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LOVAGO VOSSELAAR

Active
Private limited companyfounded 2023active for 3 yearsBolk 89, 2350 Vosselaar, BelgiumKBO/BCE: BE 0804.493.551
Summary

LOVAGO VOSSELAAR has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,213 and a net result of €30,971. Its solvency ranks better than 61% of 688 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€214,106total assets 2025
Staff
4.1 FTE
Equity
€108,213
Profit
€30,971
Turnover not published (abbreviated or micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 9 days early0 of 1 deed read
Why 95raises riskFounded in 2023lowers riskSector: Social work activities without accommodation (NACE 88)Liquidity: current ratio 1.80, cash €41,945Size: total assets €214,106Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 88, micro)
Financial strength · tick = 2024
Strong
Solvency 76-7
equity 50.5% of total assets
Liquidity 58-16
short-term debt 35.9% · cash 19.6%
Profitability 87-13
return on assets 14.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,117 companies, NACE 88, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025highest value 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.4 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.8, compared with 2.23 in 2024; short-term debt: 35.9% and cash: 19.6% of total assets), and 49.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 59% on solvency, 39% on liquidity, 76% on profitability and 78% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
lowers risk · Liquidity: current ratio 1.80, cash €41,945
NBB · annual accounts
lowers risk · Size: total assets €214,106
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 days early
2024
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days before the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 26% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €100,000equity €108,213 ▲40.1%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Flemish supportawarded 2023 - 2025 €585,540 View
  • Total assets 20252 financial years filed €214,106 View
  • Active since 2023founded 02-08-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€214,106
Profit
€30,971
Solvency
50.5%
Total assets▲ 59.5%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Day nurseries and crèchesNACE 88911
Founded
02-08-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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