LOUVREX 133
ActiveLOUVREX 133 has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-23k. Equity is shrinking by ~37.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 14% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35=
Solvency26▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 1.04 in 2024; short-term debt: 99.2% and cash: 16.3% of total assets), and 99.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-23k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4522 sector peers (2025).
NBB · sector comparisonPosition among 4522 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
17 d early
2024
16 d early
2023
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-23k▼ 79.9%
2024 · €-13k
2023: €-2k
2024: €-13k
2023 → 2025
Working capital
€24k▼ 48.7%
2024 · €47k
2023: €60k
2024: €47k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€60k-€47k▼ 21.3%€24k▼ 48.7%
Operating result€84k-€63k▼ 25.5%€50k▼ 20.0%
Net result€-2k-€-13k▼ 514%€-23k▼ 79.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2.87M
Equity
€24k▼ 48.7%
Debt
€2.85M▲ 124%
The debt ratio rises from 96.4% to 99.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.8%▼
2024 · 3.6%
Current ratio
1.01▼
2024 · 1.04
Quick ratio
0.22▼
2024 · 0.59
ROE
-95.1%▼
2024 · -27.1%
ROA
-0.8%▲
2024 · -1.0%
Debt
€2.85M▲
2024 · €1.27M
Debt ≤ 1 year
€2.85M▲
2024 · €1.27M
A ratio outside any meaningful range has been withheld (balance sheet total €2.87M, equity €24k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€2.87M▲
Current assets29/58€1.31M€2.87M▲
Stocks and contracts in progress3€562k€2.26M▲
Contracts in progress37€562k€2.26M▲
Amounts receivable within one year40/41€152k€143k▼
Trade receivables40€152k€139k▼
Other amounts receivable41€0€4k▲
Cash at bank and in hand54/58€602k€469k▼
Equity and liabilities
Total equity and liabilities10/49€1.31M€2.87M▲
Equity10/15€47k€24k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-15k€-38k▼
Amounts payable17/49€1.27M€2.85M▲
Amounts payable within one year42/48€1.27M€2.85M▲
Financial debts43€676k€2.01M▲
Credit institutions430/8€676k€2.01M▲
Trade debts44€501k€839k▲
Suppliers440/4€501k€839k▲
Advances received on contracts in progress46€0€0=
Taxes, remuneration and social security45€91k€0▼
Taxes450/3€91k€0▼
Other amounts payable47/48€0-
Income statement
Code20242025
Gross operating margin9900€63k€50k▼
Operating profit (loss)9901€63k€50k▼
Financial charges65/66B€76k€73k▼
Recurring financial charges65€76k€73k▼
Profit (loss) for the period before taxes9903€-13k€-23k▼
Profit (loss) for the period9904€-13k€-23k▼
Profit (loss) for the period to be appropriated9905€-13k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-38k▼
Profit (loss) brought forward from the previous period14P€-2k€-15k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Anglais 6A4430 AnsGround area
1.2 ha
Parcel 62332B0085/00C000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62332B0085/00C000 | Wallonia | 1.2 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-09-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.