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LP-3

Active
Public limited companyfounded 20223 yrs activeChaussée de Tirlemont 75, 5030 Gembloux, BelgiumKBO/BCE: BE 0795.132.358
Summary

The computed 12-month bankruptcy probability of LP-3 is 2.4% (moderate). The 2025 annual accounts show negative equity (-€508,138) and a net result of -€218,095. Equity is shrinking by ~77.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 657 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability30=
Solvency18▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.11 in 2024; short-term debt: 102.8% and cash: 1.4% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-6.5%
Return on assets
-2.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€508,138
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
26 d late
2024
26 d late
2023
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LP-3 was incorporated on 20 December 2022 as a Public limited company.1 Total assets went from EUR 7.8 million in 2023 to EUR 7.8 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€218,095▲ 6.7%
2024 · -€233,851
Working capital
-€6.7m▲ 3.6%
2024 · -€7.0m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€117,431--€14,179▲ 87.9%-€1,510▲ 89.4%
Net result-€117,691below the sector's middle half--€233,851below the sector's middle half▼ 98.7%-€218,095below the sector's middle half▲ 6.7%
Equity-€56,191below the sector's middle half--€290,043below the sector's middle half▼ 416%-€508,138below the sector's middle half▼ 75.2%
Total assets€7.8mwithin the sector's middle half-€7.8mwithin the sector's middle half▼ 0.5%€7.8mwithin the sector's middle half▲ 0.5%
Debt€7.9m-€8.1m▲ 2.4%€8.3m▲ 3.2%
Working capital-€7.4m--€7.0m▲ 6.0%-€6.7m▲ 3.6%
Solvency-0.7%below the sector's middle half--3.7%below the sector's middle half▼ 3.0pp-6.5%below the sector's middle half▼ 2.8pp
above within below the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0Operating result 2023: -€117,431-€117,431Net result 2023: -€117,691-€117,691Operating result 2024: -€14,179-€14,179Net result 2024: -€233,851-€233,851Operating result 2025: -€1,510-€1,510Net result 2025: -€218,095-€218,095202320242025-€300,000-€200,000-€100,000€0Operating result 2023: -€117,431-€117,000Net result 2023: -€117,691-€118,000Operating result 2024: -€14,179-€14,200Net result 2024: -€233,851-€234,000Operating result 2025: -€1,510-€1,510Net result 2025: -€218,095-€218,000202320242025
The operating result stays negative: a loss of €1,510 in 2025 against €14,179 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.8m
Fixed assets €6.5m ▼ 6.0%
Current assets €1.3m ▲ 53.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
€444,439▲
2024 · €430,888
Cash flow
€227,853▲
2024 · €211,215
Current ratio
0.16▲
2024 · 0.11
Debt to equity
-16.35▲
2024 · -27.76
ROA
-2.8%▲
2024 · -3.0%
Interest coverage
1.81▼
2024 · 1.82
Debt ≤ 1 year
€8.0m▲
2024 · €7.8m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 468 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Medium-sized
  • negative equity
  • a small loss
  • without age
1.5% went bankrupt
2.8% stopped otherwise
95% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 468 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€7.8m€7.8m▲
Fixed assets21/28€6.9m€6.5m▼
Tangible fixed assets22/27€6.9m€6.5m▼
Land and buildings22€6.9m€6.5m▼
Financial fixed assets28€40,000€40,000=
Current assets29/58€851,953€1.3m▲
Amounts receivable within one year40/41€791,088€1.2m▲
Trade receivables40€0€37,609▲
Other amounts receivable41€791,088€1.1m▲
Cash at bank and in hand54/58€43,422€106,304▲
Deferred charges and accrued income490/1€17,444€28,626▲
Equity and liabilities
Total equity and liabilities10/49€7.8m€7.8m▲
Equity10/15-€290,043-€508,138▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Profit (loss) carried forward14-€351,543-€569,638▼
Amounts payable17/49€8.1m€8.3m▲
Amounts payable within one year42/48€7.8m€8.0m▲
Trade debts44€84,121€56,913▼
Suppliers440/4€84,121€56,913▼
Other amounts payable47/48€7.7m€8.0m▲
