Losses
-€72,044 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
LPC+
Lifetime
19 annual accounts with figures on one time axis, 21 filings since 2003peak €264,121 (2022)
-€34,763▼ €25,792
lowest -€33,113 (2023)
-€32,864▼ €26,797
peak €222,970 (2022)
€150,926▼ 17.9%
€10,983▲ 436%
peak 3.1 FTE (2008)
0 FTE
Board4 names since 2019
1 directorLAUWERS Paul
Owners
Documentsfilings and deeds
24-07-20267 days before the deadline
2025abbreviated format
Gross margin from -€8,971 to -€34,763Loss of €32,864Equity from €183,790 to €150,926Debts from €2,047 to €10,983Cash from €79,428 to €8,282
Key points
from the 2025 annual accountsLiquidity
14.74 was 90.77 in 2024
Short-term debts rose from €2,047 to €10,983.
Filings
21 annual accounts since 2003
The 2016 accounts came 2 days late. The other nine of the last ten were filed on time.
Turnover not published (abbreviated format)
Checked score
84
Excellent
Financially stronger than 46% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.4%▼ -0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.5 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.3 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €32,864, the second in a row (financial year 2025)
lowers risk
Size: total assets €161,909
Equity €150,926 (93.2% of total assets)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 67% on liquidity, 4% on profitability and 22% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as LPC+ has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LPC+ itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for LPC+. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.74 (90.77 in 2024), above the usual 1.5. Short-term debt is 6.8% and cash 5.1% of total assets. 6.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€32,864
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
20 days early
2023
1 day early
2022
4 days early
2021
12 days early
2020
3 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CVOA PACO consolidatesannual accounts 2021
- LPC BVscore 92equity €605,088 (2025) · annual accounts 2022
- PACO CVOAannual accounts 2022
Recent changes
Change of role: LAUWERS Paul, from manager to director
General meeting of 21-12-2023 · Gazette deed
Company renamed from KAMO WORLD HAIR DESIGN to LPC+
Registered office moved from Temse to Hamont-Achel · New registered office: Oude Pastorijstraat 9, 3930 Hamont-Achel · Previous registered office: Schoenstraat 13A, 9140 Temse · General meeting of 29-04-2019 · Gazette deed
Registered office moved from Lokeren to Temse
New registered office: Schoenstraat 13A, 9140 Temse · Previous registered office: Dijkstraat 4, 9160 Lokeren · Appointments: Lauwers Willy, Bessemans Joris and Lauwers Karolien · Board meeting of 12-12-2018 · Gazette deed
First establishment
Oude Pastorijstraat 9, Hamont-Achel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LPC+ Hamont-Achel | €161,909 | -€34,763 | 93.2% | 0 |
| MILHO Torhout | €192,389 | -€15,597 | 100.0% | 0 |
| Panorama View Temse | €273,353 | -€38,580 | -421.8% | 0 |
| METTEPENNINGEN Temse | €117,905 | -€2,960 | -170.4% | 0 |
| I.E.B.M Kontich | €95,550 | -€2,434 | 99.7% | 0 |
| KOTS & MAISONS Tournai | €281,390 | €961 | 99.6% | 0 |
| BOUWINVEST Heusden-Zolder | €445,642 | -€90,985 | 57.4% | 0 |
These companies have the same main activity as LPC+: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €95,600 and €446,000, founded between 1992 and 2007.
Official details
Source: KBO- Status
- Active since 16-04-2002Normal situation
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.095.947.3933930 Hamont-Achel, since 03-05-2002
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €161,909▼ 12.9%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on LPC+
LPC+ files the abbreviated format. That format states no turnover. The gross margin fell from €137,256 in 2007 to -€34,763 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LPC+
- What is the company number of LPC+?
- The company number of LPC+ is 0477.347.391. The VAT number is the same number with BE in front: BE 0477.347.391.
- Where is LPC+ based?
- The registered office is at Oude Pastorijstraat 9, 3930 Hamont-Achel.Company details
- What does LPC+ do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of LPC+?
- LPC+ is a private limited company (BV).
- When was LPC+ founded?
- LPC+ was founded on 16-04-2002.
- Is LPC+ still active?
- Yes, LPC+ is an active enterprise in the KBO register.
- What is the turnover of LPC+?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is LPC+ profitable?
- In financial year 2025, LPC+ made a loss of €32,864.
- Where can I find the annual accounts of LPC+?
- LPC+ filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LPC+ due?
- LPC+ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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