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LOVAWI

Active
Private limited companyfounded 2023active for 2 yearsNaadsevelden 8, 2560 Nijlen, BelgiumKBO/BCE: BE 1002.467.086
Summary

LOVAWI has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38,871 and a net result of €44,871. Its solvency ranks better than 56% of 15,191 sector peers (NACE 69, financial year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
LOVAWIActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Activities of lawyers
NACE 69101
1 site
Size
€60,657total assets 2024
Equity
€38,871
Profit
€44,871
Turnover not published (micro format)
Financial health
88 Excellent Checked score 2024
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2024 accounts filed 83 days late
Why 88raises riskFigures for financial year 2024 (filed 22-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 83 days late; 1 of the last 3 latelowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 2.69, cash €48,632Show the evidence

Checked score

Score 2024
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 69, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 89
equity 64.1% of total assets
Liquidity 84
short-term debt 35.9% · cash 80.2%
Profitability 100
return on assets 74.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,056 companies, NACE 69, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025highest value 11-2025: < 0.1%▼ -0.4 percentage points vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.69, above the usual 1.5; short-term debt: 35.9% and cash: 80.2% of total assets), and 35.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 60% on solvency, 74% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 22-10-2025)
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 83 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 2.69, cash €48,632
NBB · annual accounts
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2024 accounts filed 83 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 83 days after the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. IncorporationAppointment: VAN WINCKEL Lotte Jeanine…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 83 days View
  • One director decidessole director in office 1 View
  • Total assets 2024first financial year filed €60,657 View

By topic

Financials

Financial year
2024
Total assets
€60,657
Profit
€44,871
Solvency
64.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of lawyersNACE 69101
Founded
20-11-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about LOVAWI

What is the company number of LOVAWI?
1002.467.086. In Belgium the VAT number is the company number with BE in front: BE 1002.467.086.
Where is LOVAWI based?
The registered office is at Naadsevelden 8, 2560 Nijlen.Company details
What does LOVAWI do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of LOVAWI?
Private limited company (BV).
When was LOVAWI founded?
On 20-11-2023.
Is LOVAWI still active?
Yes, LOVAWI is an active enterprise in the KBO register.
What is the turnover of LOVAWI?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LOVAWI profitable?
In financial year 2024, LOVAWI made a profit of €44,871.
Where can I find the annual accounts of LOVAWI?
LOVAWI filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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