LP AUTOMOBILE
ActiveSummary
The computed 12-month bankruptcy probability of LP AUTOMOBILE is 2.1% (moderate). The 2025 annual accounts show equity of €11k and a net result of €1k. Its solvency ranks better than 27% of 18280 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability39
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.07; short-term debt: 93.1% and cash: 12.3% of total assets), and 93.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
0.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
34 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€11k
Total assets
€160k
Net result
€1k
Working capital
€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €160k
Equity
€11k
Debt
€149k
Debt finances 93.1% of the balance-sheet total.
Key figures and ratios
Current ratio
1.07
Quick ratio
0.14
Debt to equity
13.55
ROE
9.3%
ROA
0.6%
Debt ≤ 1 year
€149k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€160k
Current assets29/58€160k
Stocks and contracts in progress3€139k
Stocks30/36€139k
Amounts receivable within one year40/41€400
Trade receivables40€400
Cash at bank and in hand54/58€20k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€160k
Equity10/15€11k
Contributions10/11€10k
Profit (loss) carried forward14€1k
Amounts payable17/49€149k
Amounts payable within one year42/48€149k
Trade debts44€426
Suppliers440/4€426
Taxes, remuneration and social security45€959
Taxes450/3€959
Other amounts payable47/48€148k
Income statement
Code2025
Non-recurring operating income76A€2
Goods, raw materials, services and sundry goods60/61€519k
Other operating charges640/8€561
Non-recurring operating charges66A€367
Gross operating margin9900€2k
Operating profit (loss)9901€2k
Financial charges65/66B€487
Recurring financial charges65€196
Non-recurring financial charges66B€292
Profit (loss) for the period before taxes9903€1k
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Trivières(S-B) 457110 La LouvièreGround area
1,266 m²
Building footprint
229 m²
Volume, LiDAR
1,531 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LP AUTOMOBILE
since 20242.358.408.312
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0472/00V004 | Wallonia | 1,100 m² | 1 · 178 m² | 8.4 m · 2 fl. |
| 55042B0429/00B004 | Wallonia | 166 m² | 1 · 51 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTOFUN
BE 0792.704.091
Overijse · Eq €11,009
AUTO-PRO-SELECTION
BE 0845.997.772
Charleroi · Eq €10,971
CHANAZA
BE 0798.947.032
Ittre · Eq €10,966
MASTERCARS K
BE 1005.954.435
Hensies · Eq €10,959
MECANOSPORT
BE 0752.598.551
Anderlecht · Eq €11,090
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2024
Fiscal year end30-09
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.