Accrued charges and deferred income492/3€236,586€286,598▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€445,066€445,949▲
Other operating charges640/8€128,596€131,106▲
Gross operating margin9900€559,484€575,545▲
Operating profit (loss)9901-€14,179-€1,510▲
Financial income75/76B€17,444€28,626▲
Recurring financial income75€17,444€28,626▲
Financial charges65/66B€237,116€245,211▲
Recurring financial charges65€237,116€245,211▲
Profit (loss) for the period before taxes9903-€233,851-€218,095▲
Profit (loss) for the period9904-€233,851-€218,095▲
Profit (loss) for the period to be appropriated9905-€233,851-€218,095▲
Appropriation of the result
Profit (loss) to be appropriated9906-€351,543-€569,638▼
Profit (loss) brought forward from the previous period14P-€117,691-€351,543▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€590,950€445,066€445,949▲ 0.2%
Other operating charges640/8€126,584€128,596€131,106▲ 2.0%
Gross operating margin9900€600,102€559,484€575,545▲ 2.9%
Operating profit (loss)9901-€117,431-€14,179-€1,510▲ 89.4%
Financial income75/76B-€17,444€28,626▲ 64.1%
Recurring financial income75-€17,444€28,626▲ 64.1%
Financial charges65/66B€260€237,116€245,211▲ 3.4%
Recurring financial charges65€260€237,116€245,211▲ 3.4%
Profit (loss) for the period before taxes9903-€117,691-€233,851-€218,095▲ 6.7%
Profit (loss) for the period9904-€117,691-€233,851-€218,095▲ 6.7%
Profit (loss) for the period to be appropriated9905-€117,691-€233,851-€218,095▲ 6.7%
Line202320242025Change
Assets
Total assets20/58€7.8m€7.8m€7.8m▲ 0.5%
Fixed assets21/28€7.4m€6.9m€6.5m▼ 6.0%
Tangible fixed assets22/27€7.3m€6.9m€6.5m▼ 6.0%
Land and buildings22€7.3m€6.9m€6.5m▼ 6.0%
Financial fixed assets28€40,000€40,000€40,000=
Current assets29/58€449,749€851,953€1.3m▲ 53.6%
Amounts receivable within one year40/41€376,790€791,088€1.2m▲ 48.4%
Trade receivables40€0€0€37,609-
Other amounts receivable41€376,790€791,088€1.1m▲ 43.6%
Cash at bank and in hand54/58€72,959€43,422€106,304▲ 145%
Deferred charges and accrued income490/1-€17,444€28,626▲ 64.1%
Equity and liabilities
Total equity and liabilities10/49€7.8m€7.8m€7.8m▲ 0.5%
Equity10/15-€56,191-€290,043-€508,138▼ 75.2%
Contributions10/11€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500=
Profit (loss) carried forward14-€117,691-€351,543-€569,638▼ 62.0%
Amounts payable17/49€7.9m€8.1m€8.3m▲ 3.2%
Amounts payable within one year42/48€7.9m€7.8m€8.0m▲ 2.7%
Trade debts44€39,718€84,121€56,913▼ 32.3%
Suppliers440/4€39,718€84,121€56,913▼ 32.3%
Other amounts payable47/48€7.8m€7.7m€8.0m▲ 3.1%
Accrued charges and deferred income492/3-€236,586€286,598▲ 21.1%
Line202320242025Change
Profit (loss) for the period9904-€117,691-€233,851-€218,095▲ 6.7%
+ Depreciation and write-downs630€590,950€445,066€445,949▲ 0.2%
Operating cash flow (approximation)€473,258€211,215€227,853▲ 7.9%
Investment in fixed assets (approximation)-€0-€30,654-
Change in cash--€29,537€62,882▲ 313%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial Weakest financial yearnet -€233,851
Net result drops to -€233,851, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux
exact location from the address register On OpenStreetMap
Ground area
7.8 ha
Building footprint
1.4 ha
Parcel 92253D0287/00F000, Wallonia. Linked by address, not a title deed.
136 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92253D0287/00F000 Wallonia 7.8 ha 1 · 1.4 ha -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group PARCOFIN 58 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. PARCOFIN 100%
  2. PARDIS 90%
  3. LOCK’IMMO 100%
  4. LP-3

Highest known parent: PARCOFIN. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of LP-3 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,031 companies in sector 52100 we hold annual accounts for 766. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded20-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
52100Warehousing and storage
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795132358
Also 9925:BE0795132358
Registered 06-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.