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LPBV

Active
Private limited companyfounded 20224 yrs activeSint-Paulusplaats 10, 2000 Antwerpen, BelgiumKBO/BCE: BE 0786.435.418
Summary

LPBV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-4k) and a net result of €-5k. Equity is shrinking by ~311.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 9863 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9863 sector peers (2024).
NBB · sector comparison
Position among 9863 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
57 d late
2023
27 d early
2022
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 May 2022, LPBV was incorporated as a Private limited company.1 Total assets went from EUR 29,840 in 2022 to EUR 2,503 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

Financials · fiscal year 2024, micro schema

Equity
€-4k
2023 · €1k
Net result
€-5k▲ 74.4%
2023 · €-19k
Total assets
€3k▼ 77.6%
2023 · €11k
Solvency
-154.8%▼ 164.2pp
2023 · 9.4%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€22k-€-19k€-5k▲ 75.0%
Net result€17k-€-19k€-5k▲ 74.4%
Equity€20k-€1k▼ 94.8%€-4k
Total assets€30k-€11k▼ 62.6%€3k▼ 77.6%
Debt€10k-€10k▲ 5.5%€6k▼ 36.9%
Working capital€20k-€1k▼ 94.8%€-4k
Solvency67.9%-9.4%▼ 58.5pp-154.8%▼ 164.2pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20kOperating result 2022: €22k€22kNet result 2022: €17k€17kOperating result 2023: €-19k€-19kNet result 2023: €-19k€-19kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5k202220232024€-20k€0€20kOperating result 2022: €22k€22kNet result 2022: €17k€17kOperating result 2023: €-19k€-19kNet result 2023: €-19k€-19kOperating result 2024: €-5k€-4.8kNet result 2024: €-5k€-4.9k202220232024
The operating result stays negative: a loss of €5k in 2024 against €19k in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€6k▼
2023 · €10k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet Code20232024
Assets
Total assets20/58€11k€3k▼
Current assets29/58€11k€3k▼
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€11k€3k▼
Equity and liabilities
Total equity and liabilities10/49€11k€3k▼
Equity10/15€1k€-4k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-2k€-7k▼
Amounts payable17/49€10k€6k▼
Amounts payable within one year42/48€10k€6k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€3k▲
Income statement Code20232024
Other operating charges640/8€53k€39k▼
Gross operating margin9900€34k€34k▲
Operating profit (loss)9901€-19k€-5k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€100€140▲
Recurring financial charges65€100€140▲
Profit (loss) for the period before taxes9903€-19k€-5k▲
Income taxes67/77€-27-
Profit (loss) for the period9904€-19k€-5k▲
Profit (loss) for the period to be appropriated9905€-19k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-7k▼
Profit (loss) brought forward from the previous period14P€17k€-2k▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Other operating charges640/8€397€53k€39k▼ 26.3%
Gross operating margin9900€22k€34k€34k▲ 1.2%
Operating profit (loss)9901€22k€-19k€-5k▲ 75.0%
Financial income75/76B€0€0--
Recurring financial income75€0€0--
Financial charges65/66B€50€100€140▲ 40.0%
Recurring financial charges65€50€100€140▲ 40.0%
Profit (loss) for the period before taxes9903€22k€-19k€-5k▲ 74.4%
Income taxes67/77€4k€-27--
Profit (loss) for the period9904€17k€-19k€-5k▲ 74.4%
Profit (loss) for the period to be appropriated9905€17k€-19k€-5k▲ 74.4%
Line202220232024Change
Assets
Total assets20/58€30k€11k€3k▼ 77.6%
Current assets29/58€30k€11k€3k▼ 77.6%
Amounts receivable within one year40/41€403€0--
Other amounts receivable41€403€0--
Cash at bank and in hand54/58€29k€11k€3k▼ 77.6%
Equity and liabilities
Total equity and liabilities10/49€30k€11k€3k▼ 77.6%
Equity10/15€20k€1k€-4k▼ 470%
Contributions10/11€3k€3k€3k=
Profit (loss) carried forward14€17k€-2k€-7k▼ 252%
Amounts payable17/49€10k€10k€6k▼ 36.9%
Amounts payable within one year42/48€10k€10k€6k▼ 36.9%
Trade debts44€3k€2k--
Suppliers440/4€3k€2k--
Taxes, remuneration and social security45€5k€4k€3k▼ 29.1%
Taxes450/3€4k€4k€3k▼ 29.1%
Remuneration and social security454/9€900€0--
Other amounts payable47/48€1k€3k€3k▲ 1.3%
Line202220232024Change
Profit (loss) for the period9904€17k€-19k€-5k▲ 74.4%
Operating cash flow (approximation)€17k€-19k€-5k▲ 74.4%
Change in cash-€-18k€-9k▲ 52.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
221 m²
Building footprint
201 m²
Volume, LiDAR
2,887 m³
Parcel 11002A2138/00C000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
LPBV
Sint-Paulusplaats 10, 2000 AntwerpenFinancial service activities, except insurance and pension funding
since 20222.331.480.914
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11002A2138/00C000
ProtectedMonumentSint-Pauluskerk en dominicanenkloosterSource ↗
Flanders 221 m² 1 · 200 m² 18.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 1,018 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.