | €600 | €600 | €600 | €467 | ▼ 22.2% |
| Other operating charges640/8 | €1,389 | €1,179 | €1,323 | €650 | €650 | = |
| Gross operating margin9900 | -€9,706 | €7,319 | €22,049 | €11,909 | -€759 | ▼ 106% |
| Operating profit (loss)9901 | -€11,828 | €5,540 | €20,126 | €10,659 | -€1,875 | ▼ 118% |
| Financial income75/76B | €252 | €9 | €254 | €46 | €53 | ▲ 14.9% |
| Recurring financial income75 | €252 | €9 | €254 | €46 | €53 | ▲ 14.9% |
| Financial charges65/66B | €894 | €4,840 | €1,679 | €25,287 | €13,154 | ▼ 48.0% |
| Recurring financial charges65 | €894 | €4,840 | €1,679 | €25,287 | €13,154 | ▼ 48.0% |
| Profit (loss) for the period before taxes9903 | -€12,470 | €710 | €18,701 | -€14,582 | -€14,976 | ▼ 2.7% |
| Income taxes67/77 | - | - | €1,431 | €0 | €358 | - |
| Profit (loss) for the period9904 | -€12,470 | €710 | €17,270 | -€14,582 | -€15,334 | ▼ 5.2% |
| Profit (loss) for the period to be appropriated9905 | -€12,470 | €710 | €17,270 | -€14,582 | -€15,334 | ▼ 5.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €63,613 | €694,958 | €537,444 | €3.6m | ▲ 561% |
| Fixed assets21/28 | €2,267 | €1,667 | €1,067 | €467 | €0 | ▼ 100% |
| Intangible fixed assets21 | €2,267 | €1,667 | €1,067 | €467 | €0 | ▼ 100% |
| Current assets29/58 | €2.1m | €61,947 | €693,891 | €536,978 | €3.6m | ▲ 562% |
| Stocks and contracts in progress3 | €1.8m | €0 | €637,744 | €466,386 | €2.7m | ▲ 477% |
| Stocks30/36 | €1.8m | €0 | €637,744 | €455,670 | €2.6m | ▲ 472% |
| Contracts in progress37 | - | - | - | €10,715 | €82,181 | ▲ 667% |
| Amounts receivable within one year40/41 | €1,592 | €34,553 | €52,236 | €27,182 | €75,281 | ▲ 177% |
| Trade receivables40 | €644 | €2,845 | €48,803 | €0 | €27,102 | - |
| Other amounts receivable41 | €948 | €31,708 | €3,433 | €27,182 | €48,179 | ▲ 77.2% |
| Cash at bank and in hand54/58 | €211,438 | €27,394 | €3,788 | €24,291 | €785,385 | ▲ 3,133% |
| Deferred charges and accrued income490/1 | €18 | €0 | €123 | €19,119 | €3,148 | ▼ 83.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €63,613 | €694,958 | €537,444 | €3.6m | ▲ 561% |
| Equity10/15 | €47,530 | €48,240 | €65,510 | €50,928 | €35,593 | ▼ 30.1% |
| Contributions10/11 | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | - | - | €5,510 | €0 | - | - |
| Distributable reserves133 | - | - | €5,510 | €0 | - | - |
| Profit (loss) carried forward14 | -€12,470 | -€11,760 | €0 | -€9,072 | -€24,407 | ▼ 169% |
| Amounts payable17/49 | €2.0m | €15,374 | €629,449 | €486,517 | €3.5m | ▲ 623% |
| Amounts payable within one year42/48 | €2.0m | €15,158 | €629,449 | €473,991 | €3.5m | ▲ 634% |
| Financial debts43 | €125,773 | €0 | €408,000 | €92,750 | €1.2m | ▲ 1,153% |
| Credit institutions430/8 | €125,773 | €0 | €408,000 | €92,750 | €1.2m | ▲ 1,153% |
| Trade debts44 | €165,673 | €12,437 | €7,257 | €2,599 | €163,155 | ▲ 6,178% |
| Suppliers440/4 | €165,673 | €12,437 | €7,257 | €2,599 | €163,155 | ▲ 6,178% |
| Advances received on contracts in progress46 | €1.6m | €0 | - | - | €1.5m | - |
| Taxes, remuneration and social security45 | €33,307 | €524 | €1,843 | €1,431 | €164,045 | ▲ 11,361% |
| Taxes450/3 | €33,307 | €524 | €1,843 | €1,431 | €164,045 | ▲ 11,361% |
| Other amounts payable47/48 | €41,399 | €2,197 | €212,348 | €377,210 | €478,557 | ▲ 26.9% |
| Accrued charges and deferred income492/3 | €1,104 | €216 | €0 | €12,526 | €39,644 | ▲ 216% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,470 | €710 | €17,270 | -€14,582 | -€15,334 | ▼ 5.2% |
| + Depreciation and write-downs630 | €733 | €600 | €600 | €600 | €467 | ▼ 22.2% |
| Operating cash flow (approximation) | -€11,737 | €1,310 | €17,870 | -€13,982 | -€14,867 | ▼ 6.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€184,045 | -€23,605 | €20,503 | €761,094 | ▲ 3,612% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€15,334
Net result drops to -€15,334, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €17,270 ▲2,333%
Operating result €20,126, net result €17,270, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €710
Net result €710 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 4.09
Current ratio from 1.02 to 4.09; short-term debt falls from €2.0m to €15,158.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2020
Ground area
1,415 m²
Building footprint
247 m²
Volume, LiDAR
599 m³
Parcel 12009A0102/00V000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
LSLiving
since 20202.303.565.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0102/00V000 | Flanders | 1,415 m² | 1 · 247 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 4,692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.