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Lowie Goyens

Active
Private limited companyfounded 2022active for 4 yearsKoning Albertlaan 16, 3680 Maaseik, BelgiumKBO/BCE: BE 0781.668.065

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Lowie Goyens has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,104 and a net result of €51,557. Equity has been growing by about 74% per year since 2022. Its solvency ranks better than 80% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 07-02-2022 Normal situation
Activity
Joinery installation NACE 43320and 3 others
Establishment unit
2.327.780.363 3680 Maaseik, since 07-02-2022
Financial year end
31 December
Peppol
Reachable since 19-01-2026

Board and ownership

Board
  • Goyens LowieDirector · since 04-02-2022

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€68,019
▲ 333%
Turnover
≈ €290,000
estimated
Profit
€51,557
▲ 416%
Equity
€78,104
▲ 194%
Total assets
€110,576
▲ 36.7%
Filed on 15-07-2026, 16 days before the deadlineat the National Bank
Score breakdownraises riskFounded in 2022Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.41, cash €103,471Equity €78,104 (70.6% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 96+38
equity 70.6% of total assets
Liquidity 88+24
short-term debt 29.4% · cash 93.6%
Profitability 100+32
return on assets 46.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.3%▼ -0.1 percentage points vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.7 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.6%▼ -0.2 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.41 (0.75 in 2024), above the usual 1.5. Short-term debt is 29.4% and cash 93.6% of total assets. 29.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 76% of them on solvency, 85% on liquidity, 92% on profitability and 96% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.41, cash €103,471
NBB · annual accounts
lowers risk · Equity €78,104 (70.6% of total assets)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
16 days early
2024
31 days early
2023
33 days early
2022
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 29 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Equity rose in 2025from €26,548 to €78,104 ▲ 194% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as Lowie Goyens: joinery installation (NACE 43320). They are comparable in size and age: total assets between €96,600 and €122,000, founded in 2022.

CompanyTotal assetsGross margin
Lowie Goyens Maaseik€110,576€68,019
DK MAATWERK Tongeren-Borgloon€104,012€66,171
PULSAR SERVICES Wezembeek-Oppem€115,952€66,342
FLOR SOL Anderlecht€102,058€65,478
Nverstraeten Oosterzele€112,933€61,433
Houtwerken Meynzer Kalmthout€122,360€61,570
Menuiserie PEIFFER Sivry-Rance€96,610€77,264
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Lowie Goyens

What is the company number of Lowie Goyens?
The company number of Lowie Goyens is 0781.668.065. The VAT number is the same number with BE in front: BE 0781.668.065.
Where is Lowie Goyens based?
The registered office is at Koning Albertlaan 16, 3680 Maaseik.Company details
What does Lowie Goyens do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Lowie Goyens?
The legal form of Lowie Goyens is Private limited company (BV).
When was Lowie Goyens founded?
Lowie Goyens was founded on 07-02-2022.
Is Lowie Goyens still active?
Yes, Lowie Goyens is an active enterprise in the KBO register.
What is the turnover of Lowie Goyens?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €68,019 and 48 comparable companies (NACE 43320). It probably lies between €200,000 and €430,000.Financials
Is Lowie Goyens profitable?
In financial year 2025, Lowie Goyens made a profit of €51,557.
Where can I find the annual accounts of Lowie Goyens?
Lowie Goyens filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Lowie Goyens due?
Lowie Goyens must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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