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From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
LOVACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €815,861 and a net result of €113,889. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 30% of 9,743 sector peers (NACE 64, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 27-03-2007 Normal situation
- Legal form
- Private limited company
- Registered office
- Reinaertdreef 9, 9830 Sint-Martens-Latem
- Activity
- Activities of holding companies NACE 64210and 4 others
- Establishment unit
- 2.161.834.347 9830 Sint-Martens-Latem, since 23-04-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
How it is doing
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €113,889
- ▲ 130%
- Equity
- €815,861
- ▲ 16.2%
- Total assets
- €3.0m
- ▲ 5.5%
2025 accounts 3 days early
Filed on 28-07-2026at the National Bank
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
26 days late
2023
37 days late
2022
3 days early
2021
31 days late
2020
19 days late
2019
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 28-07-2026
- Annual accounts 2024filed on 26-08-2025
- Annual accounts 2023filed on 06-09-2024
- Annual accounts 2022filed on 28-07-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about LOVACO
- What is the company number of LOVACO?
- 0888.295.118. In Belgium the VAT number is the company number with BE in front: BE 0888.295.118.
- Where is LOVACO based?
- The registered office is at Reinaertdreef 9, 9830 Sint-Martens-Latem.Company details
- What does LOVACO do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of LOVACO?
- Private limited company (BV).
- When was LOVACO founded?
- On 27-03-2007.
- Is LOVACO still active?
- Yes, LOVACO is an active enterprise in the KBO register.
- What is the turnover of LOVACO?
- ≈ €530,000 in financial year 2025. Estimated from the gross margin of €403,428: probably between €440,000 and €840,000, based on 34 comparable companies, NACE 64210.Financials
- Is LOVACO profitable?
- In financial year 2025, LOVACO made a profit of €113,889.
- Where can I find the annual accounts of LOVACO?
- LOVACO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of LOVACO due?
- By 31-07-2027, for financial year 2026.Timeline
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