LOYSON & CO
ActiveSummary
LOYSON & CO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €996k and a net result of €51k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▲+3
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
short-term debt: 0.4% and cash: 23.8% of total assets, and 2.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
4.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
55 d early
2023
55 d early
2022
57 d early
2021
65 d early
2020
46 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€996k▲ 5.4%
2024 · €945k
2018: €2.13M
2019: €2.16M▲ +1.2% vs 2018highest in 8 years
2020: €879k▼ -59.3% vs 2019lowest in 8 years
2021: €914k▲ +4.0% vs 2020
2022: €914k● +0.0% vs 2021
2023: €938k▲ +2.6% vs 2022
2024: €945k▲ +0.7% vs 2023
2025: €996k▲ +5.4% vs 2024
2018 → 2025
Total assets
€1.02M▲ 5.8%
2024 · €969k
2018: €2.16M
2019: €2.19M▲ +1.3% vs 2018highest in 8 years
2020: €908k▼ -58.5% vs 2019lowest in 8 years
2021: €944k▲ +4.0% vs 2020
2022: €940k▼ -0.4% vs 2021
2023: €968k▲ +2.9% vs 2022
2024: €969k▲ +0.1% vs 2023
2025: €1.02M▲ +5.8% vs 2024
2018 → 2025
Net result
€51k▲ 622%
2024 · €7k
2018: €9k
2019: €26k▲ +198% vs 2018
2020: €-19k▼ -172% vs 2019lowest in 8 years
2021: €35k▲ +286% vs 2020
2022: €172▼ -99.5% vs 2021
2023: €24k▲ +13933% vs 2022
2024: €7k▼ -70.9% vs 2023
2025: €51k▲ +622% vs 2024highest in 8 years
2018 → 2025
Working capital
€786k▲ 8.9%
2024 · €721k
2018: €1.97Mhighest in 8 years
2019: €1.91M▼ -3.0% vs 2018
2020: €603k▼ -68.5% vs 2019lowest in 8 years
2021: €652k▲ +8.1% vs 2020
2022: €668k▲ +2.5% vs 2021
2023: €707k▲ +5.9% vs 2022
2024: €721k▲ +2.0% vs 2023
2025: €786k▲ +8.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€914k-€914k=€938k▲ 2.6%€945k▲ 0.7%€996k▲ 5.4%
2021: €914klowest in 5 years
2022: €914k● +0.0% vs 2021
2023: €938k▲ +2.6% vs 2022
2024: €945k▲ +0.7% vs 2023
2025: €996k▲ +5.4% vs 2024highest in 5 years
Operating result€5k-€5k▲ 1.5%€5k▲ 9.4%€11k▲ 102%€14k▲ 25.6%
2021: €5klowest in 5 years
2022: €5k▲ +1.5% vs 2021
2023: €5k▲ +9.4% vs 2022
2024: €11k▲ +102% vs 2023
2025: €14k▲ +25.6% vs 2024highest in 5 years
Net result€35k-€172▼ 99.5%€24k▲ 13,933%€7k▼ 70.9%€51k▲ 622%
2021: €35k
2022: €172▼ -99.5% vs 2021lowest in 5 years
2023: €24k▲ +13933% vs 2022
2024: €7k▼ -70.9% vs 2023
2025: €51k▲ +622% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€235k ▼ 4.2%
Current assets
€790k ▲ 9.1%
Equity and liabilities €1.02M
Equity
€996k ▲ 5.4%
Provisions
€21k ▼ 3.8%
Debt
€8k ▲ 229%
Debt's share of the balance-sheet total rises from 0.3% to 0.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €23k
Cash flow
€61k▲
2024 · €19k
Debt to equity
0.01▲
2024 · 0.00
ROE
5.1%▲
2024 · 0.7%
ROA
4.9%▲
2024 · 0.7%
Interest coverage
1.21▼
2024 · 1.49
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€14k▲
2024 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €1.02M, equity €996k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€969k€1.02M▲
Fixed assets21/28€245k€235k▼
Tangible fixed assets22/27€245k€235k▼
Land and buildings22€245k€235k▼
Plant, machinery and equipment23€320€160▼
Current assets29/58€724k€790k▲
Amounts receivable after more than one year29-€193
Other amounts receivable291-€193
Current investments50/53€702k€542k▼
Cash at bank and in hand54/58€19k€244k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€969k€1.02M▲
Equity10/15€945k€996k▲
Contributions10/11€25k€25k=
Reserves13€920k€971k▲
Tax-exempt reserves132€42k€41k▼
Distributable reserves133€878k€930k▲
Provisions and deferred taxes16€22k€21k▼
Deferred taxes168€22k€21k▼
Amounts payable17/49€3k€8k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48-€0
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€28k€29k▲
Operating profit (loss)9901€11k€14k▲
Financial income75/76B€18k€70k▲
Recurring financial income75€18k€70k▲
Financial charges65/66B€15k€20k▲
Recurring financial charges65€15k€20k▲
Profit (loss) for the period before taxes9903€14k€64k▲
Transfer from deferred taxes780€813€813=
Income taxes67/77€8k€14k▲
Profit (loss) for the period9904€7k€51k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€9k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€52k▲
Transfer to equity691/2€9k€52k▲
To other reserves6921€9k€52k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €15k | €12k | €10k | ▼ 10.8% |
