LPFIN
ActiveSummary
LPFIN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €229,751 and a net result of €145,123. Equity is growing by ~116.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 4610 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency84▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.47 in 2023; short-term debt: 27% and cash: 34.8% of total assets), and 41.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
43 d early
2022
16 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€145,123▲ 176%
2023 · €52,610
Working capital
€47,043▲ 50.1%
2023 · €31,332
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€29,657-€75,137▲ 153%€78,814▲ 4.9%
Net result€19,518within the sector's middle half-€52,610within the sector's middle half▲ 170%€145,123within the sector's middle half▲ 176%
Equity€32,018within the sector's middle half-€84,628within the sector's middle half▲ 164%€229,751within the sector's middle half▲ 171%
Total assets€47,014below the sector's middle half-€150,999within the sector's middle half▲ 221%€391,635below the sector's middle half▲ 159%
Debt€14,996-€66,371▲ 343%€161,884▲ 144%
Working capital€31,548-€31,332▼ 0.7%€47,043▲ 50.1%
Solvency68.1%within the sector's middle half-56.0%within the sector's middle half▼ 12.1pp58.7%within the sector's middle half▲ 2.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 5% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €391,635
Fixed assets
€238,958 ▲ 348%
Current assets
€152,677 ▲ 56.3%
Equity and liabilities €391,635
Equity
€229,751 ▲ 171%
Debt
€161,884 ▲ 144%
Debt's share of the balance-sheet total falls from 44.0% to 41.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102,026▲
2023 · €90,955
Cash flow
€168,335▲
2023 · €68,428
Current ratio
1.45▼
2023 · 1.47
Debt to equity
0.70▼
2023 · 0.78
ROE
63.2%▲
2023 · 62.2%
ROA
37.1%▲
2023 · 34.8%
Interest coverage
24.76▼
2023 · 65.06
Debt ≤ 1 year
€105,634▲
2023 · €66,371
Debt > 1 year
€56,250
Income taxes
€19,590▼
2023 · €21,129
Staff costs
€1,920▼
2023 · €2,390
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | €81,039 | €79,428 | ▼ 2.0% |
| Remuneration, social security and pensions62 | €1,750 | €2,390 | €1,920 | ▼ 19.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €126 | €15,818 | €23,212 | ▲ 46.7% |
| Other operating charges640/8 | - | €180 | €180 | = |
| Gross operating margin9900 | €31,533 | €93,525 | €104,126 | ▲ 11.3% |
| Operating profit (loss)9901 | €29,657 | €75,137 | €78,814 | ▲ 4.9% |
| Financial income75/76B | - | - | €90,020 | - |
| Recurring financial income75 | - | - | €90,020 | - |
| Financial charges65/66B | €552 | €1,398 | €4,121 | ▲ 195% |
| Recurring financial charges65 | €552 | €1,398 | €4,121 | ▲ 195% |
| Profit (loss) for the period before taxes9903 | €29,105 | €73,739 | €164,713 | ▲ 123% |
| Income taxes67/77 | €9,587 | €21,129 | €19,590 | ▼ 7.3% |
| Profit (loss) for the period9904 | €19,518 | €52,610 | €145,123 | ▲ 176% |
| Profit (loss) for the period to be appropriated9905 | €19,518 | €52,610 | €145,123 | ▲ 176% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €47,014 | €150,999 | €391,635 | ▲ 159% |
| Fixed assets21/28 | €470 | €53,296 | €238,958 | ▲ 348% |
| Tangible fixed assets22/27 | €410 | €53,236 | €30,998 | ▼ 41.8% |
| Furniture and vehicles24 | €410 | €53,236 | €30,998 | ▼ 41.8% |
| Financial fixed assets28 | €60 | €60 | €207,960 | ▲ 346,500% |
| Current assets29/58 | €46,544 | €97,703 | €152,677 | ▲ 56.3% |
| Amounts receivable within one year40/41 | €15,270 | €15,005 | €16,335 | ▲ 8.9% |
| Trade receivables40 | €15,270 | €14,941 | €16,335 | ▲ 9.3% |
| Other amounts receivable41 | - | €64 | - | - |
| Cash at bank and in hand54/58 | €30,634 | €82,698 | €136,342 | ▲ 64.9% |
| Deferred charges and accrued income490/1 | €640 | - | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €47,014 | €150,999 | €391,635 | ▲ 159% |
| Equity10/15 | €32,018 | €84,628 | €229,751 | ▲ 171% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €19,250 | €71,750 | €71,750 | = |
| Distributable reserves133 | €19,250 | €71,750 | €71,750 | = |
| Profit (loss) carried forward14 | €268 | €378 | €145,501 | ▲ 38,392% |
| Amounts payable17/49 | €14,996 | €66,371 | €161,884 | ▲ 144% |
| Amounts payable after more than one year17 | - | - | €56,250 | - |
| Other amounts payable178/9 | - | - | €56,250 | - |
| Amounts payable within one year42/48 | €14,996 | €66,371 | €105,634 | ▲ 59.2% |
| Current portion of amounts payable after more than one year42 | - | - | €27,000 | - |
| Trade debts44 | €1,458 | €1,397 | €1,797 | ▲ 28.6% |
| Suppliers440/4 | €1,458 | €1,397 | €1,797 | ▲ 28.6% |
| Taxes, remuneration and social security45 | €13,538 | €24,828 | €23,902 | ▼ 3.7% |
| Taxes450/3 | €13,538 | €24,828 | €23,902 | ▼ 3.7% |
| Other amounts payable47/48 | - | €40,146 | €52,935 | ▲ 31.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,518 | €52,610 | €145,123 | ▲ 176% |
| + Depreciation and write-downs630 | €126 | €15,818 | €23,212 | ▲ 46.7% |
| Operating cash flow (approximation) | €19,644 | €68,428 | €168,335 | ▲ 146% |
| Investment in fixed assets (approximation) | - | -€68,644 | -€208,874 | ▼ 204% |
| Change in cash | - | €52,064 | €53,644 | ▲ 3.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2022net €145,123 ▲176%
Operating result €78,814, net result €145,123, both a record.
31-12
Financial
Equity above €200,000Eq €229,751 ▲171%
3 profitable years in a row build equity to €229,751.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2022
Ground area
1,630 m²
Building footprint
222 m²
Parcel 52020C0497/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Saint Ethon 12, 7181 Seneffe
since 20222.330.361.355
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020C0497/00C000 | Wallonia | 1,630 m² | 1 · 222 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 39,283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0784749497
Registered
11-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.