Summary
LRK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18.4m and a net result of €160,234. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 5585 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
51 d early
2023
50 d early
2022
41 d early
2021
41 d early
2020
45 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#8 company by equity in Temse, Finance and insurance sector
Equity
€18.4m▲ 0.7%
2024 · €18.2m
Net result
€160,234▲ 57.8%
2024 · €101,525
Total assets
€18.4m▲ 0.7%
2024 · €18.3m
Solvency
99.9%=
2024 · 99.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47,286▲ 2.1%€49,511▲ 4.7%€55,406▲ 11.9%€56,433▲ 1.9%€57,163▲ 1.3%
Net result€1.6mabove the sector's middle half▲ 67.1%€942,609above the sector's middle half▼ 41.2%€1.1mabove the sector's middle half▲ 18.3%€101,525within the sector's middle half▼ 90.9%€160,234within the sector's middle half▲ 57.8%
Equity€16.1mabove the sector's middle half▲ 11.0%€17.0mabove the sector's middle half▲ 5.9%€18.1mabove the sector's middle half▲ 6.6%€18.2mabove the sector's middle half▲ 0.6%€18.4mabove the sector's middle half▲ 0.7%
Total assets€16.4mabove the sector's middle half▲ 10.8%€17.2mabove the sector's middle half▲ 5.0%€18.2mabove the sector's middle half▲ 5.6%€18.3mabove the sector's middle half▲ 0.5%€18.4mabove the sector's middle half▲ 0.7%
Debt€311,570▼ 0.3%€186,218▼ 40.2%€35,261▼ 81.1%€31,806▼ 9.8%€25,554▼ 19.7%
Working capital€4.3mabove the sector's middle half▲ 59.3%€5.3mabove the sector's middle half▲ 21.4%€6.4mabove the sector's middle half▲ 21.2%€6.5mabove the sector's middle half▲ 1.6%€6.6mabove the sector's middle half▲ 2.0%
Solvency98.1%above the sector's middle half▲ 0.2pp98.9%above the sector's middle half▲ 0.8pp99.8%above the sector's middle half▲ 0.9pp99.8%above the sector's middle half=99.9%above the sector's middle half=
Current ratio15.98above the sector's middle half▲ 6.0830.13above the sector's middle half▲ 14.14
Return on assets (ROA)9.8%within the sector's middle half▲ 3.3pp5.5%within the sector's middle half▼ 4.3pp6.1%within the sector's middle half▲ 0.7pp0.6%within the sector's middle half▼ 5.6pp0.9%within the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18.4m
Fixed assets
€11.8m =
Current assets
€6.6m ▲ 1.9%
Equity and liabilities €18.4m
Equity
€18.4m ▲ 0.7%
Debt
€25,554 ▼ 19.7%
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
ROE
0.9%▲
2024 · 0.6%
Debt ≤ 1 year
€24,564▼
2024 · €30,839
Income taxes
€61,312▲
2024 · €28,257
A ratio outside any meaningful range has been withheld (balance sheet total €18.4m, equity €18.4m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €1,063 | €1,168 | €1,193 | €1,373 | ▲ 15.1% |
| Gross operating margin9900 | €48,347 | €50,574 | €56,574 | €57,626 | €58,536 | ▲ 1.6% |
| Operating profit (loss)9901 | €47,286 | €49,511 | €55,406 | €56,433 | €57,163 | ▲ 1.3% |
| Financial income75/76B | - | €1.1m | €1.0m | €75,109 | €166,308 | ▲ 121% |
| Recurring financial income75 | €1.8m | €1.1m | €1.0m | €75,109 | €166,308 | ▲ 121% |
| Financial charges65/66B | - | €53,782 | -€43,772 | €1,760 | €1,924 | ▲ 9.3% |
| Recurring financial charges65 | €15,487 | €53,782 | -€43,772 | €1,760 | €1,924 | ▲ 9.3% |
| Profit (loss) for the period before taxes9903 | €1.8m | €1.1m | €1.1m | €129,782 | €221,546 | ▲ 70.7% |
| Income taxes67/77 | €179,847 | €114,255 | €27,155 | €28,257 | €61,312 | ▲ 117% |
| Profit (loss) for the period9904 | €1.6m | €942,609 | €1.1m | €101,525 | €160,234 | ▲ 57.8% |
| Profit (loss) for the period to be appropriated9905 | €1.6m | €942,609 | €1.1m | €101,525 | €160,234 | ▲ 57.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16.4m | €17.2m | €18.2m | €18.3m | €18.4m | ▲ 0.7% |
| Fixed assets21/28 | €11.8m | €11.8m | €11.8m | €11.8m | €11.8m | = |