| Other operating charges640/8 | - | €5k | €5k | €5k | €5k | ▲ 0.8% |
| Gross operating margin9900 | €23k | €26k | €25k | €28k | €29k | ▲ 5.7% |
| Operating profit (loss)9901 | €5k | €5k | €5k | €11k | €14k | ▲ 25.6% |
| Financial income75/76B | - | €20k | €26k | €18k | €70k | ▲ 283% |
| Recurring financial income75 | €49k | €20k | €26k | €18k | €70k | ▲ 283% |
| Financial charges65/66B | - | €13k | €1k | €15k | €20k | ▲ 31.8% |
| Recurring financial charges65 | €10k | €13k | €1k | €15k | €20k | ▲ 31.8% |
| Profit (loss) for the period before taxes9903 | €44k | €11k | €30k | €14k | €64k | ▲ 354% |
| Transfer from deferred taxes780 | - | €813 | €813 | €813 | €813 | = |
| Income taxes67/77 | €10k | €12k | €7k | €8k | €14k | ▲ 77.5% |
| Profit (loss) for the period9904 | €35k | €172 | €24k | €7k | €51k | ▲ 622% |
| Transfer from tax-exempt reserves789 | - | €26k | €2k | €2k | €2k | = |
| Profit (loss) for the period to be appropriated9905 | €37k | €27k | €26k | €9k | €52k | ▲ 508% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €944k | €940k | €968k | €969k | €1.02M | ▲ 5.8% |
| Fixed assets21/28 | €286k | €271k | €257k | €245k | €235k | ▼ 4.2% |
| Tangible fixed assets22/27 | €286k | €271k | €257k | €245k | €235k | ▼ 4.2% |
| Land and buildings22 | - | €271k | €256k | €245k | €235k | ▼ 4.2% |
| Plant, machinery and equipment23 | - | €640 | €480 | €320 | €160 | ▼ 50.0% |
| Current assets29/58 | €658k | €669k | €711k | €724k | €790k | ▲ 9.1% |
| Amounts receivable after more than one year29 | - | - | - | - | €193 | - |
| Other amounts receivable291 | - | - | - | - | €193 | - |
| Amounts receivable within one year40/41 | €25 | - | €3k | - | - | - |
| Other amounts receivable41 | - | - | €3k | - | - | - |
| Current investments50/53 | €586k | €625k | €674k | €702k | €542k | ▼ 22.7% |
| Cash at bank and in hand54/58 | €69k | €41k | €31k | €19k | €244k | ▲ 1,186% |
| Deferred charges and accrued income490/1 | - | €4k | €3k | €3k | €3k | ▼ 0.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €944k | €940k | €968k | €969k | €1.02M | ▲ 5.8% |
| Equity10/15 | €914k | €914k | €938k | €945k | €996k | ▲ 5.4% |
| Contributions10/11 | - | €25k | €25k | €25k | €25k | = |
| Reserves13 | €889k | €889k | €913k | €920k | €971k | ▲ 5.5% |
| Tax-exempt reserves132 | - | €45k | €44k | €42k | €41k | ▼ 3.8% |
| Distributable reserves133 | - | €843k | €869k | €878k | €930k | ▲ 6.0% |
| Provisions and deferred taxes16 | €24k | €23k | €22k | €22k | €21k | ▼ 3.8% |
| Deferred taxes168 | - | €23k | €22k | €22k | €21k | ▼ 3.8% |
| Amounts payable17/49 | €6k | €3k | €8k | €3k | €8k | ▲ 229% |
| Amounts payable within one year42/48 | €6k | €922 | €4k | €3k | €4k | ▲ 74.9% |
| Trade debts44 | €266 | €92 | €4k | €1k | - | - |
| Suppliers440/4 | - | €92 | €4k | €1k | - | - |
| Taxes, remuneration and social security45 | - | €830 | - | €1k | €4k | ▲ 235% |
| Taxes450/3 | - | €830 | - | €1k | €4k | ▲ 235% |
| Other amounts payable47/48 | - | - | - | - | €0 | - |
| Accrued charges and deferred income492/3 | - | €2k | €4k | - | €4k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35k | €172 | €24k | €7k | €51k | ▲ 622% |
| + Depreciation and write-downs630 | €15k | €15k | €15k | €12k | €10k | ▼ 10.8% |
| Operating cash flow (approximation) | €50k | €15k | €39k | €19k | €61k | ▲ 227% |
| Investment in fixed assets (approximation) | - | €-800 | €0 | €0 | €0 | ▼ 100% |
| Change in cash | - | €-29k | €-9k | €-12k | €225k | ▲ 1,936% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €51k ▲622%
Operating result €14k, net result €51k, both a record.
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 7current ratio 725.60
Current ratio from 109.04 to 725.60; short-term debt falls from €6k to €922.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1988
Ground area
1,211 m²
Building footprint
239 m²
Volume, LiDAR
1,311 m³
Parcel 34452B0334/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LOYSON & CO BVBA
since 19882.040.159.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0334/00G000 | Flanders | 1,211 m² | 1 · 239 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900ICV4VOCYH0PQ74
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 27,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-1988
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.