LOVELY GARDEN

Active

Private limited company (pre-2019)founded 1980active for 46 yearsWaterstraat(TIL) 1, 3150 Haacht, BelgiumKBO/BCE: BE 0420.334.058

From the official registers: KBO 45 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LOVELY GARDEN has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €449,131 and a net result of €10,220. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 95% of 5,655 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

LOVELY GARDENActiveChecked score 96/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 31-03-1980 Normal situation
Legal form: Private limited company (pre-2019)
Registered office: Waterstraat(TIL) 1, 3150 Haacht
Activity: Landscape service activities NACE 81300and 2 others
Establishment unit: 2.017.424.014 3150 Haacht, since 01-04-1980
Financial year end: 31 March
Peppol: Reachable since 11-09-2025

Company details

Who decides

Board

VANDENDRIESSCHE GuyDirector
VANDENDRIESSCHE JANDirector
VANDENDRIESSCHE KOENDirector

Board & ownership

How it is doing

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts to 31-03-2025

Gross margin: €43,189; ▼ 36.1%
Turnover: ≈ €180,000; estimated
Profit: €10,220; ▼ 51.1%
Equity: €449,131; ▲ 2.3%
Total assets: €482,588; ▲ 1.0%

2026 accounts not filed, 1 day past the deadline

Filed on 30-10-2025PDF

Financials

Why 96raises riskSector: Services to buildings and landscape activities (NACE 81)lowers riskLiquidity: current ratio 13.52, cash €356,812Equity €449,131 (93.1% of total assets)Founded in 1980Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 67% of its sector peers (NACE 81, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 93.1% of total assets

Liquidity 100=

short-term debt 6.8% · cash 73.9%

Profitability 71-3

return on assets 2.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)

Last 24 months 11-2024: 0.1%highest value 12-2024: < 0.1%▼ -0.1 percentage points vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: 0.1%▲ +0.1 percentage points vs 10-2025highest value 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €40,000 on 30-day terms is acceptable

Liquidity ample (current ratio 13.52, compared with 10.8 in 2024, above the usual 1.5; short-term debt: 6.8% and cash: 73.9% of total assets), and 6.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 92% on solvency, 99% on liquidity, 40% on profitability and 39% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 13.52, cash €356,812

NBB · annual accounts

Equity €449,131 (93.1% of total assets)

NBB · annual accounts

Sector: Services to buildings and landscape activities (NACE 81)

KBO

Founded in 1980

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

not filed

2025

1 day early

2024

4 days late

2023

28 days late

2022

30 days late

2021

2 days late

2020

30 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days after the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Oldest company in Haacht, Administrative and support services sectorin the Checked rankings No. 1 View

Documents

Key facts about LOVELY GARDEN

What is the company number of LOVELY GARDEN?: 0420.334.058. In Belgium the VAT number is the company number with BE in front: BE 0420.334.058.
Where is LOVELY GARDEN based?: The registered office is at Waterstraat(TIL) 1, 3150 Haacht.Company details
What does LOVELY GARDEN do?: According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of LOVELY GARDEN?: Private limited company (pre-2019) (BVBA).
When was LOVELY GARDEN founded?: On 31-03-1980.
Is LOVELY GARDEN still active?: Yes, LOVELY GARDEN is an active enterprise in the KBO register.
How many employees does LOVELY GARDEN have?: On average 0.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of LOVELY GARDEN?: ≈ €180,000 in financial year 2025. Estimated from the gross margin of €43,189: probably between €120,000 and €280,000, based on 41 comparable companies, NACE 81.
Is LOVELY GARDEN profitable?: In financial year 2025, LOVELY GARDEN made a profit of €10,220.
Where can I find the annual accounts of LOVELY GARDEN?: LOVELY GARDEN filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)