LRM MANAGEMENT
ActiveSummary
LRM MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€40,438) and a net result of -€1,646. Equity is shrinking by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 8211 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8211 sector peers (2025).
NBB · sector comparisonPosition among 8211 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
28 d late
2023
62 d late
2022
47 d early
2021
41 d early
2020
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 August (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€40,438▼ 4.2%
2024 · -€38,792
Net result
-€1,646▲ 26.9%
2024 · -€2,253
Total assets
€14,689▲ 92.5%
2024 · €7,631
Solvency
-275.3%▲ 233.1pp
2024 · -508.4%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,533▼ 93.2%-€18,728▼ 49.4%-€2,290▲ 87.8%-€2,281▲ 0.4%-€433▲ 81.0%
Net result-€12,674below the sector's middle half▼ 89.2%-€18,826below the sector's middle half▼ 48.5%-€2,341below the sector's middle half▲ 87.6%-€2,253below the sector's middle half▲ 3.7%-€1,646below the sector's middle half▲ 26.9%
Equity-€15,372below the sector's middle half▼ 470%-€34,198below the sector's middle half▼ 122%-€36,539below the sector's middle half▼ 6.8%-€38,792below the sector's middle half▼ 6.2%-€40,438below the sector's middle half▼ 4.2%
Total assets€8,769below the sector's middle half▼ 33.4%€378below the sector's middle half▼ 95.7%€737below the sector's middle half▲ 94.7%€7,631below the sector's middle half▲ 936%€14,689below the sector's middle half▲ 92.5%
Debt€24,141▲ 52.2%€34,576▲ 43.2%€37,276▲ 7.8%€46,423▲ 24.5%€55,128▲ 18.8%
Working capital-€15,372within the sector's middle half▼ 470%-€34,198below the sector's middle half▼ 122%-€36,539below the sector's middle half▼ 6.8%-€40,592below the sector's middle half▼ 11.1%-€42,565below the sector's middle half▼ 4.9%
Solvency-175.3%below the sector's middle half▼ 154.8pp-9038.5%below the sector's middle half▼ 8863.2pp-4959.3%below the sector's middle half▲ 4079.2pp-508.4%below the sector's middle half▲ 4450.9pp-275.3%below the sector's middle half▲ 233.1pp
Current ratio0.36below the sector's middle half▼ 0.470.13below the sector's middle half0.23below the sector's middle half▲ 0.10
Return on assets (ROA)-144.5%below the sector's middle half▼ 93.6pp-29.5%below the sector's middle half-11.2%below the sector's middle half▲ 18.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €433 in 2025 against €2,281 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14,689
Fixed assets
€2,127 ▲ 18.2%
Current assets
€12,562 ▲ 115%
Equity and liabilities
Equity-€40,438
Debt€55,128
Equity is negative: debt (€55,128) exceeds the balance-sheet total (€14,689).
