LOVARO
ActiveFrom the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of LOVARO is 2.2% (moderate). The 2025 annual accounts show equity of €88,699 and a net result of €21,307. Equity has been growing by about 36% per year since 2022. Its solvency ranks better than 57% of 1,899 sector peers (NACE 10, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 04-04-2022 Normal situation
- Activity
- Manufacture of food products NACE 10520and 4 others
- Establishment unit
- 2.330.049.569 8670 Koksijde, since 04-04-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Board and ownership
- Platteeuw ValentineDirector · since 04-04-2022
- Vuylsteke LouisDirector · since 04-04-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
- Gross margin
- €75,838
- ▲ 4.7%
- Turnover
- ≈ €230,000
- estimated
- Profit
- €21,307
- ▲ 40.7%
- Equity
- €88,699
- ▲ 31.6%
- Total assets
- €235,797
- ▼ 13.2%
Score breakdownraises riskFounded in 2022Sector: Manufacture of food products (NACE 10)lowers riskFigures for financial year 2025 (filed on 31-08-2026)Liquidity: current ratio 2.25, cash €43,321Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 55% of them on solvency, 76% on liquidity, 67% on profitability and 77% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 32 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Comparable companies
These companies have the same main activity as LOVARO: manufacture of food products (NACE 10520). They are comparable in size and age: total assets between €150,000 and €370,000, founded between 2020 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| LOVARO Veurne | €235,797 | €75,838 |
| TARTELETTE Gent | €222,261 | €62,659 |
| 't Hof Vanys Maarkedal | €222,142 | €76,226 |
| Façon Grenadine Verviers | €170,122 | €90,313 |
| LEMPORTEAUBEL Herve | €149,547 | €86,788 |
| GNT Walcourt | €177,311 | €71,764 |
| DE KREMKERRE Merelbeke-Melle | €369,995 | €59,926 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 30-08-2026
- Annual accounts 2024filed on 27-08-2025
- Annual accounts 2023filed on 30-08-2024
- Annual accounts 2022filed on 11-09-2023
Acts in the Belgian Official Gazette
- Registered officeact of 19-05-2025
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about LOVARO
- What is the company number of LOVARO?
- The company number of LOVARO is 0784.449.985. The VAT number is the same number with BE in front: BE 0784.449.985.
- Where is LOVARO based?
- The registered office is at Gouden-Hoofdstraat 128, 8630 Veurne.Company details
- What does LOVARO do?
- According to the KBO register, the main activity is manufacture of food products (NACE 10520).
- What is the legal form of LOVARO?
- The legal form of LOVARO is Private limited company (BV).
- When was LOVARO founded?
- LOVARO was founded on 04-04-2022.
- Is LOVARO still active?
- Yes, LOVARO is an active enterprise in the KBO register.
- What is the turnover of LOVARO?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €75,838 and 2,678 comparable companies of the same size. It probably lies between €150,000 and €400,000. It is a rough estimate.Financials
- Is LOVARO profitable?
- In financial year 2025, LOVARO made a profit of €21,307.
- Where can I find the annual accounts of LOVARO?
- LOVARO filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of LOVARO due?
- LOVARO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.