LOWA Home

Active Risk: not assessed

Private limited companyfounded 2018active for 7 yearsLenteakkerstraat 54, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0716.848.212

Summary

LOWA Home is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17,999 and a net result of -€24,411. Equity has been growing by about 74% per year since 2019. Its solvency ranks better than 10% of 9,757 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

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LOWA HomeActive

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Official details

Source: KBO

Status: Active since 26-12-2018 Normal situation
Activity: Activities of holding companies NACE 64210
Establishment unit: 2.283.618.441 8770 Ingelmunster, since 26-12-2018
Financial year end: 31 December
Peppol: Reachable since 18-03-2025

Company details

Board and ownership

Board

Vandewiele FilipDirector · since 20-02-2021
Warre VandewieleDirector

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Loss: €24,411
Equity: €17,999; ▼ 57.6%
Total assets: €763,012; ▼ 9.4%

Financials

Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.

raises riskneutral

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9757 sector peers (2025).

NBB · sector comparison

Position among 9757 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

3 days early

2024

8 days early

2023

7 days early

2022

6 days early

2021

25 days early

2020

29 days early

2019

22 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

04-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Caution: Lower net result than 93% of companies in financial servicessector median €32,866 · 9,759 companies -€24,411 View
Positive: Always filed on timeaccounts within the deadline every year 7 years View
New directorlatest change 01-09-2026 · 2 in office 1 joined View

Recent changes

09-10-2026 · Gazette deed Appointment: Warre Vandewiele (director)
28-12-2018 · Gazette deed Incorporation

All 12 events

Comparable companies

These companies have the same main activity as LOWA Home: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €725,000 and €1.1m, founded between 2017 and 2018.

Company	Total assets	Gross margin
LOWA Home Ingelmunster	€0.8m	€0.01m
Distri Finance Ledegem	€0.9m	€0.01m
COSMOGROUP Heusden-Zolder	€0.8m	€0.01m
D.C. Energy Gent	€0.8m	€0.01m
DIDIJO Kortenaken	€0.8m	€0.009m
LEONOR Nieuwpoort	€1.1m	€0.01m
Invan Nieuwpoort	€0.7m	€0.008m

Full comparison

Key facts about LOWA Home

What is the company number of LOWA Home?: The company number of LOWA Home is 0716.848.212. The VAT number is the same number with BE in front: BE 0716.848.212.
Where is LOWA Home based?: The registered office is at Lenteakkerstraat 54, 8770 Ingelmunster.Company details
What does LOWA Home do?: According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of LOWA Home?: The legal form of LOWA Home is Private limited company (BV).
When was LOWA Home founded?: LOWA Home was founded on 26-12-2018.
Is LOWA Home still active?: Yes, LOWA Home is an active enterprise in the KBO register.
What is the turnover of LOWA Home?: The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €10,507 and 32 comparable companies (NACE 64210). It probably lies between €22,000 and €75,000. It is a rough estimate.Financials
Is LOWA Home profitable?: In financial year 2025, LOWA Home made a loss of €24,411.
Where can I find the annual accounts of LOWA Home?: LOWA Home filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOWA Home due?: LOWA Home must file the annual accounts for financial year 2026 by 31-07-2027.Timeline