Key figures and ratios
Debt ≤ 1 year
€55,128▲
2024 · €46,423
Income taxes
€26
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | - | - | €63 | €838 | ▲ 1,239% |
| Other operating charges640/8 | €568 | €401 | €516 | €687 | €270 | ▼ 60.7% |
| Gross operating margin9900 | -€11,965 | -€18,328 | -€1,773 | -€1,531 | €674 | ▲ 144% |
| Operating profit (loss)9901 | -€12,533 | -€18,728 | -€2,290 | -€2,281 | -€433 | ▲ 81.0% |
| Financial income75/76B | €0 | - | - | €60 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | - | - | €60 | €0 | ▼ 100% |
| Financial charges65/66B | €141 | €98 | €51 | €32 | €1,187 | ▲ 3,609% |
| Recurring financial charges65 | €141 | €98 | €51 | €32 | €1,187 | ▲ 3,609% |
| Profit (loss) for the period before taxes9903 | -€12,674 | -€18,826 | -€2,341 | -€2,253 | -€1,620 | ▲ 28.1% |
| Income taxes67/77 | - | - | - | - | €26 | - |
| Profit (loss) for the period9904 | -€12,674 | -€18,826 | -€2,341 | -€2,253 | -€1,646 | ▲ 26.9% |
| Profit (loss) for the period to be appropriated9905 | -€12,674 | -€18,826 | -€2,341 | -€2,253 | -€1,646 | ▲ 26.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,769 | €378 | €737 | €7,631 | €14,689 | ▲ 92.5% |
| Fixed assets21/28 | - | - | - | €1,800 | €2,127 | ▲ 18.2% |
| Tangible fixed assets22/27 | - | - | - | €1,800 | €2,127 | ▲ 18.2% |
| Furniture and vehicles24 | - | - | - | €1,800 | €2,127 | ▲ 18.2% |
| Current assets29/58 | €8,769 | €378 | €737 | €5,831 | €12,562 | ▲ 115% |
| Amounts receivable within one year40/41 | €1,500 | €0 | €725 | €5,826 | €4,538 | ▼ 22.1% |
| Trade receivables40 | €1,500 | €0 | - | €5,826 | €4,000 | ▼ 31.3% |
| Other amounts receivable41 | - | - | €725 | €0 | €538 | - |
| Cash at bank and in hand54/58 | €7,269 | €378 | €12 | €4 | €4,714 | ▲ 104,898% |
| Deferred charges and accrued income490/1 | €0 | - | - | - | €3,310 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,769 | €378 | €737 | €7,631 | €14,689 | ▲ 92.5% |
| Equity10/15 | -€15,372 | -€34,198 | -€36,539 | -€38,792 | -€40,438 | ▼ 4.2% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | -€19,372 | -€38,198 | -€40,539 | -€42,792 | -€44,438 | ▼ 3.8% |
| Amounts payable17/49 | €24,141 | €34,576 | €37,276 | €46,423 | €55,128 | ▲ 18.8% |
| Amounts payable within one year42/48 | €24,141 | €34,576 | €37,276 | €46,423 | €55,128 | ▲ 18.8% |
| Financial debts43 | - | - | - | €2 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €2 | €0 | ▼ 100% |
| Trade debts44 | €2,538 | €4,593 | €9,345 | €3,560 | €6,042 | ▲ 69.7% |
| Suppliers440/4 | €2,538 | €4,593 | €9,345 | €3,560 | €6,042 | ▲ 69.7% |
| Advances received on contracts in progress46 | - | €4,200 | €0 | - | - | - |
| Taxes, remuneration and social security45 | €3,740 | €431 | €27,304 | €3,721 | €26 | ▼ 99.3% |
| Taxes450/3 | €3,740 | €431 | €0 | €3,721 | €26 | ▼ 99.3% |
| Remuneration and social security454/9 | - | - | €27,304 | €0 | - | - |
| Other amounts payable47/48 | €17,862 | €25,352 | €627 | €39,140 | €49,060 | ▲ 25.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,674 | -€18,826 | -€2,341 | -€2,253 | -€1,646 | ▲ 26.9% |
| + Depreciation and write-downs630 | €0 | - | - | €63 | €838 | ▲ 1,239% |
| Operating cash flow (approximation) | -€12,674 | -€18,826 | -€2,341 | -€2,191 | -€809 | ▲ 63.1% |
| Investment in fixed assets (approximation) | - | - | - | - | -€1,165 | - |
| Change in cash | - | -€6,891 | -€366 | -€8 | €4,710 | ▲ 62,732% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€18,826
Net result drops to -€18,826, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2019
Ground area
974 m²
Building footprint
134 m²
Volume, LiDAR
699 m³
Parcel 42028B1033/00A000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LRM MANAGEMENT
since 20192.298.821.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B1033/00A000 | Flanders | 974 m² | 1 · 134 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,721 companies in this sector we hold annual accounts for 19,804. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded22-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737956895
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.