| Tangible fixed assets22/27 | €987,504 | €987,504 | €987,504 | €987,504 | €987,504 | = |
| Land and buildings22 | - | €987,504 | €987,504 | €987,504 | €987,504 | = |
| Financial fixed assets28 | €10.8m | €10.8m | €10.8m | €10.8m | €10.8m | = |
| Current assets29/58 | €4.6m | €5.4m | €6.4m | €6.5m | €6.6m | ▲ 1.9% |
| Amounts receivable after more than one year29 | - | - | - | €654,410 | €521,630 | ▼ 20.3% |
| Other amounts receivable291 | - | - | - | €654,410 | €521,630 | ▼ 20.3% |
| Amounts receivable within one year40/41 | €1.5m | €1.2m | €765,019 | €1.9m | €1.9m | ▲ 0.9% |
| Other amounts receivable41 | - | €1.2m | €765,019 | €1.9m | €1.9m | ▲ 0.9% |
| Current investments50/53 | €603,269 | €568,876 | €620,626 | €1.7m | €1.7m | ▲ 1.3% |
| Cash at bank and in hand54/58 | €2.5m | €3.6m | €5.0m | €2.2m | €2.4m | ▲ 10.4% |
| Deferred charges and accrued income490/1 | - | €9,491 | €37,381 | €54,657 | €42,828 | ▼ 21.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16.4m | €17.2m | €18.2m | €18.3m | €18.4m | ▲ 0.7% |
| Equity10/15 | €16.1m | €17.0m | €18.1m | €18.2m | €18.4m | ▲ 0.7% |
| Contributions10/11 | - | €7.8m | €7.8m | €7.8m | €7.8m | = |
| Reserves13 | €8.3m | €9.2m | €10.4m | €10.5m | €10.6m | ▲ 1.2% |
| Distributable reserves133 | - | €9.2m | €10.4m | €10.5m | €10.6m | ▲ 1.2% |
| Amounts payable17/49 | €311,570 | €186,218 | €35,261 | €31,806 | €25,554 | ▼ 19.7% |
| Amounts payable within one year42/48 | €289,176 | €180,535 | €32,035 | €30,839 | €24,564 | ▼ 20.3% |
| Trade debts44 | €2,603 | €2,603 | €2,889 | €3,176 | €3,267 | ▲ 2.9% |
| Suppliers440/4 | - | €2,603 | €2,889 | €3,176 | €3,267 | ▲ 2.9% |
| Taxes, remuneration and social security45 | - | €88,836 | - | €7,331 | - | - |
| Taxes450/3 | - | €88,836 | - | €7,331 | - | - |
| Other amounts payable47/48 | - | €89,096 | €29,146 | €20,333 | €21,297 | ▲ 4.7% |
| Accrued charges and deferred income492/3 | - | €5,683 | €3,226 | €966 | €990 | ▲ 2.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.6m | €942,609 | €1.1m | €101,525 | €160,234 | ▲ 57.8% |
| Operating cash flow (approximation) | €1.6m | €942,609 | €1.1m | €101,525 | €160,234 | ▲ 57.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1.1m | €1.4m | -€2.8m | €226,271 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet €101,525 ▼90.9%
Net result drops to €101,525, the lowest in the series; recovery starts the following year.
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Liquidity times 7current ratio 199.89
Current ratio from 30.13 to 199.89; short-term debt falls from €180,535 to €32,035.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €1.6m ▲67.1%
Net result €1.6m, the highest in the series.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2008
Ground area
1.2 ha
Building footprint
5,339 m²
Volume, LiDAR
3,918 m³
2 parcels, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LRK
since 20082.174.588.857
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1190/00P011 | Flanders | 8,625 m² | 1 · 4,236 m² | - |
| 46442C0813/00D002 | Flanders | 3,430 m² | 1 · 1,102 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 2
-
99.89%
-
99.88%
According to the annual accounts to 30-06-2025 of LRK and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
ANSERIBUS
BE 0686.579.361
Brasschaat · Eq €18,371,653
UNISTRIX
BE 0809.050.868
Dilsen-Stokkem · Eq €18,401,271
SOFINAVI INVESTISSEMENT ET GESTION
BE 0475.911.593
Elsene · Eq €18,413,407
NVT HOLDING INTERNATIONAL
BE 0878.168.912
Kontich · Eq €18,421,322
Verbeken Holding
BE 0451.110.871
Dendermonde · Eq €18,422,380
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 4,489 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-11-2008
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807555979
Also
9925:BE0807555979
Registered
25-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.